Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Parminder Kaur Dharni, based in Yuba City, CA, offers tailored employee benefits brokerage services with a focus on meeting the unique needs of each client. With valuable experience serving self-funded employers, Parminder has developed a keen understanding of the intricacies involved in creating effective, customized benefits solutions that align with the goals and budgets of businesses. Notably, Parminder has successfully collaborated with clients such as NEW LEGEND, INC. and NEW LEGEND TRANSPORTATION, demonstrating a commitment to excellence and a deep understanding of the challenges and opportunities within the employee benefits landscape. By prioritizing clear communication, meticulous attention to detail, and a personalized approach, Parminder Kaur Dharni ensures that each client receives the highest level of service and expertise in navigating the complexities of employee benefits planning and implementation.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Employers Select Insurance Services in Sacramento, CA, boasts a robust and experienced team within a larger office setting. Their extensive expertise spans diverse industries, including depository credit intermediation, retail trade, and audio and video equipment manufacturing. With a demonstrated track record of working with self-funded clients, this office excels in supporting both local and regional employers. A notable strength lies in their affiliation with a local brokerage firm, emphasizing their commitment to the community and a nuanced understanding of the region's business landscape. The team has showcased its proficiency in catering to midsize and small employers, showcasing adaptability to varying organizational scales. Employers Select Insurance Services has successfully partnered with renowned companies, such as Aja Video Systems, a leader in audio and video equipment manufacturing with over 240 participants. Additionally, they have provided tailored solutions for First Northern Bank, a key player in depository credit intermediation, boasting 100+ participants, and Price-Simms Management, an automobile dealers industry leader with 50+ participants. Employers looking for a reliable insurance broker with a local touch, diverse industry knowledge, and a proven track record in serving businesses of all sizes will find Employers Select Insurance Services in Sacramento, CA, to be a strategic and dependable partner.

CMA Insurance specializes in Employee Benefits for Small and Large Businesses. We separate ourselves from other firms by establishing a direct link to the employee with regard to benefits, coverage, change requests, and most important, claim issues. CMA Insurance Services, Inc. was founded in 1982 under the name of Corporate Marketing Insurance Associates, Incorporated. As our company grew in size, our name got shorter and eventually became CMA Insurance Services or simply CMA. ​Over the years, CMA has evolved into an insurance brokerage firm that specializes in the design and development of cost effective employee benefit plans for companies of all sizes. We do not want to meet your expectations, we want to exceed them. Our success and growth has been a result of providing our client with individual attention, exceptional service and the requirement that our carrier partners do the same. We take pride in being proactive, accessible and accountable.

InterWest was founded in 1992 as a result of the merger of three large successful insurance brokerage firms located in Northern California. Our aggressive entrepreneurial and acquisition efforts have extended our footprint into Central California and the San Francisco Bay Area. Our unyielding commitment to reinvesting in our staff, diversified products & services and innovative technology consistently places us among the top performing insurance and consulting brokerages in the country. We offer unparalleled expertise in all lines of property and casualty, workers’ compensation, employee benefits and personal insurance coverages, as well as a full range of surety products. Although we operate principally in California, we are licensed to write business in all 50 states and staffed to service clients with locations throughout the nation.

WHAT WE DO Whether it’s Property & Casualty, Employee Benefits, Corporate Wellness, Risk Management, Risk Control or Preferred Client Insurance Services, the collective knowledge and experience of the Poms & Associates team makes us more than mere advisers. We become trusted partners in understanding your specific and unique needs and risks. Poms & Associates is committed to a belief that has proven invaluable to our clients time and time again — knowledge is the best insurance. By acting not only as your insurance broker, but also as an educator, we help you achieve a more effective and efficient level of self-administration so that you can focus on other important objectives. ABOUT POMS Recognizing a growing need within the industry for problem solvers willing and able to think outside the box, David Poms formed Poms & Associates in 1991. Since then, Poms has carefully and deliberately grown to include more than 100 employees, with branch offices strategically located to best serve our client base. Our company-wide emphasis on educating, rather than dictating to the insurance buyer has remained constant. With a determined focus on controlled growth, we are able to maintain the highest degree of customer service, which in turn fosters long and productive client relationships. We keep a critical eye on staffing to ensure that our clients’ expectations are exceeded on every level, at every turn. We are here to represent your best interests. That’s the Poms difference.

Rogers Benefit Group is a specialty marketing organization with a long history of developing niche markets. Our predecessor organizations date back in the late 1940’s when RBG’s founder, Pat Rogers, decided to enter the small employer group insurance business. Being an agent himself, he also knew that agents were going to need a marketing organization to help them bring specialized knowledge and service to their clients in the increasingly complex area of health benefits. Our first insurance carrier relationship began with Principal Financial Group. This relationship thrives today. Regionally, we enjoy strategic relationships with Aetna, certain Blue Cross and Blue Shield plans, HealthNet, United Health Care, Humana, and Assurant Health. Today Rogers Benefit Group helps agents service more than 40,000 groups who pay more than $2.5 billion in annual premium. Rogers Benefit Group is committed to fast, accurate response to an agent or employer when addressing their group insurance needs. It is from our Midwest roots that one can expect a no-nonsense, straightforward, competent approach to groups of any size. Our Geography We are currently located in over 30 states with 40 offices. This geographic spread lends itself well to the opportunity of assisting agents with groups having multiple locations. It also makes us the oldest and largest General Agent in the United States as measured by locations and, more importantly, premium in force. What’s Really Important Agents tell us that our greatest value is in the quoting and underwriting processes. Our mission is to help agents get business, get groups rated correctly, get them enrolled efficiently and accurately, and to help reduce their efforts in underwriting. We do this by close individual contact with the agent and employer while minimizing unknowns in these steps. Our specialized knowledge of the quoting, enrollment, and underwriting maze brings unique value to all parties involved.

Britany Lloyd's Sacramento-based insurance brokerage office stands out as a noteworthy choice for employer benefits buyers, especially for those seeking expertise in a range of industries. As a larger office within a local brokerage firm, they offer a unique blend of extensive experience and personalized service. This office is particularly adept at handling self-funded clients, showcasing their capability to support both local and regional employers with tailored solutions. Their proficiency is not limited to a single sector. Instead, Britany Lloyd's office demonstrates remarkable versatility across diverse industries, including outpatient care centers, special food services, and automobile dealers. This wide-ranging expertise ensures they can cater to the specific needs of various businesses. Notably, their top customers are a testament to their capability to manage complex requirements. These include 5Th Axis from the nonferrous metal industry, with over 70 participants, Center For Human Services in the individual and family services industry with more than 250 participants, and Clinica Sierra Vista in the outpatient care centers industry, serving over 90 participants. These collaborations highlight their ability to provide customized solutions that resonate with the unique demands of each industry and business size. Furthermore, their significant experience with small employers adds another layer to their profile, making them a suitable partner for smaller businesses seeking comprehensive insurance solutions. This expertise ensures that smaller entities receive the same level of attention and customized service as larger corporations. Overall, Britany Lloyd's Sacramento office is a robust choice for employers looking for an insurance broker with a wide industry reach, tailored solutions for both large and small companies, and a strong local presence with a broad perspective.