Wraith, Scarlett & Randolph is one of the oldest and largest independently owned insurance agencies, serving the Northern California region since 1917. Wraith, Scarlett & Randolph is a full-service independent insurance Agency dedicated to providing its clients with the highest quality insurance products and services whether it is on a local, regional or national level.

Established in 1970 by Marvin Smith, our company has grown to a full service insurance agency. Currently, Insuramax serves the insurance needs of over 5,000 individuals and families, and over 1,000 businesses. Insuramax is a firm that utilizes a unique business model known as the "Risk Reduction Approach and/or Total Benefits Approach". We focus on an elite client group providing long term risk reducing services that will lower their total cost of risk and improve their profitability. As a result of implementing a specifically designed risk reduction plan our client's operations become more attractive to the insurance marketplace.

Let us handle your business insurance coverage. Our team of professional and dedicated brokers and lawyers can help you to properly identify your risks, get the best coverage for the most competitive premium, explain your policy language and coverage options, and provide top quality service and experience.

When you work with us, you NEVER pay us a fee and you CAN’T get the insurance for one penny less elsewhere. Specializing in Long Term Care Insurance, Hybrid Life Insurance, Executive Bonus Plans, Buy/Sell Agreements, Medicare Supplements, Medicaid Annuities, Life Insurance, Financial Planning, Disability Insurance, Short Term Medical. We specialize in understanding and evaluating insurance contracts. Knowing which contracts offer greater flexibility will work to your advantage, and most often don’t cost you anything extra. Just minor words like “calendar days” vs “service days” could cost you tens of thousands of dollars at claim time. Our objective is to make sure you get the best policies with the broadest coverage and at the very best price. Plus we provide you with free unrivaled support for life.

What makes Lockton stand apart is also what makes us better: independence. Our private ownership empowers our 12,500+ Associates doing business in over 140+ countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, we deliver the deep understanding needed to accomplish remarkable results.

Allpointe Insurance Services, located in San Francisco, California, is a prominent player in the insurance brokerage industry. With its expansive office, it stands out as a major local brokerage firm that caters adeptly to the diverse needs of both small and midsize employers. The team at Allpointe is renowned for their deep expertise in computer systems design and related services industries, showcasing a keen understanding of the unique challenges and opportunities within these sectors. Their client portfolio is impressive, featuring top names like Feedzai in the computer systems design and related services industry, Pax Labs in miscellaneous manufacturing, and Trove Recommerce in professional, scientific, and technical services. Each of these clients, based in California, boasts over 100 participants, with Trove Recommerce exceeding 310. This demonstrates Allpointe's capacity to handle substantial client groups efficiently and effectively. A key strength of Allpointe Insurance Services is their proficiency in working with self-funded clients. This expertise is particularly valuable for regional employers who seek tailored solutions that align with their specific financial and organizational goals. The firm's ability to support local and regional employers, coupled with their extensive experience, positions them as a reliable partner for businesses navigating the complexities of employee benefits and insurance. In summary, Allpointe Insurance Services in San Francisco is a robust, experienced brokerage firm with a proven track record in serving a range of industries and employer sizes, especially skilled in managing large participant groups and offering specialized solutions for self-funded clients.

Claremont Insurance Services is a leading General Agency serving employee benefits brokers and agents throughout California. Claremont helps clients increase revenue, reduce operational costs and reduce risk by truly understanding the California market, then sharing that insight with brokers and agents to ensure they can best serve their clients. Claremont focuses on building their clients’ businesses through market analysis, product education, and a comprehensive portfolio of competitive health, dental, and ancillary insurance plans.

We can’t be all things to all people, but we are always determined to be reliable partners who work hard to find answers that enhance outcomes. NFP, an Aon company, is an integrated organization of consultative advisors and problem solvers. We provide expertise to help companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. The value we deliver is driven by the proactive collaboration, diverse perspectives and grounded ambition of more than 7,700 colleagues in the US, Puerto Rico, Canada, UK and Ireland. We serve a diversity of clients, industries and communities through our global capabilities and solutions. Together, we put people first, prioritize partnerships, solve problems and continuously advance a culture we’re proud of.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

The Word & Brown General Agency delivers prompt, knowledgeable service and extensive sales support to all broker partners. Calls and emails are promptly answered by representatives ready to evaluate and compare health plans, prepare quotes, and provide the most current information needed to close a sale. Quotes can be delivered online to a secure inbox via email to designated addresses or as bound, printed proposals within one business day. We also offer a statewide team of field representatives to accompany you on client presentations or consult with you in your offices. Enrollers are available to conduct employee meetings at client sites on your behalf, and offer bilingual enrollment support. Join the Word & Brown Team Today! Call 800.869.6989 or visit www.wordandbrown.com

AccesseHR Insurance Services, situated in the vibrant city of San Francisco, CA, stands out as a prominent and larger office within the local brokerage landscape. Catering to a diverse clientele, their expertise extends across various industries, making them a reliable choice for both small and midsize employers seeking comprehensive insurance solutions. Renowned for their adeptness in handling self-funded clients, AccesseHR has established a robust track record. This is evident in their successful partnerships with notable companies in distinct sectors. For instance, they have effectively served Baco Realty Corporation, a key player in the lessors of real estate industry, managing insurance needs for over 110 participants. Their proficiency also extends to the motor vehicle and parts supplies merchant wholesalers industry, as demonstrated by their collaboration with Ssf Imported Auto Parts, supporting over 110 participants in this domain. Furthermore, AccesseHR has shown remarkable skill in addressing the unique requirements of the waste management and remediation services industry. This is highlighted by their association with Tracy Delta Solid Waste Management, catering to around 100 participants, showcasing their capacity to deliver tailored insurance solutions. Their expansive knowledge is not limited to these sectors alone. AccesseHR has also gained significant experience in the computer systems design and related services industry, further solidifying their position as a versatile and knowledgeable insurance broker. As part of a local brokerage firm, AccesseHR Insurance Services in San Francisco embodies a blend of local market understanding and wide-ranging industry expertise. This makes them an ideal partner for employers in the region seeking a reliable, experienced insurance brokerage to navigate the complexities of employee benefits.