World is a leading financial services organization that uses its vast resources and industry expertise to empower people to make informed decisions to improve their risk management and financial outcomes. Using data-driven analytics, our advisors innovate new products and solutions tailored to clients’ needs across insurance and bonds, employee benefits, retirement plans, wealth management services, private client services, and payroll & HR solutions. We have advisors in dozens of niche markets, and we cater to specialized industries such as agribusiness, associations, construction, entertainment & recreation, healthcare, hospitality, manufacturing, public/nonprofit, professional services, real estate, retail, self-storage facilities, and transportation. With the backing and expertise of a comprehensive network of specialists, our colleagues build trusted relationships with our clients that deliver real-world results.

Located in the vibrant business hub of Philadelphia, PA, Kt&D's local office is a trusted insurance broker specializing in comprehensive employee benefits solutions for both local and regional employers. With a strong focus on medical and ancillary benefits, the team at Kt&D brings valuable expertise to the table, making them an ideal choice for employers seeking tailored insurance solutions. This Philadelphia-based branch has successfully served a diverse range of clients, including top organizations such as Anesthesia Services PA, Ent and Allergy of Delaware, and Nephrology Associates. Notably, Anesthesia Services PA boasts a participant count of 190+, reflecting Kt&D's ability to handle large-scale benefits programs. Additionally, the broker has showcased its proficiency in the offices of physicians industry, consistently delivering effective solutions for clients in Delaware and beyond. As a part of a local brokerage firm, Kt&D's Philadelphia office combines the strength of a larger organization with the personalized touch of a community-focused provider. Their demonstrated experience with midsize employers further underscores their versatility in meeting the unique needs of businesses of varying scales. Choosing Kt&D means gaining a strategic partner with a proven track record, local insight, and a commitment to delivering tailored insurance solutions that empower employers and support the well-being of their workforce.

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Patriot is a national agency specializing in Employee Benefits, Property & Casualty and Personal insurance solutions. Backed by growth equity investors GI Partners and Summit Partners, Patriot is among the fastest-growing insurance services firms in the United States.

Fabrick is not your usual marketing and PR agency; Fabrick is the 2021 Construction Marketing Awards Agency of the Year! We offer a full-service and have spent 36 years working exclusively for construction and the built environment, delivering outstanding offline and online marketing and content campaigns to clients of all sizes across the industry. We understand the challenges construction faces and the impacts these have on businesses. We know how best to market your construction and property business and take the time to understand what success means to you. Every client has a different brief and different goals so our in-house construction marketing and content specialists work together to meet each challenge – we do not believe that one size fits all! We deliver the collateral and tools to get you noticed, we have the resources to make it happen and we integrate them all into highly focused campaigns. We have successfully delivered projects in the Middle East, USA, Australia and many European countries and are firm believers in building long-standing relationships with our stakeholders. Our team of 29 marketing and PR professionals love to talk and would welcome the opportunity to discuss your construction and property marketing needs. We can be contacted on +44(0)1622 754295.

At IFS Benefits we are dedicated to providing you with products, services and innovative solutions to meet your business needs. We take pride in our ability to guide you through the continually changing landscape of employee benefits, and place a strong focus on cost containment, quality service and legislative compliance.

Welcome to the thriving business hub of Pie in Baltimore, MD – a bustling and expansive office committed to providing top-tier insurance brokerage services. Boasting a sizable team, this office stands out for its extensive experience in catering to the needs of self-funded clients, showcasing a deep understanding of the intricacies involved. Local and regional employers find valuable support here, with a demonstrated track record of excellence. Distinguished by a diverse clientele, this office proudly serves notable companies such as Bsc America, a nondepository credit intermediation giant with over 90 participants, Educational Systems Federal Credit Union in depository credit intermediation with 130+ participants, and Home Paramount Pest Control Company, a leader in services to buildings and dwellings, boasting 250+ participants. Industry expertise is a hallmark of this Pie location, with a focus on nondepository credit intermediation, services to buildings and dwellings, and architectural, engineering, and related services. As an integral part of a local brokerage firm, this office brings a personalized touch to insurance solutions. Impressively, they have a wealth of experience working with midsize and small employers, demonstrating a versatile approach tailored to businesses of various scales. With a commitment to excellence and a robust portfolio of satisfied clients, this Pie location in Baltimore, MD, emerges as a trusted partner in navigating the complex landscape of employer benefits.

Creative Benefits, Inc. is a trusted employee benefits consulting and brokerage firm with offices in Newtown Square and Kingston, Pennsylvania. We support small, mid-sized, and large employers in the tri-state area and nationwide to deliver customized, strategic employee benefits solutions. Our core values—commitment, collaboration, client-focused, and compassion—guide every client relationship and drive our approach to meaningful, long-term partnerships. Our Mission It is our mission to establish enduring partnerships with our clients and their employees by building strategic, innovative, and optimal employee benefit programs that meet the needs of each organization. What We Do We design and tailor employee benefits programs to meet and support your organization’s unique needs. Our expertise covers medical, prescription, dental, vision, life insurance, short- and long-term disability, accidental death & dismemberment, supplemental life, voluntary benefits, as well as health savings accounts (HSA), flexible spending accounts (FSA), health reimbursement accounts (HRA), Section 125 plans and long-term care. What Makes Us Different We know that benefits can be confusing—we act as an extension of our client’s HR to assist with the intricacies of employee benefits strategies, benefits administration, and employee inquiries. What To Do Next Put our experience and strategic vision to work for your company. We’ll help you navigate the often-confusing, ever-changing healthcare industry and cultivate a program that best fits your company’s needs. Contact us today at solutions@creativebenefitsinc.com or 866.306.0200.

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Founded in 1885, we leverage over a century of experience along with strong local, national and global reach to meet all of your business objectives. RCM&D Self-Insured Services Company (SISCO) is a Third Party Administrator and a trusted partner in claim management, consulting and advisory services for clients that are self-insured, fully insured, or utilize captive or high deductible programs. Our expertise coupled with our technological resources ensure budget certainty, reduced costs and the overall efficiency of your claim process. In 2020, RCM&D entered a strategic merger with Oswald Companies to form Unison Risk Advisors. Unison Risk Advisors represents one of the nation's largest privately held and employee-owned insurance brokerage and risk management firms. It ranks among the 30 largest brokerage firms and among the top 5 largest independently owned firms in the country. Unison Risk Advisors is committed to an independent brokerage service model guided by the belief that clients are best served by professionally managed and well-resourced firms that can act independently upon the client's best interests.

Beneration helps companies of all sizes manage their employee and benefit data – with the ultimate goal of making the HR and benefits experience flawless. Our proprietary VerifiaBill system helps ensure that companies will never pay an incorrect invoice again. VerifiaBill accurately identifies every billing error on every invoice – whether you have 5 employees or 5,000. Beneration allows HR departments to spend more time focusing on their people and less time on tedious and repetitive processes. Learn more about our invoice consolidation and auditing solutions at beneration.com.

Fairmount Benefits is a new breed of benefits consulting partner that is helping leading companies find new ways to win. To secure the best coverage, at the best possible price, you need someone firmly in your corner -- someone that understands your company and culture. Our entire service model is built on pulling for you -- being your true champion, an advocate, not a transactional broker.