Phillip James Financial is an independent, fee-only financial planning & investment management company in Plymouth Minnesota. We were founded with the idea of bringing fee-only financial planning and investment advisory services to individuals and families which historically has been restricted to the very wealthy due to high minimum fees. We believe that the fee-only model offers a better alternative to the traditional broker/dealer model by removing the inherent conflict of interest that can be associated with selling commissioned based products. Everyone deserves sound advice when it comes to their investments that are aligned with their goals and not those of the broker. As a fee-only firm we do not receive commissions from investment companies, we are paid only by our clients. This fee structure has many advantages. It’s simple, transparent, and easy to understand. It also gives your advisor an incentive to grow your assets—when you succeed, your advisor succeeds. Whether you have just started saving or you are preparing for retirement, Phillip James wants to make sure you achieve your financial needs and goals. Website: http://phillipjamesfinancial.com Phone: (763) 432-0852 Fax: (763) 390-0023

Flagship Insurance Services, LLC in Hutchinson, MN, stands as a prominent insurance broker within the region. Operating from a larger office, they specialize in catering to the diverse needs of both local and regional employers. With a proven track record, Flagship Insurance Services, LLC boasts extensive experience in serving self-funded clients, showcasing a nuanced understanding of the insurance landscape. This office has successfully supported a range of businesses, including notable clients like Forklifts of Minnesota, a key player in the machinery, equipment, and supplies merchant wholesalers industry, boasting 160+ participants. Security Bancshares Company, engaged in depository credit intermediation in MN, relies on Flagship's expertise with its 120+ participants. Similarly, Southdale Pediatric Associates Ltd, in the offices of physicians industry, benefits from Flagship's services with a participant count exceeding 150. Flagship Insurance Services, LLC distinguishes itself by demonstrating profound expertise across various industries, such as machinery, equipment, and supplies merchant wholesalers, depository credit intermediation, as well as paint, coating, and adhesive manufacturing. Operating as part of a local brokerage firm, this broker has a proven track record of successfully navigating the complexities of insurance for midsize and small employers alike, making them a reliable choice for businesses seeking comprehensive insurance solutions in the Hutchinson, MN area.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Direct Benefits, Inc. is a managing general agency providing one-stop ancillary insurance solutions. We support 18,000 independent agents, brokers, consultants and general agents in all 50 states. Our brands include: Spirit Dental & Vision, Denali Dental & Vision, Direct Vision. Better benefits, direct to you. Let's connect!

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

As an independent brokerage for 91 years, this has always remained true...“Caring for Your Unique Potential Is Our Soul Purpose.” That statement is the core of how we do business. We ask the tough questions, avoid the easy path, believe fully in caring for the unique challenges of our clients, and leverage our greatest assets — the hearts and minds of our people — to advocate on behalf of our clients. That’s our approach to risk management and benefits consulting, and it’s worked for us since our inception in 1932. As an independent brokerage, we serve clients in every industry and of almost every size, with the ultimate goal of providing exceptional service and caring for our clients’ unique potential. For more information, visit www.holmesmurphy.com. You can also follow us on X (@holmesmurphyins), or Facebook, or Instagram.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

The Horton Group, a Marsh & McLennan Agency LLC company, is a full-service brokerage offering business insurance, employee benefits, private client insurance, and retirement services to businesses and individuals nationwide.

North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

Preferred Concepts provides premier coverage solutions focused on the real estate industry. We are backed by decades of experience insuring a broad array of property types via a novel and contemporary approach to underwriting.

The Bemidji, MN branch of Pickett Agency, Inc distinguishes itself with specialized proficiency in catering to local and regional employers, focusing extensively on medical and ancillary benefits. Their expertise extends notably within the grocery and convenience retailers sector, where they've cultivated strong relationships and served as a trusted advisor to prominent entities like Jnd Holdings, Johanneson's, and Teals Management Group. These clients, each with sizable participant pools exceeding 100, have benefited from Pickett Agency's tailored solutions and deep understanding of the industry's nuances. What sets this office apart is its affiliation with a local brokerage firm, leveraging collective insights and resources while maintaining a personalized touch. Their demonstrated experience working with midsize employers showcases their adaptability and capacity to navigate diverse organizational structures and needs. Pickett Agency's commitment to understanding the unique demands of the grocery and convenience retailers industries is evident in their track record of delivering tailored benefit packages. Their knowledge, honed through hands-on engagement, ensures that employers receive comprehensive and competitive offerings aligned with the industry's evolving landscape. Driven by a commitment to localized expertise and a collaborative approach, Pickett Agency's Bemidji branch stands as a reliable partner for employers seeking comprehensive and industry-specific insurance brokerage services.