We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals. From small towns to larger cities, from the wide-open plains to the rugged beauty of the mountains, from family farms to energy fields, to the people building businesses and lives in our communities, Bravera is powered by the energy of all those we serve with a footprint that reaches far and wide, with a focus always on our people. With roots dating back to 1909, we are comprised of Bravera Bank, Bravera Insurance and Bravera Wealth; all falling under the holding company, Bravera Holdings Corp. This allows us the unique opportunity to offer customers a complete financial services package. Located in North Dakota and Montana, the three Bravera entities have 27 locations in 19 communities including Bismarck, Cando, Carrington, Cooperstown, Finley, Devils Lake, Dickinson, Killdeer, Mandan, McClusky, Minot, New England, Northwood, Stanley, Underwood and Watford City in North Dakota and Billings, Glendive and Great Falls in Montana. Bravera Bank is Member FDIC / Equal Housing Lender. Products and services offered through Bravera Insurance and Bravera Wealth are: * Not a deposit * Not FDIC Insured * Not Insured by any federal government agency * Not financial institution guaranteed and may be subject to investment risk, including loss of principal amount invested.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Pinnacle Employee Benefits, a highly reputable local insurance broker based in Minot, North Dakota, has earned recognition for its outstanding customer service and expertise. With a vast client base spanning Texas, California, Tennessee, Hawaii, Utah, Maryland, and Oregon, they consistently receive positive reviews from satisfied clients. One notable achievement for this office of Pinnacle Employee Benefits is their partnership with BNI Coal Ltd, a prominent employer in the coal mining industry boasting 580 members. Through close collaboration with the HR and finance team at BNI Coal Ltd, Pinnacle Employee Benefits successfully implemented a tailored self-funding arrangement that addresses the unique needs of their members. In addition to serving BNI Coal Ltd, this particular location of Pinnacle Employee Benefits has secured partnerships with esteemed employers like Town & Country Credit Union and Westlie Motor Company. Their expertise and commitment to excellence have made them one of the top brokerages in the competitive Minot, ND market. Pinnacle Employee Benefits stands out for its strong industry knowledge in sectors such as automobile dealers, depository credit intermediation, and coal mining. Their in-depth understanding of these industries enables them to provide comprehensive insurance solutions that effectively mitigate risks and meet the specific requirements of their clients. Employers seeking reliable insurance services can rely on Pinnacle Employee Benefits' exceptional customer service and expertise. With their extensive experience and commitment to client satisfaction, Pinnacle Employee Benefits is a trusted partner for large and midsize businesses across multiple states.

WEX (NYSE: WEX) is the global commerce platform that simplifies the business of running a business. WEX has created a powerful ecosystem that offers seamlessly embedded, personalized solutions for its customers around the world. Through its rich data and specialized expertise in simplifying benefits, reimagining mobility and paying and getting paid, WEX aims to make it easy for companies to overcome complexity and reach their full potential. For more information, please visit www.wexinc.com.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

CBIZ, Inc. (NYSE: CBZ) is a leading professional services advisor to middle market businesses and organizations nationwide. With unmatched industry knowledge and expertise in accounting, tax, advisory, benefits, insurance, and technology, CBIZ delivers forward-thinking insights and actionable solutions to help clients anticipate what’s next and discover new ways to accelerate growth. CBIZ has more than 10,000 team members across more than 160 locations in 21 major markets coast to coast. For more information, visit www.cbiz.com. CBIZ works closely with CBIZ CPAs, a national, independent CPA firm. CBIZ CPAs specializes in attest services for middle market and growing businesses in a variety of industries, including technology and life sciences, construction, not-for-profit organizations, manufacturing, retail and distribution. For more information, visit www.cbizcpas.com. CBIZ is a consulting, tax and financial services provider that works closely with CBIZ CPAs P.C., an independent CPA firm that provides audit, review and other attest services. In certain jurisdictions, CBIZ CPAs P.C. operates under its previous name, Mayer Hoffman McCann. P.C. View our CBIZ Social Media Community Guidelines here - https://www.cbiz.com/privacy-policy/cbiz-social-media-community-guidelines

Nestled in the heart of Jamestown, ND, the Farmers Union Insurance: Jeff Kruger Agency stands out as a beacon of reliability and expertise in the realm of employer benefits. With a sharp focus on medical and ancillary benefits, this agency brings a wealth of local and regional knowledge to the table, making them an invaluable partner for businesses in the area. The agency's track record is underscored by their impressive clientele, with notable names like Farmers Union Service Association Ltd leading the pack. This dynamic agency caters to the agencies, brokerages, and insurance-related activities industry, boasting over 130 participants in the region. Their commitment to serving the local community is evident, establishing them as a pivotal player in the insurance landscape. What sets the Jeff Kruger Agency apart is their affiliation with a local brokerage firm, adding a layer of personalized service that goes beyond the ordinary. Their in-depth understanding of the unique challenges faced by businesses in Jamestown positions them as a trusted advisor, capable of tailoring insurance solutions to meet the diverse needs of employers. For employers seeking a dependable insurance partner, the Farmers Union Insurance: Jeff Kruger Agency is a cornerstone of expertise, local insight, and client-centric service.

First Western Mortgage is based out of Arkansas and provides financing to home buyers in Arkansas, Missouri, and Oklahoma. First Western Mortgage has offices in Rogers, Arkansas and Fort Smith, Arkansas. First Western Mortgage is an Equal Housing Lender.

OCI was founded in 2002 with the goal of helping brokers navigate the dynamic world of insurance and employee benefits. A family-owned general agency based out of Omaha, Nebraska, OCI helps brokers from California to Florida and everywhere in between. Since its inception, OCI has remained steadfast in the pursuit of helping agents be successful and continues to thrive now more than ever. People often ask what OCI stands for and the answer is: Insurance Made Simple. While, that may not have anything to do with the three letters of the name it does have everything to do with what the company stands for. OCI works with agents and brokers to provide information, assistance, and answers, always keeping up to date on the ever changing matrix of products and services that make up the insurance and employee benefit industries. With well over 100 years of combined expertise, OCI has seen the insurance marketplace change and evolve. Insurance can mean a lot of things, so whether it’s health, life, income replacement, long term care or annuities; OCI has the best products to help you meet the needs of your clients. While product is important, it’s the “Insurance Made Simple” philosophy that advisors, agencies, broker dealers & captive companies have come to realize makes OCI a disrupter in the industry. It’s a new way of doing business that the industry has been waiting for. Through a partnership with OCI, brokers find an unparalleled level of assistance. OCI works with brokers at all levels and is able to provide what is needed in a timely manner. Customer service is priority number one and having somewhere to turn to with questions and issues makes OCI the type of general agency that agents and brokers appreciate.