Regulatory consulting firm that specializes in servicing the Topical Over-the-Counter (OTC) drug and personal care industries worldwide. Expertise includes: - Safety Data Sheet Authoring in compliance with OSHA HazCom 2012 (GHS) - Cosmetic formulation • Assistance in resolving formulation issues • Ingredient acceptability and limits in the US and many foreign countries - California Safe Cosmetic Act Registrations - Canada Cosmetic Notifications - Preservatives: • How to preserve cosmetics for world-wide compliance • Testing protocol for preservative approval in the EU and Japan • Assistance with contamination issues - Cosmetic / OTC regulations in the United States and many foreign countries - Proper labeling of personal care products worldwide - Registration and acting as representative for foreign companies wishing to sell OTC drugs in the US - Assistance in developing Product Information Files (PIF Dossiers) for the European Union - Expert witness for cosmetic related patents, injuries, contract disputes and other business issues

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

C&K Benefits is a highly reputable insurance broker with a strong presence in the insurance industry. With a local office in Mauldin, South Carolina, they specialize in serving clients of large and midsize employers across various industries. One notable example of their expertise lies in working with self-funded employers, as demonstrated through their successful partnership with Giant Cement Company. This company, which operates in the cement and concrete product manufacturing industry, boasts a membership of 570 employees. C&K Benefits collaborated closely with the HR and finance team at Giant Cement Company to establish a tailored self-funding arrangement that addressed the unique needs of its members. C&K Benefits has amassed a commendable M Score, a testament to their extensive experience and proficiency across different client sizes and industries. Their expertise extends to sectors such as general freight trucking, lessors of real estate, and the health care and social assistance industries. Serving clients throughout South Carolina and Washington, C&K Benefits has established itself as a trusted partner for notable employers like CAHEC Management Inc., Cascade Living Group, DVCC LLC, and Giant Cement Company. With a deep understanding of the insurance landscape and a commitment to providing tailored solutions, C&K Benefits delivers exceptional service and support to its diverse clientele. Their proven track record and comprehensive knowledge make them a reliable choice for businesses seeking reliable insurance solutions that align with their specific requirements.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Endeavor, based out of Greenville, SC, is a distinguished insurance broker with a proven track record in catering to the diverse needs of local and regional employers. With a focus on serving self-funded clients, Endeavor brings a wealth of experience to the table. This expertise extends across various industries, including depository credit intermediation, ship and boat building, and grocery and related product merchant wholesalers. One of Endeavor's notable strengths lies in its ability to provide tailored solutions for small employers, showcasing a commitment to understanding and meeting the unique challenges faced by businesses of varying sizes. As a key player in the local brokerage firm scene, Endeavor is deeply rooted in the community, offering employers a reliable partner for navigating the complexities of insurance benefits. The success stories of Endeavor's clientele speak volumes about their capabilities. Notable clients such as Detyens Shipyards, a prominent player in the ship and boat building industry with over 280 participants, Sweetgrass Pediatrics in the offices of physicians industry boasting 90+ participants, and Dicarlo Distributors in the grocery and related product merchant wholesalers industry with 70+ participants underscore Endeavor's ability to deliver effective solutions across diverse sectors. With a keen understanding of the intricacies within the grocery and related product merchant wholesalers, depository credit intermediation, and ship and boat building industries, Endeavor emerges as a reliable choice for employers seeking comprehensive and tailored insurance solutions in the dynamic business landscape of Greenville, SC.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

American Carolina Insurance is a full-service insurance and benefits agency that researches and delivers cost-effective, high quality insurance options that provide excellent benefits for your employees and family including group and individual medical plans, dental plans, pension plans, life insurance plans, disability insurance, and more. We represent over 100 insurance providers, allowing us to customizing your policies for the greatest benefit and cost-effectiveness. We use our expert knowledge of the insurance industry to bring your employees and family insurance benefits tailored to their unique profile. And we are available in person throughout your policy years to answer your insurance policy questions and handle any problems.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Conducting Business According To the Highest Ethical Standards: At Benefit Controls, we understand that managing employee benefits can be one of the most expensive and time-consuming aspects of running a successful business. For 40 years, Benefit Controls has partnered with businesses to assist with this critical role and allow our clients to focus on what they do best— running their business. As your employee benefits partner, our team helps you develop a benefits strategy that's centered on your organization's budget. We specialize in employee benefits and all lines of coverage: health, disability income, vision, dental, life and all lines of voluntary benefits coverage based on group and individual cases. Our service and commitment to you do not end once your benefits are in place. Our team is here to help service your plans and support you in all aspects related to your employee education, communications and enrollments, claims, billing servicing, and benefits compliance. Our benefits consultants are by your side through the whole process to help you make informed, budget-conscious, & ACA compliant decisions.