Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

We are a benefits consulting firm that believes low quality expensive healthcare is not a benefit to employees, but rather a burden. Thrive Benefits empowers innovative self-funded employers to simplify healthcare and makes it easy for employees to understand how to access it. We are putting the CARE back in healthcare.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Fulcrum Risk Solutions is an independent, full-service brokerage firm dedicated to providing holistic risk management and insurance strategies to our clients. We foster organizational stability by implementing tailor-made population health management programs. By focusing on the physical and emotional wellbeing of your employees, we can help improve morale and drive down healthcare costs. Our consultative approach is founded on honest exchanges with our clients, and the relationships we build with them are at the heart of our business. We seek to make the complicated world of risk exposure simple so your organization can focus on doing what it does best.

ECM Solutions is a trusted local insurance consultant based in Charlotte, North Carolina, with a proven track record of serving clients across various industries. Their extensive expertise and experience make them a top choice for employers of all sizes, ranging from large corporations to midsize and small businesses. The Charlotte office of ECM Solutions showcases their successful collaboration with Party Reflections Inc, a notable employer in the special food services industry. Working closely with Party Reflections' HR and finance team, ECM Solutions designed a customized self-funding arrangement and PPO plan to cater to the unique needs of their 60 members. This personalized approach ensured comprehensive coverage that aligned with Party Reflections' requirements effectively. With a diverse client base, ECM Solutions has established a strong reputation in the insurance industry. They have one of the highest M Scores possible, reflecting their broad range of experience and expertise across client sizes, industries, and products. Their exceptional service and commitment to meeting client needs have earned them high praise from satisfied customers. ECM Solutions has deep expertise in various sectors, including foundation, structure, and building exterior contractors, specialty trade contractors, and cement and concrete product manufacturing. Their knowledge of these industries allows them to offer tailored insurance solutions that address the unique risks and challenges faced by businesses in these sectors. In addition to Party Reflections Inc, ECM Solutions serves a wide range of employer clients, including Combs Concrete Construction Co., Ortec Inc, Roechling Automotive Duncan, and American Roller Bearing Company. For businesses seeking comprehensive insurance solutions, ECM Solutions is a trusted partner. Their local presence, industry expertise, and commitment to exceptional service make them a reliable choice for employers in Charlotte, North Carolina, and beyond.

Fulcrum Risk Solutions is an independent, full-service brokerage firm dedicated to providing holistic risk management and insurance strategies to our clients. We foster organizational stability by implementing tailor-made population health management programs. By focusing on the physical and emotional wellbeing of your employees, we can help improve morale and drive down healthcare costs. Our consultative approach is founded on honest exchanges with our clients, and the relationships we build with them are at the heart of our business. We seek to make the complicated world of risk exposure simple so your organization can focus on doing what it does best.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

When it comes to making sound decisions, knowledge is the key. And when it comes to choosing the right employee benefit plan for you or your company, or the right insurance plan for your family, nobody has more knowledge than Southeastern Insurance Consultants. We don't just sell insurance, we're industry professionals who work with state and federal governments to help shape new legislation and create insurance plans that work for all South Carolinians. We will help you craft the insurance plan that best meets your healthcare goals today and tomorrow. We know that all individuals and companies have unique needs when it comes to insurance. We're not tied to a single insurance company or limited to certain insurance products, so we're free to recommend a solution that best meets your goals, not ours. From employee health plans and benefits administration, to auto insurance, homeowner insurance and life insurance policies, the insurance professionals at SIC can help you make the right choice. Give us a call at 803-732-7284 to receive a free insurance quote and put our knowledge to work for you!

Founded in 1980, Gibson & Associates was built on a heritage of integrity, leadership, and excellence, and that rich tradition continues today. In fact, we still insure the first three clients we wrote the first year we opened our doors and throughout the years, our overall client retention is 96%.We have offices in Columbia, Greenville, and Sumter, and are licensed with every insurance company writing business in South Carolina. We specialize in group medical insurance and related products, and currently represent more than 900 businesses throughout the state.