Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

When it comes to protecting what matters most in business and everyday life, at McGriff we believe our clients should never settle for less than the best. For more than a century, we’ve relied on expertise, resources, and relationships to deliver insurance and risk management solutions focused on our clients’ priorities and what they value most. McGriff is a Marsh & McLennan Agency LLC Company. Our solutions include commercial property and casualty, corporate bonding and surety, cyber, executive risk, management and professional liability, captives and alternative risk transfer programs, employee benefits, small business and personal lines insurance. Our experienced risk management specialists develop highly tailored solutions while listening, learning, and executing with precision under the guidance of our four core principles: Integrity: We do what we say, every single time. Determination: We relentlessly pursue success on your behalf. Passion: We are specialists in our field driven to serve you. Collaboration: We build strong relationships with teammates, partners, and you to create the best solutions. The world is ever changing as is the risk environment facing businesses and individuals alike. McGriff is committed to providing our clients with the guidance necessary to help them successfully navigate their risk path. Join the thousands of businesses, organizations and individuals across the country who choose McGriff, a firm dedicated to building long-term relationships and helping protect your most valuable assets. With McGriff, you’ll never have to settle for less.

Scott Insurance, a division of James A. Scott & Son, Inc., is one of the largest independent, employee-owned providers of commercial insurance, employee benefits, risk management services, bonds, and financial management in the Southeast. In addition to providing comprehensive analyses of our clients'​ coverage needs, we pride ourselves on our trademarked, pro-active risk management services. Our dedicated team of Risk Performance Specialists offer risk occurrence prevention and claims management programs in the world of workers'​ compensation. Our Health Risk Performance Specialists provide employee wellness and financial health risk management programs for our clients'​ employee benefits needs. We have developed and currently lead property casualty and group health benefits captives. Scott has offices in Lynchburg, Richmond and Roanoke, Virginia; Charlotte, Greensboro and Raleigh, North Carolina; Greenville, South Carolina; and Knoxville and Nashville, Tennessee as well as Captive Insurance operations in the Grand Cayman and Vermont.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

McAvinney Employee Benefits Services is a boutique employee benefits firm with national alliances that can service business from 2 employees to hundreds of employees. We work with our clients to find the right options for their need in group health insurance, short term and long term disability insurance, group life insurance, group dental, voluntary benefits, pension plans, COBRA administration, flexible spending accounts, HSA health savings and HRA health reimbursement plans. Our clients use an online HR and benefit system that allows them to go paperless in these support functions.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.