Valent Group (previously S.S. Nesbitt), an EBSCO Company Risk Consulting for Businesses, Employee Benefits and Individuals Valent Group provides risk consulting for employee benefits, businesses and individuals and is a division of EBSCO Industries, a multibillion dollar Forbes Top 200 privately held company. We deliver a Fortune 1000 experience that is traditionally only reserved for the largest of companies, offering services that go beyond insurance placement including: HR, Compliance, Data Analytics, Wellness Programming and Plan Design, as well as Claims Advocacy, Loss Control, Executive Risk & Succession, Cyber, Workers Comp, Facility Security and beyond. Named a Best Practices Agency by The Independent Insurance Agency & Brokers of America for the past three years, we believe great companies are built by great teams. Our team of passionate, service-oriented consultants can’t wait to serve you! Going Beyond Benefits: Our Employee Benefits Practice Lean on our team to take a data-driven look under the hood to see what’s driving your healthcare costs while also counting on us to provide innovative program design and solutions that include compliance guidance, HR consulting, wellness programming and more. Empowering Businesses: Property & Casualty Platform You can receive more services from your broker than just insurance placement. And if you’re paying too much for property & casualty services you don’t need or aren’t receiving now, there’s a better way. Our unique P&C Platform includes the business services you need, when you need them. Keeping It Personal: Comprehensive Individual Insurance Considering the benefits of bundling insurance on a car, home, boat, investment property, or vacation property? Work with our individual insurance consultants who give the next level of service that your likely not getting elsewhere.

Optavise is a trusted benefits partner for business owners and human resources professionals who work hard to build and maintain a healthy, happy workforce. Through Optavise’s cohesive suite of products and services, we guide employers and employees through their healthcare choices to help reduce costs and increase benefits engagement. We streamline administration for employers and educate employees about benefits and care options, making it easy for them to choose and use their benefits wisely. Optavise provides a first-of-its-kind benefits solution, including: • Benefits administration technology for a streamlined enrollment process • Customizable selection of voluntary benefits that employees want and need • Year-round benefits education, communications and advocacy to inform and empower employees to become better healthcare consumers • Expert resources, helping employees maximize their benefits and make more informed choices for themselves and their family members For brokers and agents, Optavise is an opportunity to represent a company that’s changing the game in employee benefits and to be rewarded for hard work. Our comprehensive benefits solution delivers measurable outcomes for employers, leading to greater satisfaction, higher retention rates and increased earning opportunities. Visit Optavise.com to learn more and schedule a demo. Privacy and Legal Info: Optavise.com/privacy-center

Patriot is a national agency specializing in Employee Benefits, Property & Casualty and Personal insurance solutions. Backed by growth equity investors GI Partners and Summit Partners, Patriot is among the fastest-growing insurance services firms in the United States.

TRUE Network Advisors helps benefit consulting firms excel by fostering a unique collaborative culture. TRUE delivers training, strategy, ideas and proprietary products and services in an effort to help member firms and their team members prosper. Learn more about the TRUE Network and find a TRUE Advisor in your area.

Creative Benefits, Inc. is an employee benefits consulting and brokerage firm with offices in Newtown Square and Kingston, Pennsylvania. We support small, mid-sized and large employers in the tri-state area and across the country in a variety of industries. It is our mission to create optimal solutions in employee benefits that 'insures' the right coverage for every stage of life. Through this page, it is our goal to guide you through ongoing change from a compliance and legislation perspective; as well as keep you up to date on industry news and informed of benefit-related changes and new product offerings. We've got you covered!

PRemployer provides guidance and leadership in shaping and crafting your human resources and risk management strategies. We process payroll with utmost accuracy and consistency, provide payroll technologies that meet the client’s needs, and offer risk management advice that helps reduce workplace injuries and limit financial liability. Our comprehensive services provide our clients with: • Relief from the burden of employee administration • Dependable vendor relationship – we care about your business • Ability for you to focus on your business and growth • Effective employment practices and increased levels of regulatory compliance • Risk management strategies that improve workplace safety and reduce workers compensation costs • A team of experts and seasoned professionals that can help improve business performance and profitability PRe Advantage allows you to leverage our experience and focus your time on the success of your business while we focus on all your human resources, risk management and payroll needs.

What makes Lockton stand apart is also what makes us better: independence. Our private ownership empowers our 12,500+ Associates doing business in over 140+ countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, we deliver the deep understanding needed to accomplish remarkable results.

Ranked among the top three spots for growth due to acquisition in the property & casualty (P&C) space, Leavitt Group stands as one of the top privately held insurance brokerages nationwide. With an extensive network of 250+ locations across 27 states, Leavitt Group's agencies offer a distinctive advantage with local ownership, delivering a personalized and consultative approach to commercial insurance, employee benefits, and personal insurance needs. With over 70 years in the insurance industry, Leavitt Group brings national strength and local trust to the communities and clients they serve. As one of the top privately-held insurance brokerages in the nation, we bring you the national resources, expertise, problem-solving skills, and key insurance company and underwriting relationships that will result in an effective risk management and employee benefits strategy. Our agencies provide a broad range of insurance services, including: - Business Insurance - Group Employee Benefits - Industry Programs - Personal Insurance To learn more about our company, visit www.leavitt.com.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal