The Benefit Planning, Inc. advisors through Money Concepts have been advising clients on their options within defined benefits programs since 1991. We work with Federal and Postal employees to give them a better understanding of their government benefit package. We are happy to answer your questions about FERS, CSRS OFFSET, CSRS retirement systems, Social Security, the FERS social security bridge and Thrift Savings Plan options. Our goal is to help maximize working and retirement benefits. Money Concepts is not affiliated with LinkedIn, Inc. or LinkedIn, Inc. services. Money Concepts does not expressly or implicitly adopt or endorse expressions, opinions or content posted by fans or third-parties on LinkedIn pages. Money Concepts does not adopt or endorse products, services, advertisements, recommendations or statements and does not control, serve, adopt or endorse advertising, messages or content LinkedIn may publish or that may appear on LinkedIn or LinkedIn-affiliated sites. No part of this page is intended to make recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice. This Page is intended for US persons only. Non-Money Concepts URLs or external websites mentioned herein are unaffiliated with Money Concepts. Money Concepts has not been involved in the preparation of the content of any unaffiliated site and does not guarantee or assume any responsibility for its content. Third party marks appearing herein are the property of their respective owners. Guarantees are subject to the claims-paying ability of the issuing insurance company. Please remember investing involves risks, and the value of your investment will fluctuate over time and you may gain or lose money. All Securities Offered Through Money Concepts Capital Corp. Member FINRA /SIPC ©2014 Money Concepts. Benefit Planning, Inc. is an independent firm not affiliated with Money Concepts Capital Corp.

Community Insurance, LLC is a highly reputable insurance broker serving clients across various industries and sizes. With their office based in Huntsville, Alabama, they have established themselves as a leading brokerage in the local market. Community Insurance, LLC prides itself on its exceptional customer service and extensive expertise in the insurance industry. One of their key strengths is their experience in working with self-funded employers, providing valuable insights and solutions tailored to meet the unique needs of each client. They have a solid track record of collaborating with HR and finance teams to set up self-funding arrangements, PPO plans, and pharmacy benefit management (PBM) programs that cater specifically to their members' requirements. Community Insurance, LLC has earned a stellar reputation for their proficiency in partnering with clients and preferred provider organizations (PPOs) to ensure optimal member satisfaction. They also boast considerable expertise in working with PBMs and other pharmacy providers, enabling them to deliver comprehensive coverage and services. Across their serviced regions, including Ohio, Florida, Indiana, Michigan, Tennessee, Texas, and North Carolina, Community Insurance, LLC has forged strong relationships with prominent employer clients such as CB&S Bank, Trinity Management Inc, Avion Solutions Inc, and CFD Research Corporation. Their exceptional performance and extensive experience have contributed to their solid M Score, reflecting their wide range of expertise in serving clients of various sizes and industries. In addition to their proficiency in self-funded employer arrangements, Community Insurance, LLC excels in providing insurance solutions to professional, scientific, and technical services; health care and social assistance; and architectural, engineering, and related services industries. Their commitment to exceptional customer service, combined with their industry knowledge and local presence, makes Community Insurance, LLC the go-to insurance broker for businesses seeking reliable and tailored coverage solutions.

The Huntsville/Madison County Chamber, located in Huntsville, Alabama, is an organization of businesses, professionals and local leaders working to ensure a secure and sustainable economic future for our community. The Chamber’s vision is to provide for an enhanced quality of life for all citizens in our region, and our mission is to prepare, develop, and promote the community for economic growth. Meeting our goals and objectives is made possible through the dedicated efforts of Chamber volunteers, community leaders, and a talented Chamber staff focused on advancing the economic development growth of our community. Every aspect of the Chamber’s work supports the primary objective of the organization – growing and improving our local economy. The various components of the Chamber programs seamlessly benefit our over 2,100 members and investment partners. The Huntsville/Madison County Chamber will pursue business growth, promote the economic advantages of our area, protect our military and space programs, and enhance the values of membership in the organization.

BRP is now The Baldwin Group! We’ve updated our name to reflect our unified group of talented teams across the country. The Baldwin Group is a cohesive group of experts in business insurance, employee benefits, retirement planning, and all areas of private and personal insurance. Since our founding in 2011, we’ve evolved from a local business into a national firm with a vast network of specializations and industry practices for the benefit of our more than two million clients across the country. In addition, we have built excellent relationships with a wide range of insurance company partners. These relationships, coupled with our entrepreneurial and family-oriented culture, and deep expertise enable us to seamlessly deliver a breadth of innovative solutions to clients. At The Baldwin Group, we help provide the solutions our clients need to have confidence and gain peace of mind as they pursue what’s possible for themselves, their families, and their businesses. Whether they are renting their first apartment or buying a larger home, opening a small business or taking their company public, we offer solutions to support them on every step of their journey. This has been our story since the beginning—we provide the indispensable expertise and quality insights that give our clients peace of mind to pursue their purpose, passion, and dreams. And that’s what The Baldwin Group will continue to do for years to come: we protect the possible.

TRUE Network Advisors helps benefit consulting firms excel by fostering a unique collaborative culture. TRUE delivers training, strategy, ideas and proprietary products and services in an effort to help member firms and their team members prosper. Learn more about the TRUE Network and find a TRUE Advisor in your area.

Brock Insurance Agency is a local independent insurance agency with offices in Rossville, GA and Chattanooga, TN. Over the years BIA has grown into a full service agency able to serve all size businesses and individual’s insurance needs. With a local staff of over 30 employees BIA’s capacity to service their customers in a one on one approach is unmatched. As a leader in the insurance industry for over fifty years BIA’s commitment to its customers, staff and community are evident every day as they continue to provide protection for those around them.

Located in Huntsville, AL, Hundley Batts & Associates Insurance Agency has been in business since 1972. Hundley Batts Sr., an experienced and qualified insurance agent in the insurance industry for more than 40 years, is active in providing solutions for his clients’ insurance needs. With Hundley Sr. leading the way, the agency has grown immensely throughout the years—licensed and serving over 20 states.

Dowdy Insurance is a company based out of 7352 Wall Triana Hwy, Madison, Alabama, United States.

When it comes to protecting what matters most in business and everyday life, at McGriff we believe our clients should never settle for less than the best. For more than a century, we’ve relied on expertise, resources, and relationships to deliver insurance and risk management solutions focused on our clients’ priorities and what they value most. McGriff is a Marsh & McLennan Agency LLC Company. Our solutions include commercial property and casualty, corporate bonding and surety, cyber, executive risk, management and professional liability, captives and alternative risk transfer programs, employee benefits, small business and personal lines insurance. Our experienced risk management specialists develop highly tailored solutions while listening, learning, and executing with precision under the guidance of our four core principles: Integrity: We do what we say, every single time. Determination: We relentlessly pursue success on your behalf. Passion: We are specialists in our field driven to serve you. Collaboration: We build strong relationships with teammates, partners, and you to create the best solutions. The world is ever changing as is the risk environment facing businesses and individuals alike. McGriff is committed to providing our clients with the guidance necessary to help them successfully navigate their risk path. Join the thousands of businesses, organizations and individuals across the country who choose McGriff, a firm dedicated to building long-term relationships and helping protect your most valuable assets. With McGriff, you’ll never have to settle for less.

Babcock Consulting Group is an employee benefits consulting firm with over 150 years of combined experience. We work with clients to develop a well-thought-out benefits plan design that meets both employee needs and employer objectives. The ongoing goal of Babcock Consulting Group is simple and straightforward - to help you make the most educated and risk averse decisions regarding plan design, insurance contracts, administrative service agreements, financials, and compliance issues.

Ranked among the top three spots for growth due to acquisition in the property & casualty (P&C) space, Leavitt Group stands as one of the top privately held insurance brokerages nationwide. With an extensive network of 250+ locations across 27 states, Leavitt Group's agencies offer a distinctive advantage with local ownership, delivering a personalized and consultative approach to commercial insurance, employee benefits, and personal insurance needs. With over 70 years in the insurance industry, Leavitt Group brings national strength and local trust to the communities and clients they serve. As one of the top privately-held insurance brokerages in the nation, we bring you the national resources, expertise, problem-solving skills, and key insurance company and underwriting relationships that will result in an effective risk management and employee benefits strategy. Our agencies provide a broad range of insurance services, including: - Business Insurance - Group Employee Benefits - Industry Programs - Personal Insurance To learn more about our company, visit www.leavitt.com.

Haren Insurance, Inc. is an insurance company based out of 240 FOREST AVE, Chattanooga, Tennessee, United States.