Optavise is a trusted benefits partner for business owners and human resources professionals who work hard to build and maintain a healthy, happy workforce. Through Optavise’s cohesive suite of products and services, we guide employers and employees through their healthcare choices to help reduce costs and increase benefits engagement. We streamline administration for employers and educate employees about benefits and care options, making it easy for them to choose and use their benefits wisely. Optavise provides a first-of-its-kind benefits solution, including: • Benefits administration technology for a streamlined enrollment process • Customizable selection of voluntary benefits that employees want and need • Year-round benefits education, communications and advocacy to inform and empower employees to become better healthcare consumers • Expert resources, helping employees maximize their benefits and make more informed choices for themselves and their family members For brokers and agents, Optavise is an opportunity to represent a company that’s changing the game in employee benefits and to be rewarded for hard work. Our comprehensive benefits solution delivers measurable outcomes for employers, leading to greater satisfaction, higher retention rates and increased earning opportunities. Visit Optavise.com to learn more and schedule a demo. Privacy and Legal Info: Optavise.com/privacy-center

Fisher Brown Bottrell Insurance is a regional insurance broker with an office located in Birmingham, Alabama, catering to midsize and small employers. With a solid track record and expertise across various industries, Fisher Brown Bottrell Insurance offers comprehensive insurance solutions tailored to the specific needs of their clients. They have garnered a good M Score, a testament to their extensive experience and proficiency in serving clients of different sizes. One prime example of their successful work at the Birmingham office is their collaboration with Community Hospital, a prominent employer in the health care and social assistance industry with 230 members. Working closely with the hospital's HR and finance team, Fisher Brown Bottrell Insurance facilitated the establishment of a self-funding arrangement and designed a customized PPO plan, pharmacy benefit management (PBM), and drug plan, all meticulously tailored to meet the unique requirements of the hospital's members. The Wisconsin office of Fisher Brown Bottrell Insurance focuses on servicing clients in the region, with their expertise extending to outpatient care centers, health care, and social assistance industries. Their commitment to delivering exceptional service and specialized solutions has attracted clients such as Community Hospital and Bradford Health Services. As a reputable insurance broker, Fisher Brown Bottrell Insurance boasts a diverse range of experience and expertise, including strong proficiency in working with clients and PPOs to meet member needs. They also have good experience collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers, ensuring comprehensive coverage and efficient medication management for their clients. For midsize and small employers seeking a trusted insurance broker, Fisher Brown Bottrell Insurance offers tailored solutions and a deep understanding of the unique challenges faced by different industries. Their Birmingham office serves as a reliable partner, delivering exceptional insurance services to meet the evolving needs of their clients.

Creative Benefits, Inc. is an employee benefits consulting and brokerage firm with offices in Newtown Square and Kingston, Pennsylvania. We support small, mid-sized and large employers in the tri-state area and across the country in a variety of industries. It is our mission to create optimal solutions in employee benefits that 'insures' the right coverage for every stage of life. Through this page, it is our goal to guide you through ongoing change from a compliance and legislation perspective; as well as keep you up to date on industry news and informed of benefit-related changes and new product offerings. We've got you covered!

Estes Pegram Hollifield & Associates, situated in Birmingham, AL, operates a robust and expansive office, showcasing their prominence in the insurance brokerage arena. Boasting a wealth of experience, this larger office specializes in providing comprehensive insurance solutions with a keen focus on medical and ancillary benefits for local and regional employers. Their adept team demonstrates a deep understanding of the needs specific to the nursing and residential care facilities industry, evident in their successful collaboration with top-tier clients like Collinsville Nursing Home. With over 130 participants, this partnership underscores their proficiency in tailoring insurance plans to meet the unique demands of the healthcare sector. As a proud member of a local brokerage firm, Estes Pegram Hollifield & Associates brings a personalized touch to their services. Their commitment to midsize employers reflects in their demonstrated track record, showcasing a nuanced understanding of the challenges and opportunities faced by businesses of this scale. The office's expertise extends beyond mere insurance transactions; it encapsulates a holistic approach to client relationships, ensuring that each employer receives tailored solutions aligned with their industry nuances. Estes Pegram Hollifield & Associates stands out as a reliable partner, navigating the complex landscape of insurance with finesse and dedication.

When it comes to protecting what matters most in business and everyday life, at McGriff we believe our clients should never settle for less than the best. For more than a century, we’ve relied on expertise, resources, and relationships to deliver insurance and risk management solutions focused on our clients’ priorities and what they value most. McGriff is a Marsh & McLennan Agency LLC Company. Our solutions include commercial property and casualty, corporate bonding and surety, cyber, executive risk, management and professional liability, captives and alternative risk transfer programs, employee benefits, small business and personal lines insurance. Our experienced risk management specialists develop highly tailored solutions while listening, learning, and executing with precision under the guidance of our four core principles: Integrity: We do what we say, every single time. Determination: We relentlessly pursue success on your behalf. Passion: We are specialists in our field driven to serve you. Collaboration: We build strong relationships with teammates, partners, and you to create the best solutions. The world is ever changing as is the risk environment facing businesses and individuals alike. McGriff is committed to providing our clients with the guidance necessary to help them successfully navigate their risk path. Join the thousands of businesses, organizations and individuals across the country who choose McGriff, a firm dedicated to building long-term relationships and helping protect your most valuable assets. With McGriff, you’ll never have to settle for less.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Lanza's Cafe, situated in the heart of Birmingham, AL, is a distinguished insurance broker catering to the diverse needs of employers in the region. With a proven track record in the industry, this office has cultivated extensive experience in servicing self-funded clients, providing invaluable support to both local and regional employers. Noteworthy among their clientele are prominent businesses such as Southlake Orthopaedics Sports Medicine and Spine Center PC, a leading entity in the offices of physicians sector in Alabama, boasting over 150 participants. Additionally, Tjc Mortgage, a key player in the oilseed and grain farming industry based in Alabama, entrusts Lanza's Cafe with insurance solutions for its 290+ participants. Leveraging their expertise in oilseed and grain farming as well as offices of physicians industries, Lanza's Cafe stands out as a versatile insurance partner. Their affiliation with a local brokerage firm enhances their commitment to understanding and addressing the unique challenges faced by businesses in the area. Demonstrating a keen understanding of midsize employers, Lanza's Cafe is well-equipped to tailor insurance solutions that align with the specific needs of this segment. With a commitment to excellence and a robust portfolio of satisfied clients, Lanza's Cafe emerges as a reliable and experienced choice for employers seeking comprehensive and tailored insurance solutions in Birmingham, AL.

ALTERNATIVE INSURANCE RESOURCES, INC. is an insurance company based out of 1770 INDEPENDENCE COURT, VESTAVIA HILLS, Alabama, United States.

We offer a unique combination of personalized, confidential enrollment assistance, year-round benefits guidance, and benefits administration technology. Optavise unifies three of CNO’s existing Worksite brands (DirectPath, Web Benefits Design, and PMA USA) into a single go-to market brand. Optavise serves nearly 20,000 businesses and employers that include small- and medium-sized businesses and Fortune 100 companies. CNO Financial Group, Inc. (NYSE: CNO) acquired DirectPath in early 2021.