Creative Benefits, Inc. is an employee benefits consulting and brokerage firm with offices in Newtown Square and Kingston, Pennsylvania. We support small, mid-sized and large employers in the tri-state area and across the country in a variety of industries. It is our mission to create optimal solutions in employee benefits that 'insures' the right coverage for every stage of life. Through this page, it is our goal to guide you through ongoing change from a compliance and legislation perspective; as well as keep you up to date on industry news and informed of benefit-related changes and new product offerings. We've got you covered!

What makes Lockton stand apart is also what makes us better: independence. Our private ownership empowers our 12,500+ Associates doing business in over 140+ countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, we deliver the deep understanding needed to accomplish remarkable results.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Lanza's Cafe, situated in the heart of Birmingham, AL, is a distinguished insurance broker catering to the diverse needs of employers in the region. With a proven track record in the industry, this office has cultivated extensive experience in servicing self-funded clients, providing invaluable support to both local and regional employers. Noteworthy among their clientele are prominent businesses such as Southlake Orthopaedics Sports Medicine and Spine Center PC, a leading entity in the offices of physicians sector in Alabama, boasting over 150 participants. Additionally, Tjc Mortgage, a key player in the oilseed and grain farming industry based in Alabama, entrusts Lanza's Cafe with insurance solutions for its 290+ participants. Leveraging their expertise in oilseed and grain farming as well as offices of physicians industries, Lanza's Cafe stands out as a versatile insurance partner. Their affiliation with a local brokerage firm enhances their commitment to understanding and addressing the unique challenges faced by businesses in the area. Demonstrating a keen understanding of midsize employers, Lanza's Cafe is well-equipped to tailor insurance solutions that align with the specific needs of this segment. With a commitment to excellence and a robust portfolio of satisfied clients, Lanza's Cafe emerges as a reliable and experienced choice for employers seeking comprehensive and tailored insurance solutions in Birmingham, AL.

Valent Group (previously S.S. Nesbitt), an EBSCO Company Risk Consulting for Businesses, Employee Benefits and Individuals Valent Group provides risk consulting for employee benefits, businesses and individuals and is a division of EBSCO Industries, a multibillion dollar Forbes Top 200 privately held company. We deliver a Fortune 1000 experience that is traditionally only reserved for the largest of companies, offering services that go beyond insurance placement including: HR, Compliance, Data Analytics, Wellness Programming and Plan Design, as well as Claims Advocacy, Loss Control, Executive Risk & Succession, Cyber, Workers Comp, Facility Security and beyond. Named a Best Practices Agency by The Independent Insurance Agency & Brokers of America for the past three years, we believe great companies are built by great teams. Our team of passionate, service-oriented consultants can’t wait to serve you! Going Beyond Benefits: Our Employee Benefits Practice Lean on our team to take a data-driven look under the hood to see what’s driving your healthcare costs while also counting on us to provide innovative program design and solutions that include compliance guidance, HR consulting, wellness programming and more. Empowering Businesses: Property & Casualty Platform You can receive more services from your broker than just insurance placement. And if you’re paying too much for property & casualty services you don’t need or aren’t receiving now, there’s a better way. Our unique P&C Platform includes the business services you need, when you need them. Keeping It Personal: Comprehensive Individual Insurance Considering the benefits of bundling insurance on a car, home, boat, investment property, or vacation property? Work with our individual insurance consultants who give the next level of service that your likely not getting elsewhere.

ALTERNATIVE INSURANCE RESOURCES, INC. is an insurance company based out of 1770 INDEPENDENCE COURT, VESTAVIA HILLS, Alabama, United States.

ABLE BENEFIT SOLUTIONS is a company based out of Birmingham, Alabama, United States.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

At Lakeshore Benefit Alliance (LBA), we are an Alliance of consultants, insurance carriers, healthcare providers, employees, and employers. Our consultants save your organization time and money by providing effective benefits communication, innovative products, and by leveraging our relationships and our entire block of business so that all of our clients, big or small, can benefit from economies of scale. In today's environment, we find it impossible to ignore rising healthcare premiums, increased out-of-pocket costs, and the burden of complying with ever-changing healthcare regulations, which is why we developed Alliance Secondary Insurance. Alliance Secondary Insurance is the most innovative, comprehensive, and cost-effective supplemental health insurance product in the marketplace. Please read more about LBA and Alliance Secondary Insurance to learn more about the numerous Health Reform advantages it provides, all while reducing your overall health insurance premiums and saving your employees money on medical expenses.