Creative Benefits, Inc. is an employee benefits consulting and brokerage firm with offices in Newtown Square and Kingston, Pennsylvania. We support small, mid-sized and large employers in the tri-state area and across the country in a variety of industries. It is our mission to create optimal solutions in employee benefits that 'insures' the right coverage for every stage of life. Through this page, it is our goal to guide you through ongoing change from a compliance and legislation perspective; as well as keep you up to date on industry news and informed of benefit-related changes and new product offerings. We've got you covered!

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Ertel & Company's Indianapolis office, a key player in the local brokerage scene, stands out as a sizable hub with a proven track record in catering to the diverse needs of employers. This seasoned team boasts extensive experience in managing insurance solutions for a range of industries, including depository credit intermediation, automobile dealers, religious, grantmaking, civic, professional, and similar organizations. Noteworthy is their proficiency in handling self-funded clients, demonstrating a nuanced understanding of the intricacies involved. This expertise extends seamlessly to both local and regional employers, affirming their adaptability to different business scales. Their success stories feature prominent names such as Citizens Bank, First Harrison Bank, and Greenfield Banking Company, exemplifying their prowess in the depository credit intermediation sector. These clients, with participant counts ranging from 90 to 160+, testify to the office's ability to navigate the unique challenges posed by various organizations within the industry. What sets this Ertel & Company location apart is its tailored approach, catering to the needs of midsize and small employers alike. The team's commitment to providing effective solutions for businesses of diverse sizes underscores their adaptability and client-centric approach in the dynamic insurance landscape.

Hoffman Benefit Services, located in the heart of Indianapolis, IN, stands out as a premier insurance broker catering to the diverse needs of local and regional employers. With a strong focus on medical and ancillary benefits, this office boasts extensive expertise in tailoring insurance solutions to meet the unique requirements of businesses in the area. This branch of Hoffman Benefit Services has successfully served a wide range of clients, including prominent names such as Flor in the grocery and convenience retailers industry, boasting a participant base of over 360 individuals. Another notable client is Human Capital Concepts in the accounting, tax preparation, bookkeeping, and payroll services sector, with an impressive 1060+ participants. What sets Hoffman Benefit Services apart is their profound understanding of the nuances within industries such as accounting, tax preparation, bookkeeping, and payroll services, as well as grocery and convenience retailers. Their tailored approach ensures that each client receives customized solutions that align seamlessly with their specific business needs. As a key player in the local insurance landscape, Hoffman Benefit Services operates as part of a respected local brokerage firm, adding an extra layer of trust and reliability to their services. With a commitment to excellence and a track record of successful client relationships, Hoffman Benefit Services in Indianapolis, IN, is a go-to partner for employers seeking comprehensive and tailored benefit solutions.

Gibson is a firm of advisors and consultants that help clients get to the proactive side of insurance. We specialize in working with companies looking to find their edge—where they are growing as an organization, differentiating themselves in the marketplace, and preparing for current and future risk. We aim to find the perfect combination of insurance and consulting.

Benefit Innovations LLP, located in Indianapolis, IN, stands out as a notable presence in the insurance brokerage sector, particularly for employer benefits. This larger office is part of a local brokerage firm, reflecting a strong commitment to understanding and serving the specific needs of the regional market. Their expertise is particularly evident in working with midsize employers, a segment that often requires a nuanced approach balancing cost and coverage. Notably, Benefit Innovations LLP has a robust track record in handling self-funded clients, showcasing their ability to manage complex benefit structures and funding mechanisms. The firm's client portfolio is both diverse and impressive, indicating their capability to cater to a range of industries. For instance, they serve Ed Martin, a significant player in the automobile dealers industry in Indiana, providing benefits for over 430 participants. Similarly, their expertise extends to Horner Electric, a key name in the household appliances and electrical and electronic goods merchant wholesalers industry, with benefits for more than 410 participants. Moreover, they support Md Logistics in the support activities for transportation industry, catering to around 190 participants. This array of clients, including those in offices of physicians, highlights Benefit Innovations LLP’s adaptability and proficiency across various sectors. Their experience with diverse industries like automobile dealers and household appliances, coupled with their ability to manage significant participant numbers, demonstrates their capacity to provide tailored, effective benefit solutions for a variety of business needs. Overall, Benefit Innovations LLP in Indianapolis emerges as a strong choice for employers seeking a knowledgeable and experienced partner in managing employee benefits, especially for those in the midsize sector and within the region. Their industry-specific expertise and successful client relationships underscore their capability to deliver customized, effective benefit solutions.

EBS, Inc. is a full service independent insurance agency dedicated to providing creative, personalized, and cost effective health insurance options to our clients. We recognize that each client is unique and we will work with you to design and market a benefit package to meet the needs of your company or individual needs. We help you arrange and implement your enrollment process, as well as conduct enrollment meetings with your employees and provide them with the proper communication materials. Once your benefit plans are in place, we work with the insurance carriers, the benefit administrator and employees to solve your day to day issues. We possess the knowledge, expertise and ability to assure the success of your benefits.

We're not just any benefits consulting firm. We're GBS. We have nearly 30 years of experience in group benefits, a strong sense of purpose and it shows. At GBS, we don't stand still. We grow, we innovate, and we delight our clients. We are your neighbors and your friends in addition to being your partner in benefits. You'll see us at the store, at community events, and by your side as we navigate the complex terrain of insurance.