Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Trust, integrity, and a long-term commitment to the client are what make our firm special. G9 Financial takes a holistic approach to a client's planning needs, bringing together new ideas, professional experience, and knowledge to work for the benefit of the client. We believe that our independent objectivity can mean a world of difference when planning for your future. We are partnered with Cambridge Investment Research (CIR). CIR is recognized as one of the nation’s top independent broker dealer, and their unparalleled service and cutting-edge technology allows us to offer our clients comprehensive financial services. Registered Representative, Securities offered through Cambridge Investment Research, Inc. a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Girard Financial Group, LLC and Cambridge are not affiliated. Please view our website for disclosures: https://www.g9financial.com/disclosures/

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

The Richards Group is a full-service insurance, financial services, and HR Solutions firm that provides comprehensive Risk Management Programs, HR Consulting, Leadership Development, Employee Benefits, and Investment Management services to individuals, families, and businesses. Headquartered in Brattleboro, VT, with 11 additional branches, The Richards Group services all of New England.

At Smith Brothers Insurance we serve as your family confidant and business’s enterprise risk manager. We’ve been in business for over 50 years, as an independently operated, Top 100 Broker, working towards our purpose of Helping Others. We use our consultative approach and personalized service to understand and manage your risk, protect your assets, and help you achieve your goals.

Ramon Financial Services, nestled in Springfield, MA, boasts an impressive track record as an insurance broker specializing in employer benefits. With a keen focus on the unique needs of local and regional employers, the Springfield office stands out for its exemplary expertise in crafting comprehensive medical and ancillary benefit packages. This branch's portfolio showcases its adept handling of diverse industries, with notable clients such as Deerfield Packaging Service in the steel product manufacturing from purchased steel sector. A stalwart in the Massachusetts industry, this firm manages benefits for over 60 participants at Deerfield Packaging, demonstrating its capacity to tailor solutions to businesses of varying sizes. Operating as a crucial player in the local brokerage landscape, Ramon Financial Services has become synonymous with proficiency in the steel product manufacturing from purchased steel domain. The firm's commitment to understanding the intricacies of this industry sets it apart, providing tailored solutions that align with the unique demands of steel manufacturing businesses. Beyond its larger clientele, Ramon Financial Services also showcases its versatility by catering to the needs of small employers. This adaptability speaks volumes about the broker's commitment to inclusivity and personalized service, making it a reliable choice for businesses of all scales. In summary, this Springfield-based office is a beacon of expertise, offering tailored insurance solutions that cater to the intricacies of both large-scale and small-scale employers in the local and regional landscape.

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With over four decades of experience in the industry, IMA has become a trusted leader in commercial insurance, risk management, surety, and employee benefits brokerage and consulting. Our team of knowledgeable and experienced professionals work tirelessly to develop customized solutions that meet the unique needs of each of our clients. At IMA we understand that businesses face a wide range of risks and challenges, from property damage and liability claims to employee benefits and cyber threats. That's why we offer a comprehensive suite of services that can be tailored to each client's specific needs, including risk assessments, insurance placement, claims management, and employee benefits consulting. Our goal is to help our clients mitigate risk and achieve long-term success. What sets us apart is our commitment to innovation and our ability to anticipate emerging risks and trends. We are constantly exploring new ways to help our clients protect their assets and grow their businesses. We leverage the latest technology and industry insights to provide cutting-edge solutions that deliver results. At IMA, we believe that our success is measured by the success of our clients. We strive to build strong, long-lasting relationships with each of our clients based on trust, integrity, and a deep understanding of their unique needs. We are proud to serve businesses of all sizes and industries, and we are confident that we have the expertise and resources to help your business thrive. Our more than 2,300 associates are located across offices in Alaska, California, Colorado, Connecticut, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Michigan, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington, and throughout the U.S. and Canada.

Em-Power Services, based in Worcester, MA, distinguishes itself as a proficient insurance broker catering to the needs of local and regional employers. With a specialized focus on medical and ancillary benefits, this office location exhibits a robust track record in serving various industries. One noteworthy aspect of Em-Power Services' portfolio is its diverse clientele, including esteemed institutions such as Simmons University, a prominent player in the educational services industry in MA, boasting over 90 participants. Additionally, they have successfully collaborated with Aipso, a key entity in the insurance and employee benefit funds sector based in RI, accommodating 80+ participants. Li-Cor, a leading name in navigational, measuring, electromedical, and control instruments manufacturing in NE, has also benefited from Em-Power Services, engaging with 50+ participants. Em-Power Services leverages its extensive industry expertise, covering educational services, navigational instruments manufacturing, electromedical devices, control instruments manufacturing, and insurance and employee benefit funds. As a local brokerage firm, they bring a nuanced understanding of the unique dynamics of the Worcester business landscape. Demonstrating a proven track record with small employers, Em-Power Services stands out for its tailored solutions and commitment to meeting the diverse needs of its clients.

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

Small Business Insurance, A Division of SterlingBridge Insurance Agency, Inc. (SBIA), an affiliate of the Small Business Service Bureau, Inc. (SBSB) is a full service insurance agency, offering a diverse portfolio of insurance products for both businesses and individuals, since 1979. SBIA’s experience spans four decades of providing thousands of business owners and individuals with risk management solutions and insurance expertise customized to meet their specific needs. As one of New England’s largest full service insurance agencies, SBIA has long established relationships with the nation’s leading insurers and health plans. SBIA’s areas of specialty include health, life, long-term care, disability, dental, property & casualty insurance, retirement & 401(K) plan. We also provide options for Section 125 plans, COBRA administration, human resource and payroll services. We are proud of our rich tradition and are committed to providing thoughtful, effective, quality solutions to our clients.