Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.

At Borislow Insurance we know that every business is unique and we do our best to partner with our clients to build strategies that save time and money - and we do it all with a personal touch. Founded in 1982, Borislow Insurance... -Is a strategic partner to 350+ clients. We help them manage $250+ million in benefit investments -Serves over 20,000 employees and their families in 40 states, primarily in New England -Helps our clients leverage the value of a healthy and high performing organization as a competitive advantage. -Builds and delivers employee-centric strategies and helps create a culture of physical and financial health & wellness in the workplace. -Is an industry leader on State and National levels – Massachusetts Association of Health Underwriters (MassAHU) and Million Dollar Round Table (MDRT) We help our clients maximize results by leveraging 3 unique capabilities: The Employer Blueprint, The Employee Advantage, and The BI Experience

Located in the bustling business hub of Boston, MA, the LHS Benefits office is a prominent player in the insurance brokerage arena. Boasting a substantial team, this larger office stands out for its extensive experience in catering to the unique needs of self-funded clients. Their proficiency in navigating the intricacies of stop loss and limits, coupled with a nuanced understanding of pharmacy costs, positions them as a valuable resource for employers seeking comprehensive coverage. With a notable clientele, including Butcherbox Opco in the professional, scientific, and technical services industry, Commonwealth Care Alliance in individual and family services, and Kymera Therapeutics in scientific research and development, LHS Benefits has proven its mettle across diverse sectors. These successes underscore their expertise in scientific research and development services as well as individual and family services industries. Affiliated with a local brokerage firm, this office brings a localized touch to their services. Particularly noteworthy is their adeptness in serving midsize employers, demonstrating a keen understanding of the nuanced needs of this segment. Furthermore, their track record with large employers attests to their scalability and ability to navigate the complexities of larger organizational structures. For an employer benefits buyer seeking a seasoned and versatile partner in the insurance landscape, the LHS Benefits office in Boston, MA, stands out as a compelling choice.

• Developed and implemented sales strategies to promote property, casualty, and life insurance products for Combined Insurance Services, Inc. • Conducted door-to-door sales and policy renewals, showcasing strong financial underwriting skills. • Achieved a high customer retention rate and increased sales revenue through effective communication and product knowledge.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

New England Employee Benefits, based in Concord, NH, boasts a substantial presence as a leading insurance broker with a sizable and dynamic office. Their extensive experience in serving self-funded clients positions them as an invaluable resource for employers seeking insight into stop loss, limits, and comprehensive HR consulting. With a focus on various industries, including depository credit intermediation, grocery and related product merchant wholesalers, and automobile dealers, this broker demonstrates versatile expertise. The Concord location of New England Employee Benefits is well-versed in catering to midsize and small employers, showcasing their commitment to providing tailored solutions across diverse business scales. Their proficiency extends to managing the complexities of employee benefits for prominent organizations such as Ammonoosuc Community Health Services, Bank of New Hampshire, and Concord Regional Visiting Nurse Association, underscoring their ability to navigate the distinct needs of clients in the offices of physicians, depository credit intermediation, and home health care services industries. Affiliated with a local brokerage firm, this very large office stands out for its commitment to understanding pharmacy costs, stop loss, and limits, setting them apart as a comprehensive and reliable partner in the realm of insurance brokerage within the New England region.

IBG provides employee and group benefit insurance and administrative services for small to medium businesses, supplementing or replacing an HR department.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

At Business Benefits we look forward to learning about you, your organization, and your employees. Our team is ready to be your preferred resource for all of your employee-benefit needs. Business Benefits counsels regional employers in the development of employee benefit packages. We collaborate with clients to devise and determine the most cost-effective and competitive packages for any circumstance. Business Benefits also guides clients through the ever-changing landscape of healthcare reform and employee benefits. Specialties: Group medical, life, disability, dental, and voluntary insurance products. HSA, HRA, FSA, S125, and COBRA solutions.

Hilb offers more. Only big insurance brokers can supply everything clients need. Only small ones offer the personalized service they deserve. Hilb Group is the best of both. We grow by partnering with entrepreneurial local brokers who deliver old-fashioned personal service. We support them with the valuable resources of a big player. Our clients and partners get more that way – the Hilb Difference.