World Insurance Associates is a unique insurance organization offering top products and services from all major carriers, combined with personal service from local professionals. We specialize in personal and commercial insurance lines, surety and bonding, employee benefits, financial planning, retirement planning, and human capital management solutions. Our advisors are experts in their field, and we cater to specialized industries such as transportation, last mile delivery, hospitality, medical, healthcare, self-storage facilities, sports clubs, technology, hedge funds, startups, nonprofits, education, public entity, food and beverage, retail, construction, and manufacturing. Serving more than 200,000 clients, we have offices around the country, so you get attentive service from a local professional who personally knows you and your business and who will work with you to solve your insurance, risk, and HR management challenges. This means you never have to compromise again when it comes to managing and protecting your most important assets—your people and your business.

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

Capstone is a global, alternative investment management firm operating across a broad range of derivatives-based strategies with a deep understanding of volatility. With approximately $11.3 billion of AUM and 293 employees (as of February 29, 2024), Capstone was formed in 2007 and is headquartered in New York with offices in London, Amsterdam, Hong Kong, Los Angeles, Stamford, and Boston. Through strategic insight, market-leading expertise and advanced technology, we seek to anticipate and harness the complexities of world markets, creating unique opportunities for our clients, team and industry.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Corporate Synergies is a national insurance and employee benefits brokerage & consultancy. We deliver strategies that control costs, relieve administrative burdens and mitigate risk. Our benefits & insurance experts develop a deeper understanding through established listening posts in all areas of our competencies, fueling our ability to better execute. We have won numerous awards and are recognized for our level of service and innovative programs. Corporate Synergies has also been designated as a Business Journal “Top Places to Work” company. We operate nationally from five U.S. locations, including our headquarters in Camden, New Jersey; and regional offices in New York City; Melville, New York; Bethesda, Maryland; and Orlando, Florida. Corporate Synergies | 1.877.426.7779 | www.corpsyn.com

Innovative Benefit Planning is an employee benefit planning and financial services company that combines innovation with integrity for companies across the United States. Our people and experience, coupled with sound financial services, have helped thousands of organizations and their employees achieve their employee benefit planning goals and more.

Special Risk Insurance Services, Inc. is a Mid-Atlantic based insurance brokerage firm specializing in the placement and management of corporate sponsored employee benefits. Since 1985, we have developed client relationships that are driven by the desire to earn their trust and confidence, while exceeding their expectations. Our commitment is to provide clients expertise, integrity, savings and value-added administrative support for their corporate accident, life, disability and consumer driven voluntary benefits. Our success in maintaining an 18-year average client tenure while managing $140M in benefit costs is a direct result of providing competitive contract terms, conditions and service delivery. Many of our clients worked directly with their insurers until we proposed what we could do for them and, as a result of our involvement, our clients have saved $27M in premium in the last three years.

Labor First LLC in Philadelphia, PA, stands as a trusted insurance broker with a proven track record of providing expert services to local and regional employers, specializing in medical and ancillary benefits. With a focus on industries such as general freight trucking and building equipment contractors, this office location boasts a wealth of experience that sets them apart in the competitive insurance landscape. One of Labor First LLC's strengths lies in their deep understanding of employer needs, exemplified by their impressive client portfolio. Notable among their top customers are the Board of Trustees of Local 295 IBT Employer Group Welfare Fund, a key player in the general freight trucking industry based in NY with over 530 participants. Additionally, they serve the Board of Trustees-Teamsters Local 671 Health Services in CT, a significant force in the general freight trucking industry with 830+ participants, and the Plumbers & Pipefitters LU No572 Health & Welfare Fund in TN, a leader in the building equipment contractors industry with 340+ participants. As a local brokerage firm, Labor First LLC is deeply rooted in the community, providing personalized and tailored solutions to meet the diverse needs of their clients. Their extensive expertise in navigating the complexities of insurance in various industries makes them a reliable partner for employers seeking comprehensive and effective benefits solutions.

EPIC Insurance Brokers & Consultants has a depth of industry expertise across key lines of insurance, including risk management, property and casualty, employee benefits, unique specialty program insurance, and private client services. The EPIC office in Mount Laurel has an M Score of 5, which is the highest score possible based on wide experience with business clients and positive customer feedback. EPIC is a leading provider of employee benefits and risk management services. Established in 1979, EPIC provides a full range of customer-focused solutions to help clients in the United States, Canada, Latin America, and the Caribbean manage their employee benefit programs. The company's success derives mainly from its ability to align its customer service emphasis with today's challenges that drive employer demand. EPIC invests heavily in strengthening its client relationships through customized offerings that are designed to meet market needs. The company's strategy has also been characterized by an activism rooted in core values of integrity, responsibility, innovation, and partnership. As a result, customers enjoy competitive pricing while receiving outstanding service and quality products.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.