Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Vanguard Benefit Solutions, LLC in New York, NY, is a prominent insurance broker operating from a sizable office, well-equipped to serve the diverse needs of local and regional employers. With a focus on catering to midsize employers, this office boasts extensive experience in the insurance landscape. Their proficiency extends to various industries, including automobile dealers, advertising, public relations, and related services, as well as the retail trade sector. Notably, Vanguard Benefit Solutions has successfully worked with self-funded clients, showcasing a nuanced understanding of the intricacies involved in such arrangements. As a testament to their capabilities, the office has collaborated with reputable companies in the region. For instance, they have provided insurance solutions for Oml, a key player in the advertising and public relations industry, boasting 410+ participants. Tunecore, a significant entity in the retail trade industry with 150+ participants, has also benefited from their expertise. Additionally, Vanguard Benefit Solutions has served Dover Dodge Chrysler Jeep, a major player in the automobile dealers industry based in NJ, with 300+ participants. Being part of a local brokerage firm, this office brings a personalized touch to their services, ensuring tailored solutions for each client. With a proven track record and a commitment to excellence, Vanguard Benefit Solutions, LLC in New York, NY, stands as a reliable partner for employers seeking comprehensive and strategic insurance solutions.

Emery & Webb is a family owned insurance company, in business since 1886, with over 100 trained insurance professionals who serve clients throughout New York's Hudson Valley and across the United States. We offer home, auto, business, life, and group health insurance solutions, as well as insurance and risk management products for specialty markets including dental malpractice, music industry insurance, religious institutions, and non-profit organizations.

R C Lain, situated in Poughkeepsie, NY, stands as a distinguished insurance broker specializing in employer benefits with a notable focus on medical and ancillary coverage. Boasting extensive expertise in serving both local and regional employers, this office excels in tailoring comprehensive benefit solutions to meet the unique needs of businesses in the area. One of R C Lain's key strengths lies in its adept handling of clients in the general freight trucking industry. Noteworthy customers such as Mid-Jersey Trucking Industry and Teamsters Local 701 Welfare Fund underscore the broker's commitment to delivering tailored benefits packages. In the competitive landscape of the general freight trucking sector, R C Lain has established itself as a trusted partner, providing valuable insights and strategic guidance. This Poughkeepsie-based location is an integral part of a local brokerage firm, leveraging the collective strength and resources of the broader network. This affiliation enhances their ability to stay abreast of industry trends and deliver cutting-edge solutions to clients. R C Lain's commitment to excellence and in-depth understanding of the intricacies of employer benefits make them a reliable choice for businesses seeking tailored insurance solutions in the Poughkeepsie, NY region.

Reliable Brokerage Inc's New York, NY office stands as a prominent player in the insurance brokerage landscape, offering a comprehensive range of services to employers seeking top-notch benefits solutions. Boasting a substantial team and considerable local influence, this larger office caters adeptly to the diverse needs of midsize and small employers alike. Distinguishing themselves in the market, they have cultivated extensive experience in handling self-funded clients, providing invaluable support to local and regional employers. Their portfolio includes notable collaborations with industry leaders, such as Hamaspik Care, Hamaspik Choice, and Hamaspik of Kings County, showcasing their prowess in navigating the intricacies of the home health care services and nursing and residential care facilities sectors. What sets this office apart is its versatile expertise across various industries, including home health care services, furniture and related product manufacturing, and retail trade. As a pivotal component of a local brokerage firm, Reliable Brokerage Inc in New York, NY, leverages its collective knowledge to deliver tailored solutions that meet the unique demands of employers in the region. With a proven track record of success and a keen focus on personalized service, this office emerges as a reliable partner for employers seeking a strategic and experienced insurance broker. Their commitment to excellence, coupled with a wealth of industry knowledge, positions them as a go-to resource for businesses aiming to optimize their employee benefits offerings.

William A Smith & Son Inc is a trusted insurance broker located in Newburgh, New York. With their extensive experience and dedication to customer satisfaction, they have earned a stellar reputation in the industry. Catering primarily to large employers, William A Smith & Son Inc works with a diverse range of clients, including prestigious organizations like The Business Council Of New York State, Inc. Insurance Fund. In addition to serving clients in their local community, this branch of William A Smith & Son Inc also extends their services to clients located in Georgia and Minnesota. The team at William A Smith & Son Inc prides themselves on their exceptional customer service and deep understanding of the insurance industry. They consistently receive rave reviews from their clients, who appreciate their personalized approach and expert guidance. Whether it's assisting with policy selection, providing risk management advice, or handling claims, William A Smith & Son Inc goes above and beyond to ensure their clients' needs are met. While they serve clients across various industries, William A Smith & Son Inc specializes in tailoring insurance solutions to the unique requirements of each client. With their strong expertise and knowledge, they have successfully navigated the insurance landscape for clients in diverse sectors. For businesses seeking a reliable insurance broker in Newburgh, William A Smith & Son Inc is the go-to choice. Their exceptional service, extensive industry experience, and top-notch expertise make them a trusted partner in meeting insurance needs.