Mission: First and foremost, we at PBG are advocates for our clients, strategic partners with our carriers, and “idea leaders” for the industry. Drive: At PBG, our staff and their passion for excellence is what really set us apart. We are a dynamic group of talented and highly skilled professionals that are considered experts in their respective fields. Be it negotiation, compliance, account management, communication, employee advocacy or training programs, the energy and dedication that we bring to the table not only helps our clients satisfy the needs of their employees but also protects and improves their bottom-line. Our team leaders are an incredibly dynamic and innovative group that infuse the company with their drive, enthusiasm and energy. Value: PBG is committed to helping our clients make key healthcare benefit choices that deliver real value to their employees while at the same time controlling costs. Our expertise and abilities allow us to leverage our carrier relationships, and expand the value delivered to our clients, and their employees.

We are a full service employee benefits, actuarial, investment, and compensation consulting firm with over 40 years of experience providing consulting services to clients in the Public and Corporate Sectors, Nonprofit Organizations, as well as for the Federal Government. We build long-term partnerships with our clients by delivering understandable, insightful, and impactful solutions to complex benefits issues so that they can best manage future financial risks and provide valuable benefits to their employees.

Navigation bridges the divide between the complexity of benefit choice and the importance for employees to make educated decisions about their benefits in an automated world. We help employers and advisors select and implement web-based enrollment and benefits administration solutions to achieve better results, reduce administrative costs, and simplify the business process. Navigation is also a leading industry expert in benefits education. It is our mission to provide both advanced benefits communications and personal enrollment support to ensure that employees embrace technology and make the right benefits decisions. At Navigation, we believe extraordinary results begin with the right technology and end with the personal touch. Let us help you GET THERE.

Associated Insurance & Financial Services, situated in Sayre, PA, stands out as a prominent and larger office within the local brokerage landscape. This broker has carved a niche in servicing both midsize and large employers, demonstrating a profound understanding of the diverse needs across various industry sectors. Their expertise particularly shines in areas like automobile dealers, grocery and convenience retailers, and industrial machinery manufacturing industries, showcasing their adaptability and depth of knowledge. One of the key strengths of this office is their adeptness in working with self-funded clients. This capability allows them to offer tailored solutions that cater specifically to the unique requirements of local and regional employers. Their client portfolio is impressive, featuring prominent names such as First Citizens Community Bank in the depository credit intermediation industry, with a substantial employee base of over 80 participants. This indicates their proficiency in managing intricate financial and insurance needs in a dynamic banking environment. In the grocery and convenience retailers sector, they have successfully partnered with Williams Oil Company, managing insurance needs for a significant workforce of over 560 participants. This underscores their ability to handle complex benefit plans for larger employee groups. Additionally, their collaboration with Agri-Services Agency, belonging to the agencies, brokerages, and insurance-related activities industry in NY with an expansive base of 700+ participants, further solidifies their reputation as a versatile and reliable broker for varied industry requirements. Overall, Associated Insurance & Financial Services in Sayre, PA, is a comprehensive, experienced broker, well-equipped to handle the nuanced demands of different industries, especially for medium to large-sized employers, ensuring a tailored and efficient insurance and financial service experience.

HealthNow Administrative Services (HNAS) is a national administrator of custom-designed insured employee benefit programs. HNAS provides employee benefit solutions integrated with administrative and claims services. We specialize in Third Party Administration (TPA) and partner services, self-funded health insurance, and consumer driven health care plans as well as health management solutions.

World is a leading financial services organization that uses its vast resources and industry expertise to empower people to make informed decisions to improve their risk management and financial outcomes. Using data-driven analytics, our advisors innovate new products and solutions tailored to clients’ needs across insurance and bonds, employee benefits, retirement plans, wealth management services, private client services, and payroll & HR solutions. We have advisors in dozens of niche markets, and we cater to specialized industries such as agribusiness, associations, construction, entertainment & recreation, healthcare, hospitality, manufacturing, public/nonprofit, professional services, real estate, retail, self-storage facilities, and transportation. With the backing and expertise of a comprehensive network of specialists, our colleagues build trusted relationships with our clients that deliver real-world results.

As a proud neighborhood agency, our goal is to bring superior protection and peace-of-mind to the businesses, nonprofits and people in our community by providing meaningful commercial and personal insurance products, benefits packages and risk management guidance. Simply put, the TGA team is here to help you protect what’s most important—both in life and business. Visit our website to learn more about how we can help support you in critical moments, protect you while you do what you love and be a true partner to your family or organization.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Cummings Insurance Agency is a trusted local insurance broker based in Scranton, Pennsylvania, providing comprehensive insurance solutions to clients of all sizes, including large, midsize, and small employers. While they have received some lower reviews from customers, they are committed to addressing any concerns and continuously improving their services. One notable example of their expertise and client-focused approach is their collaboration with Diaz Stone and Pallet, Inc. As a 220-member employer in the foundation, structure, and building exterior contractors industry, Diaz Stone and Pallet, Inc. sought the assistance of Cummings Insurance Agency to set up a self-funding arrangement that met their unique needs. Cummings Insurance Agency worked closely with the HR and finance team of Diaz Stone and Pallet, Inc. to tailor a self-funding plan specifically designed for their members. With a wide range of experience across different client sizes and industries, Cummings Insurance Agency has accumulated valuable knowledge in various sectors. They possess strong expertise in support activities for water transportation, residential building construction, printing, and related support activities industries. Operating primarily in Pennsylvania, the Scranton office of Cummings Insurance Agency serves clients throughout the state. Their dedication to serving their clients' insurance needs is evident through their diverse portfolio of employer clients, including Mountain Energy Services Inc, Deer Park Lumber Inc, Diaz Stone and Pallet, Inc., and Goodwill Industries of Northeastern PA Administrative Office. Cummings Insurance Agency aims to provide reliable insurance coverage and exceptional service to their clients. They are continually striving to improve and address any concerns raised by customers, ensuring their clients receive the best insurance solutions tailored to their specific needs.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.