At R&B Insurance Services we provide outstanding service and superior coverage to each and every one of our clients. We help you identify your individual insurance needs in order to develop the most comprehensive and cost effective solution for you.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Keystone started in 1983 when four independent insurance agencies teamed up to pool their experience and expertise. Determined and scrappy in the face of a difficult market, this small group believed that agencies could be stronger and more successful if they linked arms. Today, that passion and spirit that started Keystone continues. Growing to over 300 independent agency partners, Keystone provides its agents with a community of like-minded agencies, industry expertise, and access to specialized products for their clients. Keystone is ranked third on Insurance Journal's 2023 list of Top 20 Privately-Held Property/Casualty Agency Partnerships. For more information, go to www.keystoneinsgrp.com.

Associated Insurance & Financial Services, situated in Sayre, PA, stands out as a prominent and larger office within the local brokerage landscape. This broker has carved a niche in servicing both midsize and large employers, demonstrating a profound understanding of the diverse needs across various industry sectors. Their expertise particularly shines in areas like automobile dealers, grocery and convenience retailers, and industrial machinery manufacturing industries, showcasing their adaptability and depth of knowledge. One of the key strengths of this office is their adeptness in working with self-funded clients. This capability allows them to offer tailored solutions that cater specifically to the unique requirements of local and regional employers. Their client portfolio is impressive, featuring prominent names such as First Citizens Community Bank in the depository credit intermediation industry, with a substantial employee base of over 80 participants. This indicates their proficiency in managing intricate financial and insurance needs in a dynamic banking environment. In the grocery and convenience retailers sector, they have successfully partnered with Williams Oil Company, managing insurance needs for a significant workforce of over 560 participants. This underscores their ability to handle complex benefit plans for larger employee groups. Additionally, their collaboration with Agri-Services Agency, belonging to the agencies, brokerages, and insurance-related activities industry in NY with an expansive base of 700+ participants, further solidifies their reputation as a versatile and reliable broker for varied industry requirements. Overall, Associated Insurance & Financial Services in Sayre, PA, is a comprehensive, experienced broker, well-equipped to handle the nuanced demands of different industries, especially for medium to large-sized employers, ensuring a tailored and efficient insurance and financial service experience.

Geisinger is among the nation’s leading providers of value-based care, serving 1.2 million people in urban and rural communities across Pennsylvania. Founded in 1915 by philanthropist Abigail Geisinger, the nonprofit system generates $10 billion in annual revenues across 126 care sites — including 10 hospital campuses — and Geisinger Health Plan, with more than half a million members in commercial and government plans. Geisinger College of Health Sciences educates more than 5,000 medical professionals annually and conducts more than 1,400 clinical research studies. With 26,000 employees, including 1,700 employed physicians, Geisinger is among Pennsylvania’s largest employers with an estimated economic impact of $15 billion to the state’s economy. On March 31, 2024, Geisinger became the first member of Risant Health, a new nonprofit charitable organization created to expand and accelerate value-based care across the country. For more information, visit geisinger.org/careers or connect with us on Facebook, Instagram, LinkedIn and Twitter.

Located in State College, Pennsylvania, the Jan N. Heimbaugh insurance brokerage office stands out as a reliable partner for employers seeking comprehensive benefits solutions. With a focus on medical and ancillary benefits, this office showcases a commendable level of expertise in catering to the needs of local and regional employers. This branch has successfully served a diverse clientele, including notable organizations such as David M Maines Associates and Valley View Haven. David M Maines Associates, operating in the foundation, structure, and building exterior contractors industry in PA, entrusts Jan N. Heimbaugh with the well-being of over 50 participants. Meanwhile, Valley View Haven, a prominent player in the nursing and residential care facilities industry, relies on the brokerage for the benefit of more than 320 participants. Jan N. Heimbaugh's State College office boasts comprehensive knowledge across various industries, with a particular focus on foundation, structure, and building exterior contractors, as well as nursing and residential care facilities. As a crucial component of a local brokerage firm, they bring a personalized touch to their services, ensuring a deep understanding of the unique challenges and opportunities presented by the local business landscape. Employers evaluating their options can trust Jan N. Heimbaugh to provide tailored and effective insurance solutions.

Health Insurance Agency. OneSource Benefit Solutions is a full-service benefit agency specializing in assisting Odyssey OneSource’s clients in providing comprehensive benefit solutions. OneSource Benefits Solutions is able to provide clients with individualized benefit programs designed for long-term cost containment by utilizing Odyssey’s unique relationships with carriers and tax codes relating to benefit plans. The team of benefit consultants and account managers are dedicated to providing quality benefits and services. OneSource Benefit Solutions is the answer for the small to mid-size company looking to find a benefits solution. For more information, call 866-508-7364 or e-mail MSimpson@health1source.com.

Foundation Risk Partners is one of the fastest growing insurance brokerage and consulting firms in the United States. Through acquisition and organic growth, we continue to expand throughout all regions with a specific growth strategy that ensures a complementary mix of industry expertise, coverage, specialized services, location, values and cultural fit. The team at Foundation Risk Partners is driven to seek new levels of success for our partners, while providing superior results for our clients.

A top 20 U.S. insurance brokerage headquartered in Lindon, Utah, Trucordia, formerly PCF Insurance Services, offers a broad array of commercial and personal lines, life and health, employee benefits, and workers’ compensation insurance solutions. Trucordia is an integrated organization united by a passion to deliver extraordinary opportunities and exceptional experiences for its clients, partners and each other. With more than 5,000 employees across the U.S., Trucordia is a notable leader in the insurance brokerage space, ranking #19 on Business Insurance's 2024 Top 100 Brokers and #13 on Insurance Journal's 2024 Top Property/Casualty Agencies.

Eld Consulting Group, Ltd LLC, located in Scranton, PA, stands out as a trusted insurance broker catering to the needs of local and regional employers. With a strong emphasis on medical and ancillary benefits, they have honed their expertise in delivering tailored solutions that truly benefit their clients. One of Eld Consulting Group's remarkable strengths lies in their deep understanding of the insurance landscape in Scranton and the surrounding region. This localized knowledge allows them to provide employers with strategies that are not only effective but also highly relevant to their specific circumstances. Eld Consulting Group has an impressive track record, with a diverse client portfolio that includes notable companies like Hendrick Manufacturing Co. This prominent player in the fabricated metal product manufacturing industry in PA relies on Eld Consulting Group to manage its benefits program, serving over 270 participants. This partnership is a testament to the broker's ability to handle the unique challenges of different industries. Furthermore, Eld Consulting Group is an integral part of the local brokerage community, underscoring their commitment to the Scranton business landscape. Their presence in the area ensures that they are well-connected and can provide their clients with the most up-to-date information and resources. In conclusion, Eld Consulting Group, Ltd LLC, in Scranton, PA, is an insurance broker with a proven track record of delivering effective benefits solutions to local and regional employers. Their expertise, industry-specific knowledge, and strong local ties make them a valuable partner for businesses seeking comprehensive insurance solutions.

Roche Financial, Inc., located in Williamsport, PA, stands as a prominent insurance broker within the region, boasting a substantial footprint in the industry. Operating from a spacious and well-equipped larger office, Roche Financial, Inc. is deeply ingrained in the local business landscape. Specializing in servicing self-funded clients, the office extends its expertise to support both local and regional employers. With a proven track record, this branch of Roche Financial, Inc. has successfully catered to midsize employers, showcasing a wealth of experience in crafting tailored insurance solutions. The team's proficiency spans diverse industries, with notable expertise in steel product manufacturing from purchased steel and furniture and related product manufacturing. This versatile skill set positions them as a valuable partner for businesses seeking comprehensive coverage. Among their esteemed clientele are industry leaders such as Jersey Shore Steel Company, a key player in steel manufacturing with over 190 participants, and John Savoy & Son, a prominent figure in furniture manufacturing with 80+ participants. Additionally, their collaboration with the Pennsylvania Automotive Association, boasting 4150+ participants, underscores their ability to navigate the complexities of diverse sectors. Affiliated with a respected local brokerage firm, Roche Financial, Inc. in Williamsport, PA, emerges as a reliable and experienced insurance partner for employers seeking comprehensive and customized benefit solutions.

F.N.B. Corporation (NYSE:FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in eight states. FNB holds a significant retail deposit market share in attractive metropolitan markets including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; and Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina. The Company has total assets of nearly $30 billion, and more than 400 banking offices throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina and South Carolina.