Cummings Insurance Agency is a trusted local insurance broker based in Scranton, Pennsylvania, providing comprehensive insurance solutions to clients of all sizes, including large, midsize, and small employers. While they have received some lower reviews from customers, they are committed to addressing any concerns and continuously improving their services. One notable example of their expertise and client-focused approach is their collaboration with Diaz Stone and Pallet, Inc. As a 220-member employer in the foundation, structure, and building exterior contractors industry, Diaz Stone and Pallet, Inc. sought the assistance of Cummings Insurance Agency to set up a self-funding arrangement that met their unique needs. Cummings Insurance Agency worked closely with the HR and finance team of Diaz Stone and Pallet, Inc. to tailor a self-funding plan specifically designed for their members. With a wide range of experience across different client sizes and industries, Cummings Insurance Agency has accumulated valuable knowledge in various sectors. They possess strong expertise in support activities for water transportation, residential building construction, printing, and related support activities industries. Operating primarily in Pennsylvania, the Scranton office of Cummings Insurance Agency serves clients throughout the state. Their dedication to serving their clients' insurance needs is evident through their diverse portfolio of employer clients, including Mountain Energy Services Inc, Deer Park Lumber Inc, Diaz Stone and Pallet, Inc., and Goodwill Industries of Northeastern PA Administrative Office. Cummings Insurance Agency aims to provide reliable insurance coverage and exceptional service to their clients. They are continually striving to improve and address any concerns raised by customers, ensuring their clients receive the best insurance solutions tailored to their specific needs.

Green Brook Regional Center is a hospital & health care company based out of 275 Greenbrook Rd, Dunellen, New Jersey, United States.

NJ Group Services is a trusted partner for comprehensive insurance solutions. We specialize in tailoring insurance packages to fit the needs of businesses, employees, and individuals alike. Whether you're a small startup, a large corporation, or a personal consumer, NJ Group Services is here to cater to all your insurance needs. We pride ourselves on delivering streamlined experiences, ensuring that you can focus on what matters most---your success. We offer customized employee benefit plans, personal insurance, commercial insurance, 401ks, compliance, and so much more. Make sure to contact our team or visit our website to learn more.

NJHA Healthcare Business Solutions (NJHA HBS) helps healthcare organizations manage their supply and operations costs by providing access to an exceptional portfolio of high-quality contracts, benefits and consultative services - without membership fees or mandatory compliance levels. By fostering a collaborative partnership with our customers, NJHA's experienced staff helps members choose solutions that best fit their customers'​ unique needs. Our Health Information Services (HIS) division has been the trusted advocate for HIM professionals for three decades and is committed to helping them achieve excellence in their demanding and changing roles. From backlog coding, data quality reviews, and interim management NJHA HBS is the premier HIM consulting company with unparalleled expertise. Specialties: HIM Consulting; Coding Services; ICD-10 Education Programs (Coder/Billing/Physician); ICD-10 Readiness Assessments; HIM Interim Management and Operational Assessments; RAC Tracking Software – AUDIT Trax. Website: www.NJHAIS.com Website: www.njha.com/business-services/

Wealth Advisory Group has been empowering people with sound financial strategies since 1933. We employ a disciplined, comprehensive approach to wealth management. Our goal is to help you achieve the quality of life you’ve always imagined. More than 100 Associates are here to guide you through a full range of planning that may include insurance and investments tailored specifically for your needs. Wealth Advisory Group, LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Fl, New York, NY 10017, 212-541-8800. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Wealth Advisory Group LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2022-141079 Exp 07/24

At Lacher, we help you clarify the blur of modern business, empowering your company, and its people, to be their best and accomplish more every day.

Econoworld Agency, located in the heart of New York, NY, stands as a trusted insurance broker renowned for its deep-rooted expertise in serving local and regional employers, particularly in the realm of medical and ancillary benefits. With a proven track record of excellence, this office location has consistently demonstrated its commitment to delivering tailored insurance solutions that meet the unique needs of businesses in diverse industries. Their impressive portfolio boasts an array of satisfied clients, including the Industrial Bank of Korea in the depository credit intermediation sector, where they manage a program for over 550 participants. Additionally, Econoworld Agency has extended its expertise to clients like Hiossen, a prominent player in the medical equipment and supplies manufacturing industry, with more than 500 participants. Their ability to excel across these industries showcases their versatility and adaptability. What sets this office location apart is its affiliation with a local brokerage firm, allowing them to harness local insights and connections that benefit their clients. This partnership enhances their ability to navigate the ever-evolving landscape of employer benefits, providing employers with a competitive edge in attracting and retaining top talent. In summary, Econoworld Agency in New York, NY, is a dedicated insurance broker with a stellar reputation, offering specialized solutions for medical and ancillary benefits. Their diverse clientele and affiliation with a local brokerage firm underscore their unwavering commitment to providing tailored, high-quality services to employers in the region.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

BSI Corporate Benefits (BSI) was founded in 2003 by Founder and Chief Executive Officer, Anthony (Tony) DaRe. Prior to founding BSI, Tony served clients on the insurance carrier side for Geisinger Health Plan and the University of Michigan M-Care. During that time, Tony realized his true passion was to be an advocate for clients rather than insurance carriers. He started BSI with the mission to be an advocate for clients on both a HUMAN and a FINANCIAL level. Today, BSI is a fiercely independent national employee benefits consulting firm with client groups ranging in size from 50 - 15,000 employees. BSI’s ability to successfully identify, implement, and execute immediate and long-term cost-control strategies to effectively manage our clients’ healthcare costs has resulted in BSI being named “Best Benefits Consulting Firm” since 2017. Our executive team has over 110 years of combined insurance industry experience and currently manages over $550 million in healthcare spend throughout the country. It is because of our book of business, reputation, and personal relationships with top executives at the carrier level that we are able to consistently deliver results to our clients that cannot be matched. For more information about BSI Corporate Benefits, please visit www.BSIcorporate.com or call toll-free 1-866-BSI-BENEFITS.

Bankers Cooperative Group, located in New York, NY, stands out as a prominent insurance broker, particularly recognized for its proficiency in catering to local and regional employers. This larger office is a part of a local brokerage firm and has carved a niche for itself in offering specialized medical and ancillary benefits. Their expertise is notably strong in the depository credit intermediation and child care services industries. They have a proven track record of handling midsize employers with a focus on customized solutions. Notably, they have served prominent clients like Bcb Community Bank in New Jersey, catering to over 370 participants. This engagement demonstrates their capability in managing substantial groups in the depository credit intermediation industry. Additionally, they have efficiently provided services to Kearny Bank, another significant player in the same industry, with a robust participant base of over 720. Furthermore, their experience extends to the child care services industry, where they have successfully managed the needs of Children's Aid and Family Services in New Jersey, supporting more than 200 participants. This diverse client portfolio underscores their adaptability and depth of knowledge across various sectors. Bankers Cooperative Group's blend of local knowledge, industry-specific expertise, and ability to handle a range of employer sizes makes them a formidable choice for businesses seeking comprehensive insurance brokerage services in the New York region. Their approach is tailored to meet the unique needs of each client, ensuring a partnership that is both effective and enduring.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.