Cummings Insurance Agency is a trusted local insurance broker based in Scranton, Pennsylvania, providing comprehensive insurance solutions to clients of all sizes, including large, midsize, and small employers. While they have received some lower reviews from customers, they are committed to addressing any concerns and continuously improving their services. One notable example of their expertise and client-focused approach is their collaboration with Diaz Stone and Pallet, Inc. As a 220-member employer in the foundation, structure, and building exterior contractors industry, Diaz Stone and Pallet, Inc. sought the assistance of Cummings Insurance Agency to set up a self-funding arrangement that met their unique needs. Cummings Insurance Agency worked closely with the HR and finance team of Diaz Stone and Pallet, Inc. to tailor a self-funding plan specifically designed for their members. With a wide range of experience across different client sizes and industries, Cummings Insurance Agency has accumulated valuable knowledge in various sectors. They possess strong expertise in support activities for water transportation, residential building construction, printing, and related support activities industries. Operating primarily in Pennsylvania, the Scranton office of Cummings Insurance Agency serves clients throughout the state. Their dedication to serving their clients' insurance needs is evident through their diverse portfolio of employer clients, including Mountain Energy Services Inc, Deer Park Lumber Inc, Diaz Stone and Pallet, Inc., and Goodwill Industries of Northeastern PA Administrative Office. Cummings Insurance Agency aims to provide reliable insurance coverage and exceptional service to their clients. They are continually striving to improve and address any concerns raised by customers, ensuring their clients receive the best insurance solutions tailored to their specific needs.

At Lacher, we help you clarify the blur of modern business, empowering your company, and its people, to be their best and accomplish more every day.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

BSI Corporate Benefits (BSI) was founded in 2003 by Founder and Chief Executive Officer, Anthony (Tony) DaRe. Prior to founding BSI, Tony served clients on the insurance carrier side for Geisinger Health Plan and the University of Michigan M-Care. During that time, Tony realized his true passion was to be an advocate for clients rather than insurance carriers. He started BSI with the mission to be an advocate for clients on both a HUMAN and a FINANCIAL level. Today, BSI is a fiercely independent national employee benefits consulting firm with client groups ranging in size from 50 - 15,000 employees. BSI’s ability to successfully identify, implement, and execute immediate and long-term cost-control strategies to effectively manage our clients’ healthcare costs has resulted in BSI being named “Best Benefits Consulting Firm” since 2017. Our executive team has over 110 years of combined insurance industry experience and currently manages over $550 million in healthcare spend throughout the country. It is because of our book of business, reputation, and personal relationships with top executives at the carrier level that we are able to consistently deliver results to our clients that cannot be matched. For more information about BSI Corporate Benefits, please visit www.BSIcorporate.com or call toll-free 1-866-BSI-BENEFITS.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Wades is a financial planning company that thinks differently about money. How? Well, we believe the truth about money is that it’s simply a means to an end. So we concentrate on that end: your aspirations, goals and family security. After we’ve established what you want to get out of life, the money part of the equation really takes care of itself. What we do OUR MANTRA It’s about people, not products. It’s about prudence, not performance. It’s about people attaining and then maintaining the life they want. It’s about families being financially secure. OUR METHODOLOGY We believe that until we really know about our clients’ lives and aspirations we have no right to talk to them about their money. That’s why our methodology is structured around them, not the market or the financial products currently available. This is exactly the opposite approach most Financial Planners adopt. Our approach has 3 key stages 1. LIFE PLANNING 2. FINANCIAL PLANNING 3. INDEPENDENT FINANCIAL ADVICE

The Strategic Advantage provides you with the solutions to help reach your goals. The Strategic Benefits team of experts understands the impact a company’s benefit package has on employees, owners, and the bottom line. We know sophisticated problems require sophisticated solutions, not cookie cutter answers. This is why we utilize a team approach, calling on the expertise of our consultants, who bring years of specialized experience to build relationships and guide you every step of the way. Our commitment is to help you make prudent business decisions regarding your employee benefit plans. We achieve this by combining innovative products with our outstanding expertise and service to best meet your needs.

Benefit Foundations of America, situated in New York, NY, stands out as a prominent insurance broker office, particularly adept at serving midsize employers. This larger office is renowned for its expertise in local and regional markets, primarily focusing on medical and ancillary benefits. Their prowess is especially notable in the legal services and activities related to the real estate industries. A key highlight of their service portfolio is their successful collaboration with notable clients like Samuel Geltman & Co., a major player in the activities related to real estate industry based in New Jersey. With over 100 participants, this partnership showcases their capacity to handle complex benefit needs. Similarly, their work with Greenbaum Rowe Smith & Davis, a firm in the legal services industry also based in New Jersey, with more than 120 participants, further cements their reputation as a reliable partner for diverse industry needs. As a local brokerage firm, Benefit Foundations of America brings a personalized touch to their services, combining local insights with a deep understanding of industry-specific requirements. Their tailored approach to each client, coupled with a robust understanding of the needs of midsize employers, makes them a valuable asset for businesses looking to navigate the complexities of employee benefits. Their strategic focus on specific industries like legal services and real estate-related activities has enabled them to develop specialized expertise, ensuring that their clients receive guidance that is not only informed but also highly relevant to their specific sector. This specialization, along with their significant presence in the New York region, positions Benefit Foundations of America as a go-to broker for employers seeking comprehensive and customized insurance solutions.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

We do not work for an insurance company; we work for YOU. Work by your side when you have a loss and follow through to see that you get a fair, prompt payment.