At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

BCI is proud of our position as an industry leader and best in class for benefit communications and enrollment for more than 40 years. We customize affordable HR and benefits solutions for large companies in the areas of benefit enrollments, communications, data management and staffing. Our experienced professionals work as an extension of internal HR teams, helping streamline processes to create maximum efficiency. Our goal is to free more of HR’s time allowing them to focus less on administrative tasks and more on strategic company objectives. We enhance employee services and maximize the value of expensive benefit programs. This is all possible without the costly addition of building internal systems or making major changes to current infrastructure. BCI partners with insurance companies, brokers and consultants whose clients represent various industries including healthcare, transportation, retail, financial services and manufacturing.

LBMC Employment Partners, based in Nashville, TN, is a distinguished player in the field of employer benefits, particularly for midsize and large employers. They stand out for their extensive network, providing large-scale employee benefits through a comprehensive suite of HR-related services, tailored to individual business needs. The firm is known for its partnership approach, emphasizing personal connections over automated systems, and supporting clients with a team of experienced professionals. This office location prides itself on being the first Tennessee-based Professional Employer Organization (PEO) to receive the Certified Professional Employment Organization (CPEO) designation from the IRS. As a PEO, LBMC Employment Partners facilitates a co-employment relationship, enabling clients of any size to access lower benefits costs and reduced HR service expenses due to pooled resources. Their Human Resources Outsourcing (HRO) model is another highlight, offering solutions for complex employment situations, including employee recruitment, onboarding, training, and payroll services. Additionally, their benefits brokering and administration services are comprehensive, covering contract negotiation, billing reconciliation, and employee advocacy, further easing the administrative burden on employers. For payroll solutions, LBMC offers user-friendly, secure systems that integrate seamlessly into existing accounting setups, supported by expert payroll tax administration and compliance services. They also provide complete payroll tax processing, ensuring compliance with various regulatory requirements and reducing the risk associated with payroll tax management. Finally, LBMC Employment Partners utilizes UKG Ready, a full suite of automated, scalable tools for human capital management. This system integrates various HR functions, from onboarding and recruitment to benefits administration, streamlining HR management processes for their clients. In terms of specific expertise, this office location has demonstrated proficiency in serving industries like nursing and residential care facilities, beer, wine, and distilled alcoholic beverage merchant wholesalers, and accounting, tax preparation, bookkeeping, and payroll services. Their notable clients in Tennessee include Athens Distributing Company of Nashville, Lbmc PC, and Wickshire Senior Living, exemplifying their capability to manage diverse needs across various sectors.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Tad Benefits, located in the vibrant business landscape of Nashville, TN, is a seasoned insurance broker specializing in crafting tailored solutions for both local and regional employers. With a keen focus on medical and ancillary benefits, Tad Benefits has earned a reputation as a trusted advisor for businesses seeking comprehensive employee benefit packages. This broker's commitment to excellence is evident in its diverse clientele, including Middle Tennessee Lumber Co in the lumber and construction materials merchant wholesalers industry, R E West in the general freight trucking sector, and Holladay Property Services Midwest in the lessors of real estate domain. These collaborations showcase Tad Benefits' versatility in navigating the distinct needs of various industries, establishing them as a reliable partner for businesses of different scales and sectors. As an integral part of the local brokerage landscape, Tad Benefits brings forth a wealth of knowledge and experience. Their adept understanding of the regional business environment positions them as a valuable resource for employers looking to enhance their benefits offerings. Tad Benefits has consistently demonstrated its proficiency in catering to midsize employers, solidifying its standing as a go-to partner for businesses in Nashville and beyond.

Zander Insurance Group® is an independent insurance brokerage headquartered in Nashville, TN. Nationally endorsed by Dave Ramsey, Zander has been a trusted name in insurance for over 90 years. We shop rates across lines of insurance, including: term life, disability, home and auto, long-term care, group benefits, and identity theft protection. As one of this country's largest independent insurance brokerages, we are here to help you protect your family while saving you money. That’s the Zander Way. Blog: https://www.zanderins.com/blog

Pancoast & Associates Inc., located in the vibrant heart of Nashville, TN, boasts a robust and well-established insurance brokerage office catering to a diverse array of clients. As a larger office within the Pancoast & Associates network, this branch stands out for its proven expertise in serving both local and regional employers. With a stellar track record, this office has garnered substantial experience in managing the insurance needs of employers across various industries. Noteworthy is their adept handling of self-funded clients, showcasing a nuanced understanding of the unique challenges and opportunities presented by this model. Their clientele includes prominent entities such as the Country Music Association, a key player in the promoters of performing arts, sports, and similar events industry, with over 180 participants. Demonstrating versatility, Pancoast & Associates excels in providing tailored insurance solutions for businesses in nursing and residential care facilities, machinery, equipment, and supplies merchant wholesalers, as well as the dynamic field of computer systems design and related services. This breadth of expertise is a testament to their commitment to meeting the specific needs of diverse industries. As part of a respected local brokerage firm, this office is deeply embedded in the community, further enhancing its ability to understand and address the unique challenges faced by businesses in the Nashville area. Their extensive experience spans the spectrum, with demonstrated success in catering to the insurance needs of small, midsize, and large employers alike. For employers seeking a seasoned insurance partner with local roots and a broad skill set, Pancoast & Associates Inc. in Nashville stands as a reliable and comprehensive choice.

A multi-year winner of Best Places to Work Insurance (2009-2024), Hylant is a full-service insurance brokerage with offices in Florida, Georgia, Illinois, Indiana, Michigan, North Carolina, Ohio and Tennessee with more than 1,000 professionals on staff. Hylant offers complete risk management services, employee benefits consultation, wellness strategies, loss control, healthcare management and a wide array of insurance solutions for both businesses and individuals.