Risk is a good thing. America was built by risk takers and you deserve to know you have a trusted risk management and insurance partner protecting you along your journey. We are committed to provide in-depth solutions for personal, farm and ranch, commercial insurance, and employee benefits. When you work with Blue Ridge Risk Partners we market your plan to multiple carriers to ensure you receive the best price and coverage in our network. You will be given a dedicated client services team that will serve as your guide to all the resources you need to make your company thrive. And while we do our best to mitigate risk, accidents do happen. Our dedicated claims department is here to handle all of your claims. Blue Ridge Risk Partners was founded in 2020 by three of the Mid-Atlantic region’s most established, respected, and thriving insurance agencies: Keller Stonebraker Insurance, Jim Lively Insurance, and Dyer Insurance Group. These three independent insurance agencies have lengthy track records of success and dedicated support to the communities they operate within. Each founding agency contributes unique capabilities and resources to Blue Ridge’s mission of delivering superior value by tailoring proactive insurance and risk management solutions to meet each of our client’s specific needs. We provide our clients tailored solutions, expert guidance, and industry-leading resources to meet their risk management and insurance needs. With an emphasis on integrity and excellence in service and while placing our clients' wishes and expectations as our highest priority, we strive to protect their businesses, employees, and families by creating proactive strategies today for tomorrow's needed solutions. With 27 offices and counting, licensed in 50 states and hundreds of carrier of options, Blue Ridge Risk Partners can provide solutions for nearly all of your insurance needs.

Located in the vibrant city of Baltimore, MD, HM Life's office is a distinguished insurance broker specializing in employer benefits. With a keen focus on medical and ancillary benefits, this branch boasts impressive expertise in catering to the needs of local and regional employers. One of the key strengths of HM Life in Baltimore lies in its in-depth understanding of the medical and ancillary benefits landscape. The team has successfully served a diverse range of clients, including notable entities like Day & Ross USA, a major player in the general freight trucking industry based in MI. Managing benefits for over 250 participants, HM Life has proven its ability to navigate the unique challenges within the transportation sector. Furthermore, HM Life's Baltimore office is affiliated with a prominent local brokerage firm, enhancing its reach and resources. This affiliation underscores the commitment to providing personalized and comprehensive insurance solutions tailored to the specific requirements of clients in the region. Employer benefits buyers evaluating this HM Life location can expect a partner with a track record of success, particularly within the general freight trucking industry. The team's local expertise, coupled with a broader network through their affiliation, positions HM Life as a valuable resource for employers seeking tailored and effective insurance solutions in Baltimore and beyond.

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OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Benefit Watch, LLC, founded in 1992, has rapidly become one of the most respected firms in the employee benefits marketplace. By tailoring our services to the precise understanding of our clients’ objectives, Benefit Watch, LLC designs and develops benefit programs that meet corporate needs in a cost-effective manner. The purpose of any benefits program is to attract and maintain quality employees. It is our responsibility to design the program, communicate the benefits to the employee base, and continually service the program as it grows. The areas in which Benefit Watch, LLC provides superior product development to match a clients exact requirements are: - Group Medical Insurance - Group Life Insurance - Group Dental Insurance - Group Vision Insurance - Consumer-Directed Health Plans (HRA/HSA) - Retirement Benefits - Group Disability Insurance - Flexible Spending Accounts - Voluntary Benefit Packages - Flexible Spending Accounts - 401(k) Plans @investmentwatchllc - Individual Life Insurance - Individual Disability Insurance We offer a variety of technological solutions to enhance benefits administration. By taking a "vendor-neutral"​ approach, we provide technology from any administrator, carrier or professional employment organization to streamline benefits. Our use of the latest technology allows us to communicate more efficiently with the carriers, employers, and employees we represent. Some benefit options from our technology platform include: - Benefit Summaries and Comparisons - Customized Reporting - Online Benefit Statements - Online Enrollments - Employee Handbooks - Billing Statements For more information, visit our website: http://benefitwatch.com/ Or give us a call: 866.712.6294

Allegeant was founded in 2009 to help employers deliver affordable quality health care to their employees and families. A vertically-integrated employee benefit firm, Allegeant combines advisory and administrative services. Our unique solutions deliver significantly better healthcare at an incredible price. We are helping to deliver affordable, quality health care; one employer at a time. What good is health care if it isn't affordable? We are on a mission to bring employers accountability and actionable insight to their health & welfare plans. We do not stop at strategy; we get into the trenches with our clients and execute! The result is a client-centric model that aligns interests, fosters accountability and drives affordability.

Allegeant was founded in 2009 to help employers deliver affordable quality health care to their employees and families. A vertically-integrated employee benefit firm, Allegeant combines advisory and administrative services. Our unique solutions deliver significantly better healthcare at an incredible price. We are helping to deliver affordable, quality health care; one employer at a time. What good is health care if it isn't affordable? We are on a mission to bring employers accountability and actionable insight to their health & welfare plans. We do not stop at strategy; we get into the trenches with our clients and execute! The result is a client-centric model that aligns interests, fosters accountability and drives affordability.

Avery Hall Insurance Group, situated in Salisbury, MD, stands out as a robust and sizable office within the insurance brokerage industry. Specializing in catering to the unique needs of midsize employers, this office demonstrates a profound capability in managing self-funded clients, thereby offering tailored solutions to local and regional businesses. Their expertise notably shines in sectors like support activities for animal production, individual and family services, and outpatient care centers. Among their top clients, Avery Hall boasts a diverse portfolio that includes notable organizations such as Choptank Community Health System, an outpatient care center with over 50 participants; Three Lower Counties Community, a significant player in the individual and family services sector with 340+ participants; and Allen Harim Foods, from the support activities for animal production industry, managing a substantial group of 460+ participants. This variety not only illustrates their adaptability but also their deep-rooted understanding of different industry-specific requirements. Being a part of a local brokerage firm, Avery Hall Insurance Group brings a personalized touch to their services. Their approach is not just about providing insurance solutions but also about building a relationship with each client, ensuring that each solution is as unique as the businesses they serve. This personalization, coupled with their broad industry experience, positions them as a reliable and knowledgeable partner for employers seeking comprehensive insurance solutions. Their ability to handle diverse and complex insurance needs effectively makes them a strong contender for employers looking to secure robust and customized insurance coverage for their workforce.

Cypress Benefits Group Inc, a local insurance broker headquartered in Sparks Glencoe, Maryland, is dedicated to serving clients across multiple states, including Virginia, Pennsylvania, Tennessee, Maryland, Arkansas, and Michigan. With their vast experience and expertise, Cypress Benefits Group Inc caters to large, midsize, and small employers. One remarkable example of their success in the Sparks Glencoe office is their collaboration with NGK-Locke Polymer Insulators, a respected employer in the electrical equipment and component manufacturing industry, boasting a workforce of 100 members. Cypress Benefits Group Inc worked closely with NGK-Locke Polymer Insulators' HR and finance team to establish a self-funding arrangement, a customized PPO plan, and a carefully designed PBM and drug plan, all tailored to meet the unique needs of their members. Their extensive knowledge and experience allow Cypress Benefits Group Inc to excel in various industries, including general freight trucking, specialty trade contractors, and nonmetallic mineral product manufacturing. They understand the intricacies and challenges that employers in these industries face when it comes to insurance coverage. With a solid M Score reflecting their wide range of expertise, Cypress Benefits Group Inc stands out as a trusted insurance broker in the industry. They have established relationships with notable employers such as A&S Services Group, D&R USA, NGK Metals Corporation, and Rich Logistics. Clients rely on Cypress Benefits Group Inc for their comprehensive coverage solutions, specifically tailored to meet the needs of self-funded employers. With their dedication to client satisfaction and their expertise in working with PPOs and pharmacy providers, Cypress Benefits Group Inc continues to provide outstanding service and insurance solutions to employers across multiple states.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Founded in 1885, we leverage over a century of experience along with strong local, national and global reach to meet all of your business objectives. RCM&D Self-Insured Services Company (SISCO) is a Third Party Administrator and a trusted partner in claim management, consulting and advisory services for clients that are self-insured, fully insured, or utilize captive or high deductible programs. Our expertise coupled with our technological resources ensure budget certainty, reduced costs and the overall efficiency of your claim process. In 2020, RCM&D entered a strategic merger with Oswald Companies to form Unison Risk Advisors. Unison Risk Advisors represents one of the nation's largest privately held and employee-owned insurance brokerage and risk management firms. It ranks among the 30 largest brokerage firms and among the top 5 largest independently owned firms in the country. Unison Risk Advisors is committed to an independent brokerage service model guided by the belief that clients are best served by professionally managed and well-resourced firms that can act independently upon the client's best interests.