Located in the vibrant city of Baltimore, MD, HM Life's office is a distinguished insurance broker specializing in employer benefits. With a keen focus on medical and ancillary benefits, this branch boasts impressive expertise in catering to the needs of local and regional employers. One of the key strengths of HM Life in Baltimore lies in its in-depth understanding of the medical and ancillary benefits landscape. The team has successfully served a diverse range of clients, including notable entities like Day & Ross USA, a major player in the general freight trucking industry based in MI. Managing benefits for over 250 participants, HM Life has proven its ability to navigate the unique challenges within the transportation sector. Furthermore, HM Life's Baltimore office is affiliated with a prominent local brokerage firm, enhancing its reach and resources. This affiliation underscores the commitment to providing personalized and comprehensive insurance solutions tailored to the specific requirements of clients in the region. Employer benefits buyers evaluating this HM Life location can expect a partner with a track record of success, particularly within the general freight trucking industry. The team's local expertise, coupled with a broader network through their affiliation, positions HM Life as a valuable resource for employers seeking tailored and effective insurance solutions in Baltimore and beyond.

Lyons Companies is Delaware's largest independent insurance brokerage. Founded in 1984 by David F. Lyons, Sr., the firm is owned and led by Catharine N. Lyons, President and CEO, making Lyons Companies the largest female-owned insurance broker in the region. In 2004, Lyons Companies was invited to become an Assurex Global Partner. Assurex is an exclusive partnership of the top independent brokers worldwide. Assurex partners are selected for their ability to provide innovative, customer-driven insurance, risk management and employee benefits services.

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

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OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Benefit Watch, LLC, founded in 1992, has rapidly become one of the most respected firms in the employee benefits marketplace. By tailoring our services to the precise understanding of our clients’ objectives, Benefit Watch, LLC designs and develops benefit programs that meet corporate needs in a cost-effective manner. The purpose of any benefits program is to attract and maintain quality employees. It is our responsibility to design the program, communicate the benefits to the employee base, and continually service the program as it grows. The areas in which Benefit Watch, LLC provides superior product development to match a clients exact requirements are: - Group Medical Insurance - Group Life Insurance - Group Dental Insurance - Group Vision Insurance - Consumer-Directed Health Plans (HRA/HSA) - Retirement Benefits - Group Disability Insurance - Flexible Spending Accounts - Voluntary Benefit Packages - Flexible Spending Accounts - 401(k) Plans @investmentwatchllc - Individual Life Insurance - Individual Disability Insurance We offer a variety of technological solutions to enhance benefits administration. By taking a "vendor-neutral"​ approach, we provide technology from any administrator, carrier or professional employment organization to streamline benefits. Our use of the latest technology allows us to communicate more efficiently with the carriers, employers, and employees we represent. Some benefit options from our technology platform include: - Benefit Summaries and Comparisons - Customized Reporting - Online Benefit Statements - Online Enrollments - Employee Handbooks - Billing Statements For more information, visit our website: http://benefitwatch.com/ Or give us a call: 866.712.6294

Allegeant was founded in 2009 to help employers deliver affordable quality health care to their employees and families. A vertically-integrated employee benefit firm, Allegeant combines advisory and administrative services. Our unique solutions deliver significantly better healthcare at an incredible price. We are helping to deliver affordable, quality health care; one employer at a time. What good is health care if it isn't affordable? We are on a mission to bring employers accountability and actionable insight to their health & welfare plans. We do not stop at strategy; we get into the trenches with our clients and execute! The result is a client-centric model that aligns interests, fosters accountability and drives affordability.

Graham Company is an insurance brokerage and consulting firm committed to enhancing employee safety and business viability through an action oriented approach to risk management. In business for nearly 60 years, Graham Company focuses on customizing property and casualty, surety, and employee benefits programs for its clients. With its uniquely proactive approach to managing risk, Graham Company is redefining what it means to be a broker because it believes Actions Matter. To learn more about Graham Company, visit grahamco.com

Cypress Benefits Group Inc, a local insurance broker headquartered in Sparks Glencoe, Maryland, is dedicated to serving clients across multiple states, including Virginia, Pennsylvania, Tennessee, Maryland, Arkansas, and Michigan. With their vast experience and expertise, Cypress Benefits Group Inc caters to large, midsize, and small employers. One remarkable example of their success in the Sparks Glencoe office is their collaboration with NGK-Locke Polymer Insulators, a respected employer in the electrical equipment and component manufacturing industry, boasting a workforce of 100 members. Cypress Benefits Group Inc worked closely with NGK-Locke Polymer Insulators' HR and finance team to establish a self-funding arrangement, a customized PPO plan, and a carefully designed PBM and drug plan, all tailored to meet the unique needs of their members. Their extensive knowledge and experience allow Cypress Benefits Group Inc to excel in various industries, including general freight trucking, specialty trade contractors, and nonmetallic mineral product manufacturing. They understand the intricacies and challenges that employers in these industries face when it comes to insurance coverage. With a solid M Score reflecting their wide range of expertise, Cypress Benefits Group Inc stands out as a trusted insurance broker in the industry. They have established relationships with notable employers such as A&S Services Group, D&R USA, NGK Metals Corporation, and Rich Logistics. Clients rely on Cypress Benefits Group Inc for their comprehensive coverage solutions, specifically tailored to meet the needs of self-funded employers. With their dedication to client satisfaction and their expertise in working with PPOs and pharmacy providers, Cypress Benefits Group Inc continues to provide outstanding service and insurance solutions to employers across multiple states.

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Founded in 1885, we leverage over a century of experience along with strong local, national and global reach to meet all of your business objectives. RCM&D Self-Insured Services Company (SISCO) is a Third Party Administrator and a trusted partner in claim management, consulting and advisory services for clients that are self-insured, fully insured, or utilize captive or high deductible programs. Our expertise coupled with our technological resources ensure budget certainty, reduced costs and the overall efficiency of your claim process. In 2020, RCM&D entered a strategic merger with Oswald Companies to form Unison Risk Advisors. Unison Risk Advisors represents one of the nation's largest privately held and employee-owned insurance brokerage and risk management firms. It ranks among the 30 largest brokerage firms and among the top 5 largest independently owned firms in the country. Unison Risk Advisors is committed to an independent brokerage service model guided by the belief that clients are best served by professionally managed and well-resourced firms that can act independently upon the client's best interests.