Risk is a good thing. America was built by risk takers and you deserve to know you have a trusted risk management and insurance partner protecting you along your journey. We are committed to provide in-depth solutions for personal, farm and ranch, commercial insurance, and employee benefits. When you work with Blue Ridge Risk Partners we market your plan to multiple carriers to ensure you receive the best price and coverage in our network. You will be given a dedicated client services team that will serve as your guide to all the resources you need to make your company thrive. And while we do our best to mitigate risk, accidents do happen. Our dedicated claims department is here to handle all of your claims. Blue Ridge Risk Partners was founded in 2020 by three of the Mid-Atlantic region’s most established, respected, and thriving insurance agencies: Keller Stonebraker Insurance, Jim Lively Insurance, and Dyer Insurance Group. These three independent insurance agencies have lengthy track records of success and dedicated support to the communities they operate within. Each founding agency contributes unique capabilities and resources to Blue Ridge’s mission of delivering superior value by tailoring proactive insurance and risk management solutions to meet each of our client’s specific needs. We provide our clients tailored solutions, expert guidance, and industry-leading resources to meet their risk management and insurance needs. With an emphasis on integrity and excellence in service and while placing our clients' wishes and expectations as our highest priority, we strive to protect their businesses, employees, and families by creating proactive strategies today for tomorrow's needed solutions. With 27 offices and counting, licensed in 50 states and hundreds of carrier of options, Blue Ridge Risk Partners can provide solutions for nearly all of your insurance needs.

Located in the vibrant city of Baltimore, MD, HM Life's office is a distinguished insurance broker specializing in employer benefits. With a keen focus on medical and ancillary benefits, this branch boasts impressive expertise in catering to the needs of local and regional employers. One of the key strengths of HM Life in Baltimore lies in its in-depth understanding of the medical and ancillary benefits landscape. The team has successfully served a diverse range of clients, including notable entities like Day & Ross USA, a major player in the general freight trucking industry based in MI. Managing benefits for over 250 participants, HM Life has proven its ability to navigate the unique challenges within the transportation sector. Furthermore, HM Life's Baltimore office is affiliated with a prominent local brokerage firm, enhancing its reach and resources. This affiliation underscores the commitment to providing personalized and comprehensive insurance solutions tailored to the specific requirements of clients in the region. Employer benefits buyers evaluating this HM Life location can expect a partner with a track record of success, particularly within the general freight trucking industry. The team's local expertise, coupled with a broader network through their affiliation, positions HM Life as a valuable resource for employers seeking tailored and effective insurance solutions in Baltimore and beyond.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

Silver Beech Consulting Group, based in Harrisburg, PA, is a dynamic local brokerage firm known for its proficiency in dealing with both local and regional employers. Specializing in medical and ancillary benefits, they have cultivated a reputation for delivering tailored solutions that address the unique needs of each client. The company has established itself as a key player in the professional, scientific, and technical services industry, particularly through its notable work with The Vista Foundation. By providing benefits to over 340 participants in this organization, Silver Beech Consulting Group has demonstrated its capability to handle large-scale, complex benefit programs efficiently. At the core of their service offering is a deep understanding of the local business landscape, which enables them to offer more relevant and effective benefit solutions. This local expertise is complemented by a broader regional perspective, allowing them to cater to a diverse range of employer needs. Their approach is client-centric, focusing on building strong relationships and delivering value beyond just insurance products. They work closely with clients to understand their specific needs and craft bespoke solutions that align with their business objectives and workforce requirements. In summary, Silver Beech Consulting Group stands out for its local and regional expertise, strong client relationships, and a proven track record of successfully managing comprehensive benefit programs for organizations like The Vista Foundation. Their office in Harrisburg, PA, embodies these qualities, making them a reliable partner for employers looking for effective benefit solutions.

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Higginbotham is a single source solution for insurance, financial and HR/employee benefits services. The employee-owned firm was established in 1948 and ranks by revenue today as the nation’s 21st largest independent insurance brokerage. Based in Fort Worth, Texas, Higginbotham serves businesses and individuals through locations across the nation. The firm specializes in tailoring programs to meet each client’s unique needs, and in standing by those programs with their Day Two Services®, which provide proactive customer support through the life of each policy. Higginbotham is a values-driven firm that strives to be family to employees, accountable to clients, teammates to carriers, and generous to communities.

PCI Insurance is a highly experienced insurance broker, serving clients across an extensive geographic footprint that includes Georgia, South Carolina, North Carolina, Tennessee, Virginia, Ohio, Texas, Alabama, Kentucky, Florida, Mississippi, Indiana, Minnesota, Kansas, Vermont, Arkansas, Colorado, Connecticut, District of Columbia, and Pennsylvania. While the company has received some mixed reviews from customers, they remain a reliable partner in the insurance industry. One noteworthy example of their expertise comes from their work with eciConstruction, a 10-member employer in the specialty trade contractors industry. Collaborating closely with eciConstruction's HR and finance team, PCI Insurance developed a customized insurance package to address the unique needs of their members. This solution included a self-funding arrangement, a preferred provider organization (PPO) plan, as well as a pharmacy benefit management (PBM) and drug plan tailored specifically to their requirements. With a local office situated in Harrisburg, Pennsylvania, PCI Insurance is well-positioned to serve clients of various sizes, ranging from large corporations to midsize and small businesses. Their exceptional M Score, reflecting their extensive experience and expertise across different client sizes, industries, and products, solidifies their standing as a trusted insurance consultant. PCI Insurance specializes in serving industries such as specialty trade contractors, offices of physicians, and relief services. Moreover, they possess valuable experience working with self-funded employers and have established partnerships with reputable pharmacy benefit managers (PBMs) and other specialized pharmacy providers. While it's important to consider some lower customer reviews, PCI Insurance's wide range of experience, expertise, and strong client base, including companies like APR Supply Co, Carlisle Carrier Corp, H. H. Knoebel Sons Inc, Keystone Holdings, Pc, make them a valuable choice when evaluating insurance partners.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.