Risk is a good thing. America was built by risk takers and you deserve to know you have a trusted risk management and insurance partner protecting you along your journey. We are committed to provide in-depth solutions for personal, farm and ranch, commercial insurance, and employee benefits. When you work with Blue Ridge Risk Partners we market your plan to multiple carriers to ensure you receive the best price and coverage in our network. You will be given a dedicated client services team that will serve as your guide to all the resources you need to make your company thrive. And while we do our best to mitigate risk, accidents do happen. Our dedicated claims department is here to handle all of your claims. Blue Ridge Risk Partners was founded in 2020 by three of the Mid-Atlantic region’s most established, respected, and thriving insurance agencies: Keller Stonebraker Insurance, Jim Lively Insurance, and Dyer Insurance Group. These three independent insurance agencies have lengthy track records of success and dedicated support to the communities they operate within. Each founding agency contributes unique capabilities and resources to Blue Ridge’s mission of delivering superior value by tailoring proactive insurance and risk management solutions to meet each of our client’s specific needs. We provide our clients tailored solutions, expert guidance, and industry-leading resources to meet their risk management and insurance needs. With an emphasis on integrity and excellence in service and while placing our clients' wishes and expectations as our highest priority, we strive to protect their businesses, employees, and families by creating proactive strategies today for tomorrow's needed solutions. With 27 offices and counting, licensed in 50 states and hundreds of carrier of options, Blue Ridge Risk Partners can provide solutions for nearly all of your insurance needs.

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Avery Hall Insurance Group, situated in Salisbury, MD, stands out as a robust and sizable office within the insurance brokerage industry. Specializing in catering to the unique needs of midsize employers, this office demonstrates a profound capability in managing self-funded clients, thereby offering tailored solutions to local and regional businesses. Their expertise notably shines in sectors like support activities for animal production, individual and family services, and outpatient care centers. Among their top clients, Avery Hall boasts a diverse portfolio that includes notable organizations such as Choptank Community Health System, an outpatient care center with over 50 participants; Three Lower Counties Community, a significant player in the individual and family services sector with 340+ participants; and Allen Harim Foods, from the support activities for animal production industry, managing a substantial group of 460+ participants. This variety not only illustrates their adaptability but also their deep-rooted understanding of different industry-specific requirements. Being a part of a local brokerage firm, Avery Hall Insurance Group brings a personalized touch to their services. Their approach is not just about providing insurance solutions but also about building a relationship with each client, ensuring that each solution is as unique as the businesses they serve. This personalization, coupled with their broad industry experience, positions them as a reliable and knowledgeable partner for employers seeking comprehensive insurance solutions. Their ability to handle diverse and complex insurance needs effectively makes them a strong contender for employers looking to secure robust and customized insurance coverage for their workforce.

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Founded in 1885, we leverage over a century of experience along with strong local, national and global reach to meet all of your business objectives. RCM&D Self-Insured Services Company (SISCO) is a Third Party Administrator and a trusted partner in claim management, consulting and advisory services for clients that are self-insured, fully insured, or utilize captive or high deductible programs. Our expertise coupled with our technological resources ensure budget certainty, reduced costs and the overall efficiency of your claim process. In 2020, RCM&D entered a strategic merger with Oswald Companies to form Unison Risk Advisors. Unison Risk Advisors represents one of the nation's largest privately held and employee-owned insurance brokerage and risk management firms. It ranks among the 30 largest brokerage firms and among the top 5 largest independently owned firms in the country. Unison Risk Advisors is committed to an independent brokerage service model guided by the belief that clients are best served by professionally managed and well-resourced firms that can act independently upon the client's best interests.

Schoenfeld Insurance Associates, situated in Baltimore, MD, operates from a larger office and distinguishes itself through a robust track record in catering to diverse employer needs. With a focus on midsize employers, this branch has demonstrated a deep understanding of the intricacies of employer benefits. Their expertise extends to working with self-funded clients, showcasing a commitment to tailored solutions. The office has successfully supported local and regional employers, earning a reputation for excellence. Notable clients include the Agency Holding Company of Maryland, a key player in the agencies, brokerages, and insurance-related activities industry, boasting 110+ participants. Additionally, H&S Bakery, a major entity in the bakeries and tortilla manufacturing sector, with 540+ participants, and H&S Bakery of Eldersburg, with 100+ participants, underscore the breadth of their client portfolio. Schoenfeld Insurance Associates excels in navigating the complexities of industries such as bakeries and tortilla manufacturing, computer systems design, and general rental centers. As part of a local brokerage firm, they leverage their regional presence to deliver personalized service and comprehensive coverage. With a wealth of experience and a client-centric approach, this office stands out as a reliable partner for employers seeking strategic and tailored insurance solutions in the vibrant business landscape of Baltimore, MD.

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today. We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company? Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health! • Stephanie Cohen, CEO: stephanie@golden-cohen.com • Scott Golden, CFO: scott@golden-cohen.com • Jack Cohen, COO: jack@golden-cohen.com

Welcome to the thriving business hub of Pie in Baltimore, MD – a bustling and expansive office committed to providing top-tier insurance brokerage services. Boasting a sizable team, this office stands out for its extensive experience in catering to the needs of self-funded clients, showcasing a deep understanding of the intricacies involved. Local and regional employers find valuable support here, with a demonstrated track record of excellence. Distinguished by a diverse clientele, this office proudly serves notable companies such as Bsc America, a nondepository credit intermediation giant with over 90 participants, Educational Systems Federal Credit Union in depository credit intermediation with 130+ participants, and Home Paramount Pest Control Company, a leader in services to buildings and dwellings, boasting 250+ participants. Industry expertise is a hallmark of this Pie location, with a focus on nondepository credit intermediation, services to buildings and dwellings, and architectural, engineering, and related services. As an integral part of a local brokerage firm, this office brings a personalized touch to insurance solutions. Impressively, they have a wealth of experience working with midsize and small employers, demonstrating a versatile approach tailored to businesses of various scales. With a commitment to excellence and a robust portfolio of satisfied clients, this Pie location in Baltimore, MD, emerges as a trusted partner in navigating the complex landscape of employer benefits.

Fabrick is not your usual marketing and PR agency; Fabrick is the 2021 Construction Marketing Awards Agency of the Year! We offer a full-service and have spent 36 years working exclusively for construction and the built environment, delivering outstanding offline and online marketing and content campaigns to clients of all sizes across the industry. We understand the challenges construction faces and the impacts these have on businesses. We know how best to market your construction and property business and take the time to understand what success means to you. Every client has a different brief and different goals so our in-house construction marketing and content specialists work together to meet each challenge – we do not believe that one size fits all! We deliver the collateral and tools to get you noticed, we have the resources to make it happen and we integrate them all into highly focused campaigns. We have successfully delivered projects in the Middle East, USA, Australia and many European countries and are firm believers in building long-standing relationships with our stakeholders. Our team of 29 marketing and PR professionals love to talk and would welcome the opportunity to discuss your construction and property marketing needs. We can be contacted on +44(0)1622 754295.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Blue Harbor Benefits, located in Baltimore, MD, is a distinguished local brokerage firm specializing in employee benefit plans. Their expertise is notably evident in the medical and ancillary benefits areas, catering particularly to midsize employers. This is showcased through their work with top clients like Centronia in the educational services sector and Ft Mare Dc in the restaurant industry, serving substantial participant numbers of over 190 and 140 respectively. As one of the largest independent brokerage offices in the mid-Atlantic, Blue Harbor Benefits extends its services nationwide, underscoring a commitment to treat each client with paramount importance. Their foundational belief is that employee benefits should not merely be an expense but a unique aspect that distinguishes a firm. They emphasize changing the approach to employee benefits positively. The hallmark of Blue Harbor Benefits is their exceptional customer service, offering responsive and knowledgeable support not just during plan selection or renewal phases but throughout the entire year. They are dedicated to building personal, long-lasting relationships with their clients, emphasizing a genuine care for both the businesses they serve and the individuals within those businesses. This Baltimore-based office's proficiency in dealing with local and regional employers, particularly in the educational services sector, combined with their holistic and client-centric approach, positions them as a valuable partner for employer benefits buyers.

Mather Architects is an architecture & planning firm located in the Shenandoah Valley's Harrisonburg, VA. Focused on commercial architecture, Mather Architects designs buildings throughout Virginia.