Family owned insurance agency specializing in group employees benefits of all types. We have agents on staff who specialize in senior benefits including Medicare Supplements, and retirement roll-over accounts. Valley United Insurance Agency services clients throughout the state of Michigan.

Saginaw Bay Underwriters (SBU) is an independent insurance agency in the Great Lakes Bay Region of Michigan, offering risk advising and insurance services to businesses, employers, and individuals and families. We use a proprietary, three-step approach called The Clear Advantage™ to ensure clear results for our clients, not just insurance. Originally founded in 1863 to insure the lumber industry throughout the Saginaw Valley, SBU is now one of Michigan’s largest insurance agencies, serving more than 12,000 clients.

Centennial Associate's Lansing, MI office stands out as a prominent insurance brokerage, particularly adept at serving midsize employers across various industries. As a larger office within a local brokerage firm, they offer a unique blend of extensive resources and personalized service. Their expertise shines in industries such as industrial machinery manufacturing, specialized freight trucking, and depository credit intermediation. Notably, Centennial Associate has a strong track record working with self-funded clients, indicating a depth of knowledge in creating customized insurance solutions that align with the specific needs and financial strategies of these companies. This capability is especially beneficial for local and regional employers seeking tailored insurance packages. The office boasts an impressive portfolio of top clients, showcasing their ability to manage complex insurance needs. For instance, Causley Trucking, a player in the specialized freight trucking industry based in Michigan, with over 130 participants, trusts Centennial Associate for their insurance needs. Similarly, Lafcu, operating in the depository credit intermediation industry and boasting over 410 participants, and Maner Costerisan & Ellis PC, a firm in the accounting, tax preparation, bookkeeping, and payroll services sector with 80+ participants, also rely on Centennial Associate's expertise. The Lansing office's ability to effectively serve such diverse and significant clients demonstrates their competence in navigating the unique challenges and requirements of various industries. This adaptability, combined with their commitment to understanding and addressing the specific needs of each client, makes Centennial Associate a reliable and valuable partner for employers seeking comprehensive insurance solutions.

The Strategic Advantage provides you with the solutions to help reach your goals. The Strategic Benefits team of experts understands the impact a company’s benefit package has on employees, owners, and the bottom line. We know sophisticated problems require sophisticated solutions, not cookie cutter answers. This is why we utilize a team approach, calling on the expertise of our consultants, who bring years of specialized experience to build relationships and guide you every step of the way. Our commitment is to help you make prudent business decisions regarding your employee benefit plans. We achieve this by combining innovative products with our outstanding expertise and service to best meet your needs.

Located in Saginaw, MI, Michael T Stelter & Associates stands out as a reputable insurance broker with a strong focus on serving local and regional employers. Specializing in medical and ancillary benefits, this office boasts a wealth of expertise in crafting comprehensive insurance solutions tailored to the needs of businesses in the area. One notable aspect of Michael T Stelter & Associates is its impressive client portfolio, which includes Morley Companies, a key player in the personal services industry based in Michigan. With over 1960 participants, Morley Companies is a testament to the broker's ability to cater to the unique requirements of clients in diverse sectors. As a part of a local brokerage firm, Michael T Stelter & Associates not only brings a deep understanding of the Saginaw business landscape but also leverages its connections and resources within the community to provide top-notch service. This local touch ensures that clients receive personalized attention and solutions that align with the specific challenges and opportunities present in the region. With a commitment to excellence and a track record of serving prominent clients, Michael T Stelter & Associates in Saginaw, MI, stands as a reliable partner for employers seeking expert guidance and tailored insurance solutions in the realms of medical and ancillary benefits.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

The Strategic Advantage provides you with the solutions to help reach your goals. The Strategic Benefits team of experts understands the impact a company’s benefit package has on employees, owners, and the bottom line. We know sophisticated problems require sophisticated solutions, not cookie cutter answers. This is why we utilize a team approach, calling on the expertise of our consultants, who bring years of specialized experience to build relationships and guide you every step of the way. Our commitment is to help you make prudent business decisions regarding your employee benefit plans. We achieve this by combining innovative products with our outstanding expertise and service to best meet your needs.

CG Financial Services provides adaptive financial planning for individuals and businesses in Michigan, North Carolina, Virginia, and beyond. We strive to understand your personal journey and provide an array of services that fit your individual needs. Our Personal Financial Services teams provide retirement and lifestyle planning, estate planning, tax minimization, and insurance planning for all your financial needs. For businesses, business owners, non-profits, and other organizations, our Business Financial Services teams provide extensive employee benefits, retirement plans, executive compensation packages and more. Your business is the source of your financial security to live the life you want today and provides a legacy for your family in the future. We focus on your financial goals so you can get back to doing what you love: working on your business, not for your business. As your personal CFO, we collaborate with your key service providers to create synergies that ensures your goals are achieved. This allows us to meet expectations, alleviate concerns, and proactively collaborate with your team to create the best outcome possible to meet your goals. #FinancialAdvisor #FinancialAdvisors #Fintech #FintechNews #WealthManagement #AssetManagement #RIA #RIAGrowth #CharlotteFinancialAdvisor #WilmingtonFinancialAdvisor #RichmondFinancialAdvisor #LansingFinancialAdvisor #personalCFO #BusinessOwners #EmployeeBenefitsProvider Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Capital Asset Advisory Services, LLC. dba CG Advisory Services, a registered investment advisor. Capital Asset Advisory Services, LLC., CG Advisory Services, and CG Financial Services are separate entities from LPL Financial.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

K&M Accounting LLC, based in Newaygo, MI, provides a comprehensive range of employee benefits brokerage services tailored to meet the unique needs of businesses and organizations. With a focus on serving both traditional and self-funded employers, K&M Accounting has established itself as a trusted partner in the complex world of employee benefits. Their expertise is highlighted by their successful collaboration with clients such as the Dearborn Schools Employee Healthcare Program Voluntary Employee, showcasing their ability to manage and optimize benefits programs for diverse groups. The team at K&M Accounting prides itself on offering personalized, detailed guidance to ensure that clients navigate the benefits landscape with confidence. Through their dedicated approach, they assist companies in enhancing their benefits offerings, aiming to improve employee satisfaction and retention, while also focusing on cost-efficiency and compliance. K&M Accounting is committed to building lasting relationships with their clients, providing them with the knowledge and resources needed to make informed decisions about their employee benefits programs.

Ea Becker & Associates, located in Saginaw, MI, is a prominent insurance broker with a strong track record of serving both small and midsize employers. With a significant presence in the area, this larger office is well-equipped to cater to the diverse needs of local and regional businesses. One of Ea Becker & Associates' standout features is their extensive experience in working with self-funded clients. This expertise extends to a wide range of industries, including machine shops; turned product; and screw, nut, and bolt manufacturing, architectural and structural metals manufacturing, and the retail trade sector. They have successfully supported numerous clients, such as Bronner Display & Sign Advertising, a retail trade industry leader with 80+ participants, Federal Broach Holdings, a machine shops and turned product manufacturer with 110+ participants, and Glastender, an architectural and structural metals manufacturer with 150+ participants, all based in Michigan. As part of a local brokerage firm, Ea Becker & Associates offers a personalized approach to insurance solutions. Their demonstrated experience with both small and midsize employers showcases their adaptability and commitment to meeting the unique needs of each client. In conclusion, Ea Becker & Associates' Saginaw, MI office stands out as a reliable insurance broker with a strong local presence, extensive industry expertise, and a proven track record of supporting businesses of various sizes.