As an Independent Agent with LegalShield, LegalShield was one of the first companies in the United States organized solely to design, underwrite and market legal expense plans. For a low monthly fee of less than $25, the Company's legal expense plans (referred to as memberships) offer a variety of legal services. Plus the best when it comes to Identity Theft protection A LegalShield Legal plans give members access to professional legal counsel not only for trivial legal problems, but for the traumatic ones, like everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. These events can be among the most important events in a person's life, yet there is a tendency for them to take place without proper legal review. For our members, access to legal counsel is only a toll-free phone call away. We offer our legal plans to families, small business owners, and to employees of companys as a voluntary benefit through payroll deduction added as an enhancement to their compensation benefits package. In addition, we offer a superior Identity Theft product, which in combination with our legal plan creates a wall of security that is unsurpassed in the industry to fight the growing issue of identity theft. In accordance with federal laws affecting employers, we also provide our clients with an option to enroll in a Premium Identity Theft Plan. Contact me by email or through the website. Are looking to Expand your portfolio and help people and make an incredible income? Reach out

We feel that when most folks meet with their financial planners they have very little understanding of markets and risk. Trusting an advisor to have your best interests at heart is often a difficult choice to make, and as fiduciaries, we strive to build that relationship with you. If one has all the facts and great information often they will make the right choices themselves. We serve business owners, physicians, and retirees. Our focus is on informing you on all aspects of retirement, like health insurance and where to get it. In our effort to optimize your retirement years, we provide assistance and expertise in the following areas: Social security when to take it when to defer for maximum payment. Wealth Management Income planning Investment planning Insurance services We are relationship focused we want to work with you and your family and are committed to annual reviews and changes in your life (death of loved ones, Divorce, Business continuation, .etc). We surround ourselves with only the best partner companies CPA firms and estate planning attorneys by partnering with the local firms Whitehouse & Co. CPA’s, Kirton McConkie, Eveland & Associates, PLLC, and Now CFO to provide comprehensive retirement planning services. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and New Millennium Group are not affiliated companies. Investing involves risk, including the potential loss of principal. Any references to lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. New Millennium Group is not affiliated with the US government or any governmental agency.

Debra A. Youngs is a seasoned employee benefits broker with a firm foothold in Ann Arbor, MI, bringing valuable expertise to the local business landscape. With a focus on serving self-funded employers, Debra has honed her skills in navigating the complexities of employee benefits, offering tailored solutions that prioritize both employer and employee needs. Her reputation for excellence is underscored by her roster of esteemed clients, including ADRIAN STEEL COMPANY and MICHIGAN ADVOCACY PROGRAM. Debra's approach is marked by a deep commitment to understanding the unique challenges faced by each client, ensuring that her recommendations are not only comprehensive but also aligned with their specific objectives and budgetary constraints. In an industry where trust and reliability are paramount, Debra distinguishes herself through her unwavering dedication to client satisfaction. Whether it's crafting customized benefit packages, providing ongoing support, or staying abreast of regulatory changes, Debra consistently goes above and beyond to deliver results that exceed expectations. With her proven track record and client-centered approach, Debra A. Youngs is the go-to choice for businesses seeking expert guidance in navigating the complexities of employee benefits.

We are a single-source financial solutions provider dedicated to driving positive change while supporting the growth and ambitions of asset managers, allocators, financial institutions, and family offices around the world. Established in Bermuda in 2003, we have continually disrupted the industry through our investment in innovation and talent. Today, we set the pace in fund and asset servicing and stand out for our unique single-source solution and unified cross asset-class platform which supports the entire value chain, harnesses leading innovative technology, and benefits from cross-jurisdictional expertise delivered by a long-standing management team and over 13,000 highly integrated professionals. As a pioneering data and fintech-enabled company, we are a disruptor driving digital tools into fund and asset servicing. However, our vision to drive positive change extends beyond the industry. The Apex Foundation, a not-for-profit entity, is our passionate commitment to empower sustainable change.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

At Allstate, we're advocates for peace of mind and a good life. And that comes through in everything we do. From building diverse and innovative teams that truly understand our customers' needs, to challenging each other to develop our careers in a meaningful way, and finally to the incredible results we're able to achieve together. See how we’re creating a better future through innovation, advocacy, and empowering people and communities.

A healthier approach to managing the high cost of healthcare: BeneRē is a revolutionary group captive insurance solution that maximizes value for employees while providing a welcome dose of transparency regarding claims, commissions, and expenses. Changing the way people view supplemental insurance: What began as a simple concept to help protect employees from catastrophic medical expenses has now become a proven supplemental benefits program that is revolutionizing the insurance industry. Discover how BeneRē has become a reassuring solution for employees struggling with large medical financial exposures.

EHIM is a national, privately held, woman-owned (WBENC) Pharmacy Benefit Manager and Third-Party Administrator that helps organizations proactively contain rising prescription and healthcare costs. Our hands-on approach allows us to administer the most effective benefits and pharmacy plans. We use a combination of custom formularies and engagement to promote member compliance while providing innovative solutions to manage specialty drugs and ACA requirements. We are dedicated to providing responsive and creative solutions, and standards-based best practices for our clients’ complex and dynamic requirements. If someone calls our Michigan-based call center, we answer—and our answers are supported by reviews from Clinical Pharmacists, Pharm. Ds and Physicians. We work with corporations and organizations of all sizes and have extensive experience with union negotiated benefits, retiree plans, and government entities. EHIM stays true to our promise to deliver innovative concepts and exceptional service to our clients through something we like to call The EHIM Experience. Through a unique set of approaches and designs, including our non-rebate driven philosophies, generic alternatives, and other ACA compliant initiatives, our clients can realize significantly lower pharmacy costs and support more member engagement. We achieve results that exceed expectations of the clients we service. In fact, in 2017 EHIM’s PBM clients realized a cost trend of -2.54% vs. the national average of 11.6% – that’s 122% lower. Our goal is simple, but our results are profound: EHIM provides creative solutions for complex problems. We would love to discuss our organization and how we can support yours, contact us today to learn how much you could save.

We help individuals and businesses with their planning needs through a network of certified advisors. At Ralph C. Wilson Agency, our proven planning strategies help clients reach their goals, whether personal, business-related, or a combination of both. We listen carefully and ask appropriate questions to completely understand the family, estate, group benefit and investment issues involved.

JFP Benefit Management Inc's Jackson, MI office stands out as a prominent player in the insurance brokerage landscape, boasting a robust portfolio of services tailored for employer benefits. Situated in a larger office, their seasoned team exhibits commendable expertise in catering to the unique needs of both local and regional employers. Specializing in medical and ancillary benefits, this office has become a trusted ally for businesses seeking comprehensive coverage solutions. What sets JFP Benefit Management Inc apart is its proven track record with notable clients. Among them are industry leaders like Air-Way Manufacturing Company, a miscellaneous manufacturing giant with over 330 participants, Alro Steel Corporation in the metal and mineral sector boasting 2550+ participants, and the Center For Family Health in the offices of physicians industry, serving over 300 participants. This diverse clientele underscores the office's versatility and ability to navigate the intricacies of various sectors. As a vital component of a local brokerage firm, JFP Benefit Management Inc in Jackson, MI, is deeply ingrained in the community, allowing them to provide a personalized touch to their services. Their demonstrated experience with midsize employers further solidifies their position as a go-to partner for businesses seeking tailored and effective benefits solutions. The office's comprehensive expertise across offices of physicians industries enhances its appeal, making it a strategic choice for employers navigating the complex landscape of employee benefits.