With great intent, we put service, advocacy, technology, and training into action – to be the preferred, trusted partner for insurance agents, carriers, and consumers. We are mindful and considerate to those we connect with every day and value and respect the people and partners who share our common purpose of health and wellness excellence.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

Total Benefit Systems, Inc, based in Flint, MI, is a distinguished insurance broker operating from a larger office, emphasizing expertise in delivering comprehensive benefits solutions to both local and regional employers. With a specific focus on medical and ancillary benefits, this office location has demonstrated its commitment to understanding and meeting the diverse needs of businesses in the region. The broker's impressive portfolio includes successful collaborations with top clients such as Baker College Professional Services in educational services, Brighton Ford in the automobile dealers industry, and The Tobin Group in activities related to real estate. These partnerships, each with participant numbers ranging from 40 to 420+, underscore Total Benefit Systems, Inc's ability to navigate the intricacies of activities related to real estate, educational services, and automobile dealers industries, showcasing their versatility across various sectors. As a vital component of a local brokerage firm, Total Benefit Systems, Inc in Flint is deeply rooted in the community, providing localized support and understanding. Their demonstrated experience with midsize employers further positions them as a reliable and knowledgeable partner for employers seeking tailored benefits solutions to meet the unique needs of their workforce.

Our Philosophy: "To provide our policyholders with as near perfect protection,as near perfect service, as is humanly possible, and to do so at the lowest possible cost." We are a full-service, independent agency. Call us today at 804-746-0950 to quote your personal or business insurance needs.

Founded in 1955, Meadowbrook Insurance Agency is a nationally recognized retail insurance agency operation. We provide a wide range of insurance products and solutions within the marketplace to protect our client’s assets including business insurance, group health & benefits, and personal insurance. As a national agency operation, our commitment is to help our clients prepare for what’s coming. Whether that’s offering data to enable better decision making, helping to mitigate rising costs, providing coverage options, or navigating through potential vulnerabilities, we have insights to help our clients manage risk. In addition to our innovative insurance coverages and risk management programs, we are also committed to making an impact within the communities in which we work, live, and serve our clients. We provide employees with organizational volunteer opportunities and encourage them to support causes they care about most. We also take pride in our quarterly Quotes For A Cause campaign’s community impact, which donates to non-profit organizations selected by our employees. Today, Meadowbrook Insurance Agency operates numerous agency locations nationwide. Explore our continual investment to our clients, the marketplace, and communities at: www.meadowbrookagency.com.

Goodman Venegas Insurance Agency's Detroit, MI office stands out as a robust and experienced insurance broker catering to the diverse needs of both local and regional employers. Operating from a larger office, they specialize in providing comprehensive medical and ancillary benefits solutions. Their extensive expertise spans key industries such as machinery, equipment, and supplies merchant wholesalers, motor vehicle parts manufacturing, and retail trade. With a deep understanding of the local business landscape, Goodman Venegas has successfully served notable clients, including Binsons Hospital Supplies, a prominent player in the retail trade industry, boasting over 600 participants. Eissmann Automotive, a leader in motor vehicle parts manufacturing, with 330+ participants, and Ewie Group of Companies, specializing in machinery, equipment, and supplies merchant wholesaling, with 300+ participants, further showcase the broker's versatility. Part of a respected local brokerage firm, Goodman Venegas distinguishes itself with significant experience in working with midsize and large employers. Their track record reflects a commitment to delivering tailored insurance solutions, making them an ideal partner for employers seeking reliable expertise and comprehensive coverage in the dynamic landscape of employee benefits.

Salus Group was formed in 2005 as a boutique benefits and administration company located in Sterling Heights, MI. The need for a total solution is a necessary for all companies, regardless of size, industry or economy. Salus Group is able to differentiate our service offerings which set us apart from the average benefits consultant.

Allied Insurance Managers, Inc., based in Detroit, MI, presents a robust portfolio of employer benefits, particularly excelling in the medical and ancillary benefits arena. This local brokerage firm, known for its expertise in the death care services industry, boasts significant clients like Mt Elliott Cemetery Association, serving over 70 participants in Michigan. Their position as an independent insurance agent empowers them to offer a wider range of choices compared to other agencies. They are recognized as licensed experts, guiding employers on risk management and loss minimization strategies. In response to the escalating costs of medical care, Allied Insurance Managers has developed a comprehensive suite of health, disability, and long-term care insurance options, essential for any financial plan. This includes life insurance, which plays a crucial role in helping families manage estate tax and funeral expenses. They offer tailored health insurance solutions, adapting to varying risk tolerances, accessibility requirements, and cost considerations, enabling employers to provide customized coverage for their teams. Additionally, their disability insurance plans are designed to protect against workplace injuries and provide coverage for employees who may become disabled on the job. They also offer long-term care insurance policies, allowing clients to choose coverage levels to suit their needs, whether for home care agencies or nursing facilities. This comprehensive approach, combined with their specialized knowledge in niche industries like death care services, makes Allied Insurance Managers a formidable choice for employer benefits in the Detroit, MI area.