At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Two decades of managed care has sheltered employers and their members from the truth. A lack of transparency and access to the cost and quality of healthcare has contributed to the problem. Simply put, employers have been lead to believe their insurers are negotiating the best prices. We can assure you that network 'discounts' are nothing more than a charade. In fact, employer sponsored health plans are a guarantee your company is paying 50% to 75% too much for prescriptions. Where does that money go? Right back to your Pharmacy Benefit Manager who is owned or owns your insurance carrier. This is unreported income for your insurer and it can be eliminated. This isn't a surprise to most but the extent of the problem is and until now, there was no ability for most employers to see the data. We changed that too. BritePath is our benefit strategy and our name. We help employers and their members forever change the trajectory of the cost and quality of their benefits. Ask yourself this question; Do we have a health insurance problem today? Let's assume for a second you say 'No'. Ok, five years from now the cost of your insurance increases 50% and the quality of your benefits deteriorates. Do you have a problem then? What has that done to your bottom line? What has that done to your ability to attract and retain the best talent? Don't wait five years to find out. Contact BritePath today and get a second opinion that with provide Insights, Analytics, Engagement and Elevate your plan and your people.

Mondschein Associates, located in the bustling business hub of New York, NY, operates from a larger office, strategically positioning themselves as a prominent player in the insurance brokerage landscape. With a rich history of catering to a diverse clientele, they bring a wealth of experience to the table, particularly excelling in serving self-funded clients. Their expertise extends to supporting local and regional employers, making them a valuable asset for businesses of varying scales. This New York-based office of Mondschein Associates boasts an impressive portfolio of clients, including renowned names such as Gagosian Gallery in the retail trade industry, Krish Actuarial in professional, scientific, and technical services, and Red Arrow Studios International in the motion picture and video industries. These collaborations underscore their versatility across sectors, with a demonstrated track record in retail trade, business support services, and motion picture and video industries. As a key player in the local brokerage scene, Mondschein Associates has established itself as a go-to partner for midsize employers, showcasing a keen understanding of their unique needs. Their commitment to delivering tailored solutions and their expansive industry knowledge positions them as a reliable choice for employers seeking comprehensive and customized insurance brokerage services in the dynamic New York market.

We're more than just Strategic! We're here to help you make the right business decisions about your employee benefit plans. Our extensive experience in the marketplace enables us to offer plans which combine the best products for your specific needs, followed up with service and support you can count on. We believe in the power of teamwork. It's our hope that the success of your employee benefit program can be attributed, in part, to the key elements of the personal attention we offer. Fostering enduring relationships based on your benefit needs and circumstances is our business.

We offer over 25 years of experience in the employee benefits marketplace. So, whether you are looking for fully insured plans, self or level funded plans, HR and Compliance needs, or selecting the right PEO, let The Medical Link handle your needs.

Nestled in the bustling streets of New York City, Jomar Agency stands as a beacon of expertise in navigating the intricate landscape of employee benefits. With a keen focus on serving self-funded employers, they bring a tailored approach to each client interaction, understanding that no two organizations are alike. Led by a team of seasoned professionals, Jomar Agency prides itself on its deep-rooted understanding of the complexities within the realm of employee benefits. Their track record speaks volumes, with notable clients such as RWJBARNABAS HEALTH and PRINCETON HEALTHCARE SYSTEM placing their trust in Jomar's adept guidance. Beyond their impressive client portfolio, what sets Jomar Agency apart is their unwavering commitment to delivering personalized solutions. They recognize the evolving needs of businesses in today's dynamic landscape and are dedicated to staying ahead of the curve, ensuring their clients remain well-equipped for whatever challenges lie ahead. In the heart of the Big Apple, Jomar Agency stands tall as a reliable ally for businesses seeking comprehensive, customized employee benefit solutions. With their blend of experience, expertise, and a client-centric approach, they continue to set the standard for excellence in the industry.