Since 1986, brokers have turned to us for the tools to help them prosper in a dynamic marketplace. With a management team that has more than 100 years of combined experience, Benefit Solutions has earned a reputation for meeting today’s needs and anticipating tomorrow’s challenges. Our insurance brokers turn to us for federal, state and insurance carrier compliance, rate analysis, and customer service support. Our independent agents and brokers do not represent an insurance company... they represent the client. They have the freedom to choose among a variety of plans from an array of highly rated companies like Horizon Blue Cross Blue Shield, Aetna , Amerihealth , Cigna , Health Net, and Oxford. As a full-service general agency offering group and individual products in New Jersey, New York, Pennsylvania, and Florida. Benefit Solutions can provide expert advice on the plan best suited to your client’s needs. The President, Gary V. Cupo, CLU, ChFC, has had a distinguished 35-year career in which he has served as industry spokesperson for critical health care issues in Trenton and Washington. His in-depth knowledge and innovative approaches have enabled Benefit Solutions to emerge as a leader in its field. He is recognized as one of New Jersey’s foremost authorities on health benefits. Governor appointed to a second term as a health insurance producer representative on the New Jersey Small Employer Health Benefits Program Board of Directors. His career has also included serving as state president of the New Jersey Association of Health Underwriters. In the 1990s, Gary spearheaded the association’s efforts to address the needs of brokers during the health care debates in Trenton and Washington. For his efforts, he received the National Merit Award and the American Enterprise Award from the National Association of Health Underwriters.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Healthgram is a privately-held, diversified healthcare company that supports midsize and large businesses. We partner with forward-thinking companies and consultants to deliver a comprehensive healthcare experience that also minimizes cost. Take control of your healthcare strategy with a self-funded solution that’s driven by data, guided by experts, and customized for your business.

Mountcastle Insurance is a privately owned, independent insurance agency with offices in Lexington, Mount Airy, and Winston-Salem, NC. Our agency has provided insurance services in the Triad since 1890 serving commercial, group benefits, and personal lines clients. We work with our clients on insurance placement, risk management, and claims administration. Mountcastle won the Big "I"'s Best Practices Agency award as a Top Performer in both 2022 and 2023. Named the 2022 Keystone Partner of the Year in North Carolina, the agency was also honored as a Premier Agency for Keystone in 2023. The Triad Business Journal's 'Fast 50' recognized Mountcastle as one of the fastest-growing private companies in the region for multiple years.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

GriffinEstep Benefit Group's Wilmington, NC location stands out as a trusted insurance broker, showcasing a wealth of expertise in catering to the unique needs of local and regional employers. Specializing in crafting comprehensive medical and ancillary benefit solutions, this office has successfully partnered with a diverse range of industries, including lessors of real estate, nonresidential building construction, and home health care services. With a proven track record in servicing midsize employers, GriffinEstep Benefit Group brings invaluable experience to the table. The team's proficiency is exemplified through their successful collaborations with prominent businesses such as Monteith Construction Corp, a key player in nonresidential building construction, boasting 100+ participants. Additionally, Tribute Companies, a major player in the lessors of real estate industry, with 230+ participants, and Well Care Health Services, a leader in home health care services with 530+ participants, have all benefited from the tailored solutions provided by GriffinEstep Benefit Group. Operating as part of a local brokerage firm, this office embodies a commitment to understanding the intricacies of the local business landscape. Their dedication to delivering top-tier services and their extensive experience with employers in various sectors position GriffinEstep Benefit Group as a go-to insurance partner in Wilmington, NC.

Mission: First and foremost, we at PBG are advocates for our clients, strategic partners with our carriers, and “idea leaders” for the industry. Drive: At PBG, our staff and their passion for excellence is what really set us apart. We are a dynamic group of talented and highly skilled professionals that are considered experts in their respective fields. Be it negotiation, compliance, account management, communication, employee advocacy or training programs, the energy and dedication that we bring to the table not only helps our clients satisfy the needs of their employees but also protects and improves their bottom-line. Our team leaders are an incredibly dynamic and innovative group that infuse the company with their drive, enthusiasm and energy. Value: PBG is committed to helping our clients make key healthcare benefit choices that deliver real value to their employees while at the same time controlling costs. Our expertise and abilities allow us to leverage our carrier relationships, and expand the value delivered to our clients, and their employees.