Ruffin Insurance Solutions, Inc designs benefit solutions that meet or exceed the goals of your business while achieving increased employee understanding and satisfaction. Our clients gain confidence to make the right decisions by having the inside knowledge they need. We’re patient and responsive to their every requirement. We know insurance can be complicated, and we strive at making the information simple and easy to understand. We offer expertise in insurance planning and employee benefits for: • Start-ups and businesses of all sizes • Life insurance for Key Man and Buy/Sell agreements By understanding the intricacies of the ever-changing world of insurance, we attempt to maneuver, finesse, and work with the system from finding a healthcare plan to designing the most comprehensive employee benefits program available. Ruffin Insurance Solutions, Inc is an accessible, local presence here to help you, not a faceless agent in a huge corporation or an unknown link online. More than an agent, we’re trusted advisors when it comes to finding the most affordable health insurance solutions (yes they exist) for businesses of all sizes.

MBL Advisors is a boutique advisory firm built around the unique experiences of our clients – both corporate and personal. We have learned that each client has a distinct purpose that defines who they are, what they do, and ultimately the impact they will make in relation to their family, business, and community. We provide objective advice to our clients in the areas of Business Exit Planning, Wealth Management, Executive and Corporate Retirement Benefits and Private Client Insurance Solutions crafting innovative strategies designed to accumulate, manage and preserve balance sheet wealth spanning their businesses and personal estates. Investment advisory services are offered through MBL Wealth, LLC, a Registered Investment Advisor. Securities are offered through M Holdings Securities, Inc., a registered broker/dealer, member FINRA/SIPC. Insurance products are offered through MBL Advisors Inc.

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation. This company is committed to your future success, and will work closely with you to develop custom solutions that proactively address your evolving needs, whether you want to protect your assets, keep your employees healthy or optimize your financial position. Partners Together - Endless Possibilities

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Healthgram is a privately-held, diversified healthcare company that supports midsize and large businesses. We partner with forward-thinking companies and consultants to deliver a comprehensive healthcare experience that also minimizes cost. Take control of your healthcare strategy with a self-funded solution that’s driven by data, guided by experts, and customized for your business.

Mountcastle Insurance is a privately owned, independent insurance agency with offices in Lexington, Mount Airy, and Winston-Salem, NC. Our agency has provided insurance services in the Triad since 1890 serving commercial, group benefits, and personal lines clients. We work with our clients on insurance placement, risk management, and claims administration. Mountcastle won the Big "I"'s Best Practices Agency award as a Top Performer in both 2022 and 2023. Named the 2022 Keystone Partner of the Year in North Carolina, the agency was also honored as a Premier Agency for Keystone in 2023. The Triad Business Journal's 'Fast 50' recognized Mountcastle as one of the fastest-growing private companies in the region for multiple years.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

iBTR helps organizations optimize HR technology and delivers personalized employee education. Our end-to-end approach improves employee engagement while helping leaders contain healthcare costs.

Integra Employer Health is a trusted local insurance broker situated in Charlotte, North Carolina. With a remarkable presence in this area, they have demonstrated their expertise by partnering with McGill Associates, P.A., a prominent employer in the architectural, engineering, and related services industry. Collaborating closely with the HR and finance team, Integra Employer Health successfully established a tailored self-funding arrangement and a PPO plan to cater to the unique needs of McGill Associates, P.A.'s 100 members. Renowned for their proficiency in assisting self-funded employers, Integra Employer Health has garnered extensive experience in this field. They diligently serve a diverse range of clients, including large and midsize employers such as Culp Inc, Ingles Markets, LeithCars.com, and McGill Associates, P.A. Their services extend beyond North Carolina, reaching clients across California and Texas. Integra Employer Health excels in delivering comprehensive solutions, earning them a remarkable M Score. Their wealth of experience and deep understanding of various industries positions them as a leading authority in sectors such as automobile dealers, grocery, and convenience retailers. Located in Charlotte, North Carolina, Integra Employer Health's dedicated team is committed to providing exceptional insurance brokerage services. They continue to leverage their knowledge, industry connections, and client-focused approach to meet the distinct needs of employers across a wide range of sizes and sectors.

We are a benefits consulting firm that believes low quality expensive healthcare is not a benefit to employees, but rather a burden. Thrive Benefits empowers innovative self-funded employers to simplify healthcare and makes it easy for employees to understand how to access it. We are putting the CARE back in healthcare.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

ECM Solutions is a trusted local insurance consultant based in Charlotte, North Carolina, with a proven track record of serving clients across various industries. Their extensive expertise and experience make them a top choice for employers of all sizes, ranging from large corporations to midsize and small businesses. The Charlotte office of ECM Solutions showcases their successful collaboration with Party Reflections Inc, a notable employer in the special food services industry. Working closely with Party Reflections' HR and finance team, ECM Solutions designed a customized self-funding arrangement and PPO plan to cater to the unique needs of their 60 members. This personalized approach ensured comprehensive coverage that aligned with Party Reflections' requirements effectively. With a diverse client base, ECM Solutions has established a strong reputation in the insurance industry. They have one of the highest M Scores possible, reflecting their broad range of experience and expertise across client sizes, industries, and products. Their exceptional service and commitment to meeting client needs have earned them high praise from satisfied customers. ECM Solutions has deep expertise in various sectors, including foundation, structure, and building exterior contractors, specialty trade contractors, and cement and concrete product manufacturing. Their knowledge of these industries allows them to offer tailored insurance solutions that address the unique risks and challenges faced by businesses in these sectors. In addition to Party Reflections Inc, ECM Solutions serves a wide range of employer clients, including Combs Concrete Construction Co., Ortec Inc, Roechling Automotive Duncan, and American Roller Bearing Company. For businesses seeking comprehensive insurance solutions, ECM Solutions is a trusted partner. Their local presence, industry expertise, and commitment to exceptional service make them a reliable choice for employers in Charlotte, North Carolina, and beyond.