Keystone started in 1983 when four independent insurance agencies teamed up to pool their experience and expertise. Determined and scrappy in the face of a difficult market, this small group believed that agencies could be stronger and more successful if they linked arms. Today, that passion and spirit that started Keystone continues. Growing to over 300 independent agency partners, Keystone provides its agents with a community of like-minded agencies, industry expertise, and access to specialized products for their clients. Keystone is ranked third on Insurance Journal's 2023 list of Top 20 Privately-Held Property/Casualty Agency Partnerships. For more information, go to www.keystoneinsgrp.com.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.

Health Insurance Agency. OneSource Benefit Solutions is a full-service benefit agency specializing in assisting Odyssey OneSource’s clients in providing comprehensive benefit solutions. OneSource Benefits Solutions is able to provide clients with individualized benefit programs designed for long-term cost containment by utilizing Odyssey’s unique relationships with carriers and tax codes relating to benefit plans. The team of benefit consultants and account managers are dedicated to providing quality benefits and services. OneSource Benefit Solutions is the answer for the small to mid-size company looking to find a benefits solution. For more information, call 866-508-7364 or e-mail MSimpson@health1source.com.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Howell Benefit Services Inc. are employee benefit consultants offering employers group health & welfare benefits such as health, dental, vision, short and long term disability insurance, and voluntary benefits; human resources technology, HR management software, pension plan administration, medical expense reimbursement plans and on-line benefit enrollment; human resource and ERISA compliance;administrative services such as FSAs, HSAs, HRAs and COBRA services.

Equinox Benefits Consulting is a full-service firm providing health insurance and employee benefits solutions for businesses and organizations of all sizes. Our in-house team serves more than 500 clients with a commitment to cost-containment and dedication to member engagement that drives down plan costs without sacrificing quality of care.

Cummings Insurance Agency is a trusted local insurance broker based in Scranton, Pennsylvania, providing comprehensive insurance solutions to clients of all sizes, including large, midsize, and small employers. While they have received some lower reviews from customers, they are committed to addressing any concerns and continuously improving their services. One notable example of their expertise and client-focused approach is their collaboration with Diaz Stone and Pallet, Inc. As a 220-member employer in the foundation, structure, and building exterior contractors industry, Diaz Stone and Pallet, Inc. sought the assistance of Cummings Insurance Agency to set up a self-funding arrangement that met their unique needs. Cummings Insurance Agency worked closely with the HR and finance team of Diaz Stone and Pallet, Inc. to tailor a self-funding plan specifically designed for their members. With a wide range of experience across different client sizes and industries, Cummings Insurance Agency has accumulated valuable knowledge in various sectors. They possess strong expertise in support activities for water transportation, residential building construction, printing, and related support activities industries. Operating primarily in Pennsylvania, the Scranton office of Cummings Insurance Agency serves clients throughout the state. Their dedication to serving their clients' insurance needs is evident through their diverse portfolio of employer clients, including Mountain Energy Services Inc, Deer Park Lumber Inc, Diaz Stone and Pallet, Inc., and Goodwill Industries of Northeastern PA Administrative Office. Cummings Insurance Agency aims to provide reliable insurance coverage and exceptional service to their clients. They are continually striving to improve and address any concerns raised by customers, ensuring their clients receive the best insurance solutions tailored to their specific needs.

BSI Corporate Benefits (BSI) was founded in 2003 by Founder and Chief Executive Officer, Anthony (Tony) DaRe. Prior to founding BSI, Tony served clients on the insurance carrier side for Geisinger Health Plan and the University of Michigan M-Care. During that time, Tony realized his true passion was to be an advocate for clients rather than insurance carriers. He started BSI with the mission to be an advocate for clients on both a HUMAN and a FINANCIAL level. Today, BSI is a fiercely independent national employee benefits consulting firm with client groups ranging in size from 50 - 15,000 employees. BSI’s ability to successfully identify, implement, and execute immediate and long-term cost-control strategies to effectively manage our clients’ healthcare costs has resulted in BSI being named “Best Benefits Consulting Firm” since 2017. Our executive team has over 110 years of combined insurance industry experience and currently manages over $550 million in healthcare spend throughout the country. It is because of our book of business, reputation, and personal relationships with top executives at the carrier level that we are able to consistently deliver results to our clients that cannot be matched. For more information about BSI Corporate Benefits, please visit www.BSIcorporate.com or call toll-free 1-866-BSI-BENEFITS.

Eld Consulting Group, Ltd LLC, located in Scranton, PA, stands out as a trusted insurance broker catering to the needs of local and regional employers. With a strong emphasis on medical and ancillary benefits, they have honed their expertise in delivering tailored solutions that truly benefit their clients. One of Eld Consulting Group's remarkable strengths lies in their deep understanding of the insurance landscape in Scranton and the surrounding region. This localized knowledge allows them to provide employers with strategies that are not only effective but also highly relevant to their specific circumstances. Eld Consulting Group has an impressive track record, with a diverse client portfolio that includes notable companies like Hendrick Manufacturing Co. This prominent player in the fabricated metal product manufacturing industry in PA relies on Eld Consulting Group to manage its benefits program, serving over 270 participants. This partnership is a testament to the broker's ability to handle the unique challenges of different industries. Furthermore, Eld Consulting Group is an integral part of the local brokerage community, underscoring their commitment to the Scranton business landscape. Their presence in the area ensures that they are well-connected and can provide their clients with the most up-to-date information and resources. In conclusion, Eld Consulting Group, Ltd LLC, in Scranton, PA, is an insurance broker with a proven track record of delivering effective benefits solutions to local and regional employers. Their expertise, industry-specific knowledge, and strong local ties make them a valuable partner for businesses seeking comprehensive insurance solutions.

We do not work for an insurance company; we work for YOU. Work by your side when you have a loss and follow through to see that you get a fair, prompt payment.