Risk is a good thing. America was built by risk takers and you deserve to know you have a trusted risk management and insurance partner protecting you along your journey. We are committed to provide in-depth solutions for personal, farm and ranch, commercial insurance, and employee benefits. When you work with Blue Ridge Risk Partners we market your plan to multiple carriers to ensure you receive the best price and coverage in our network. You will be given a dedicated client services team that will serve as your guide to all the resources you need to make your company thrive. And while we do our best to mitigate risk, accidents do happen. Our dedicated claims department is here to handle all of your claims. Blue Ridge Risk Partners was founded in 2020 by three of the Mid-Atlantic region’s most established, respected, and thriving insurance agencies: Keller Stonebraker Insurance, Jim Lively Insurance, and Dyer Insurance Group. These three independent insurance agencies have lengthy track records of success and dedicated support to the communities they operate within. Each founding agency contributes unique capabilities and resources to Blue Ridge’s mission of delivering superior value by tailoring proactive insurance and risk management solutions to meet each of our client’s specific needs. We provide our clients tailored solutions, expert guidance, and industry-leading resources to meet their risk management and insurance needs. With an emphasis on integrity and excellence in service and while placing our clients' wishes and expectations as our highest priority, we strive to protect their businesses, employees, and families by creating proactive strategies today for tomorrow's needed solutions. With 27 offices and counting, licensed in 50 states and hundreds of carrier of options, Blue Ridge Risk Partners can provide solutions for nearly all of your insurance needs.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

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Higginbotham is a single source solution for insurance, financial and HR/employee benefits services. The employee-owned firm was established in 1948 and ranks by revenue today as the nation’s 21st largest independent insurance brokerage. Based in Fort Worth, Texas, Higginbotham serves businesses and individuals through locations across the nation. The firm specializes in tailoring programs to meet each client’s unique needs, and in standing by those programs with their Day Two Services®, which provide proactive customer support through the life of each policy. Higginbotham is a values-driven firm that strives to be family to employees, accountable to clients, teammates to carriers, and generous to communities.

Benefit Watch, LLC, founded in 1992, has rapidly become one of the most respected firms in the employee benefits marketplace. By tailoring our services to the precise understanding of our clients’ objectives, Benefit Watch, LLC designs and develops benefit programs that meet corporate needs in a cost-effective manner. The purpose of any benefits program is to attract and maintain quality employees. It is our responsibility to design the program, communicate the benefits to the employee base, and continually service the program as it grows. The areas in which Benefit Watch, LLC provides superior product development to match a clients exact requirements are: - Group Medical Insurance - Group Life Insurance - Group Dental Insurance - Group Vision Insurance - Consumer-Directed Health Plans (HRA/HSA) - Retirement Benefits - Group Disability Insurance - Flexible Spending Accounts - Voluntary Benefit Packages - Flexible Spending Accounts - 401(k) Plans @investmentwatchllc - Individual Life Insurance - Individual Disability Insurance We offer a variety of technological solutions to enhance benefits administration. By taking a "vendor-neutral"​ approach, we provide technology from any administrator, carrier or professional employment organization to streamline benefits. Our use of the latest technology allows us to communicate more efficiently with the carriers, employers, and employees we represent. Some benefit options from our technology platform include: - Benefit Summaries and Comparisons - Customized Reporting - Online Benefit Statements - Online Enrollments - Employee Handbooks - Billing Statements For more information, visit our website: http://benefitwatch.com/ Or give us a call: 866.712.6294

Cypress Benefits Group Inc, a local insurance broker headquartered in Sparks Glencoe, Maryland, is dedicated to serving clients across multiple states, including Virginia, Pennsylvania, Tennessee, Maryland, Arkansas, and Michigan. With their vast experience and expertise, Cypress Benefits Group Inc caters to large, midsize, and small employers. One remarkable example of their success in the Sparks Glencoe office is their collaboration with NGK-Locke Polymer Insulators, a respected employer in the electrical equipment and component manufacturing industry, boasting a workforce of 100 members. Cypress Benefits Group Inc worked closely with NGK-Locke Polymer Insulators' HR and finance team to establish a self-funding arrangement, a customized PPO plan, and a carefully designed PBM and drug plan, all tailored to meet the unique needs of their members. Their extensive knowledge and experience allow Cypress Benefits Group Inc to excel in various industries, including general freight trucking, specialty trade contractors, and nonmetallic mineral product manufacturing. They understand the intricacies and challenges that employers in these industries face when it comes to insurance coverage. With a solid M Score reflecting their wide range of expertise, Cypress Benefits Group Inc stands out as a trusted insurance broker in the industry. They have established relationships with notable employers such as A&S Services Group, D&R USA, NGK Metals Corporation, and Rich Logistics. Clients rely on Cypress Benefits Group Inc for their comprehensive coverage solutions, specifically tailored to meet the needs of self-funded employers. With their dedication to client satisfaction and their expertise in working with PPOs and pharmacy providers, Cypress Benefits Group Inc continues to provide outstanding service and insurance solutions to employers across multiple states.

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Founded in 1885, we leverage over a century of experience along with strong local, national and global reach to meet all of your business objectives. RCM&D Self-Insured Services Company (SISCO) is a Third Party Administrator and a trusted partner in claim management, consulting and advisory services for clients that are self-insured, fully insured, or utilize captive or high deductible programs. Our expertise coupled with our technological resources ensure budget certainty, reduced costs and the overall efficiency of your claim process. In 2020, RCM&D entered a strategic merger with Oswald Companies to form Unison Risk Advisors. Unison Risk Advisors represents one of the nation's largest privately held and employee-owned insurance brokerage and risk management firms. It ranks among the 30 largest brokerage firms and among the top 5 largest independently owned firms in the country. Unison Risk Advisors is committed to an independent brokerage service model guided by the belief that clients are best served by professionally managed and well-resourced firms that can act independently upon the client's best interests.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.