Risk is a good thing. America was built by risk takers and you deserve to know you have a trusted risk management and insurance partner protecting you along your journey. We are committed to provide in-depth solutions for personal, farm and ranch, commercial insurance, and employee benefits. When you work with Blue Ridge Risk Partners we market your plan to multiple carriers to ensure you receive the best price and coverage in our network. You will be given a dedicated client services team that will serve as your guide to all the resources you need to make your company thrive. And while we do our best to mitigate risk, accidents do happen. Our dedicated claims department is here to handle all of your claims. Blue Ridge Risk Partners was founded in 2020 by three of the Mid-Atlantic region’s most established, respected, and thriving insurance agencies: Keller Stonebraker Insurance, Jim Lively Insurance, and Dyer Insurance Group. These three independent insurance agencies have lengthy track records of success and dedicated support to the communities they operate within. Each founding agency contributes unique capabilities and resources to Blue Ridge’s mission of delivering superior value by tailoring proactive insurance and risk management solutions to meet each of our client’s specific needs. We provide our clients tailored solutions, expert guidance, and industry-leading resources to meet their risk management and insurance needs. With an emphasis on integrity and excellence in service and while placing our clients' wishes and expectations as our highest priority, we strive to protect their businesses, employees, and families by creating proactive strategies today for tomorrow's needed solutions. With 27 offices and counting, licensed in 50 states and hundreds of carrier of options, Blue Ridge Risk Partners can provide solutions for nearly all of your insurance needs.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

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Higginbotham is a single source solution for insurance, financial and HR/employee benefits services. The employee-owned firm was established in 1948 and ranks by revenue today as the nation’s 21st largest independent insurance brokerage. Based in Fort Worth, Texas, Higginbotham serves businesses and individuals through locations across the nation. The firm specializes in tailoring programs to meet each client’s unique needs, and in standing by those programs with their Day Two Services®, which provide proactive customer support through the life of each policy. Higginbotham is a values-driven firm that strives to be family to employees, accountable to clients, teammates to carriers, and generous to communities.

The City of Madison employs more than 3,000 people who provide services to City residents from the Department of Civil Rights or the Streets Division to the Planning Division and Metro Transit. Our positions range from seasonal work in the City’s public works agencies to permanent full-time positions as engineering, accounting, and information technology professionals. There’s an opportunity for you with the City of Madison. View our current employment opportunities: www.cityofmadison.com/jobs. As an employer, the City of Madison places a strong emphasis on customer service and strives to provide a working environment where: Engagement and equity are supported; Diversity and differing opinions are valued; Teamwork and open and honest communication are encouraged; Meeting customer needs through quality service is a common goal; Creativity is encouraged; and Continuous learning and improvement is fostered. Come be a part of the team!

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Founded in 1885, we leverage over a century of experience along with strong local, national and global reach to meet all of your business objectives. RCM&D Self-Insured Services Company (SISCO) is a Third Party Administrator and a trusted partner in claim management, consulting and advisory services for clients that are self-insured, fully insured, or utilize captive or high deductible programs. Our expertise coupled with our technological resources ensure budget certainty, reduced costs and the overall efficiency of your claim process. In 2020, RCM&D entered a strategic merger with Oswald Companies to form Unison Risk Advisors. Unison Risk Advisors represents one of the nation's largest privately held and employee-owned insurance brokerage and risk management firms. It ranks among the 30 largest brokerage firms and among the top 5 largest independently owned firms in the country. Unison Risk Advisors is committed to an independent brokerage service model guided by the belief that clients are best served by professionally managed and well-resourced firms that can act independently upon the client's best interests.

Schoenfeld Insurance Associates, situated in Baltimore, MD, operates from a larger office and distinguishes itself through a robust track record in catering to diverse employer needs. With a focus on midsize employers, this branch has demonstrated a deep understanding of the intricacies of employer benefits. Their expertise extends to working with self-funded clients, showcasing a commitment to tailored solutions. The office has successfully supported local and regional employers, earning a reputation for excellence. Notable clients include the Agency Holding Company of Maryland, a key player in the agencies, brokerages, and insurance-related activities industry, boasting 110+ participants. Additionally, H&S Bakery, a major entity in the bakeries and tortilla manufacturing sector, with 540+ participants, and H&S Bakery of Eldersburg, with 100+ participants, underscore the breadth of their client portfolio. Schoenfeld Insurance Associates excels in navigating the complexities of industries such as bakeries and tortilla manufacturing, computer systems design, and general rental centers. As part of a local brokerage firm, they leverage their regional presence to deliver personalized service and comprehensive coverage. With a wealth of experience and a client-centric approach, this office stands out as a reliable partner for employers seeking strategic and tailored insurance solutions in the vibrant business landscape of Baltimore, MD.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Since 1890, McConkey Insurance & Benefits has been providing financial security for businesses across the globe. Licensed in nearly all 50 states and with a client presence in over 20 countries, McConkey prides itself in being one of the Mid-Atlantic region’s oldest and most respected insurance brokerage firms. In addition to their traditional insurance portfolio, McConkey specializes in alternative markets offering compliance, administration, brokerage, and actuarial services to businesses, groups and associations in the form of captive programs, self-insurance, consortiums and other unique products tailored to the risk tolerance of our clients.

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today. We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company? Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health! • Stephanie Cohen, CEO: stephanie@golden-cohen.com • Scott Golden, CFO: scott@golden-cohen.com • Jack Cohen, COO: jack@golden-cohen.com