Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

BSI Corporate Benefits (BSI) was founded in 2003 by Founder and Chief Executive Officer, Anthony (Tony) DaRe. Prior to founding BSI, Tony served clients on the insurance carrier side for Geisinger Health Plan and the University of Michigan M-Care. During that time, Tony realized his true passion was to be an advocate for clients rather than insurance carriers. He started BSI with the mission to be an advocate for clients on both a HUMAN and a FINANCIAL level. Today, BSI is a fiercely independent national employee benefits consulting firm with client groups ranging in size from 50 - 15,000 employees. BSI’s ability to successfully identify, implement, and execute immediate and long-term cost-control strategies to effectively manage our clients’ healthcare costs has resulted in BSI being named “Best Benefits Consulting Firm” since 2017. Our executive team has over 110 years of combined insurance industry experience and currently manages over $550 million in healthcare spend throughout the country. It is because of our book of business, reputation, and personal relationships with top executives at the carrier level that we are able to consistently deliver results to our clients that cannot be matched. For more information about BSI Corporate Benefits, please visit www.BSIcorporate.com or call toll-free 1-866-BSI-BENEFITS.

M&M Benefit Group is a highly reputable local insurance broker with an office situated in Novi, Michigan. Their unwavering commitment to exceptional customer service and expertise has earned them high ratings and positive reviews from clients. With a focus on serving clients of large and midsize employers, M&M Benefit Group has established itself as a trusted partner in the insurance industry. An exemplary illustration of M&M Benefit Group's capabilities lies in their collaboration with Success Mortgage Partners, Inc., a prominent employer in the offices of real estate agents and brokers industry with 750 members. M&M Benefit Group worked closely with the HR and finance team of Success Mortgage Partners, Inc. to create customized insurance solutions tailored to the unique needs of their members. This included the setup of a comprehensive HMO plan, PPO plan, PBM, and drug plan, ensuring comprehensive coverage and benefits for their employees. In addition to Success Mortgage Partners, Inc., M&M Benefit Group also serves esteemed employer clients like Kaul Safety International D/B/A Choctaw-Kaul Distribution. Their expertise spans across various industries, including offices of real estate agents and brokers and miscellaneous nondurable goods merchant wholesalers. With a strong presence in Pennsylvania, the Novi office of M&M Benefit Group extends its top-notch services to clients in the state. Their local expertise and dedication to delivering tailored insurance solutions have solidified their position as a reliable partner for large and midsize employers in Pennsylvania and beyond.

Founded in 1955, Meadowbrook Insurance Agency is a nationally recognized retail insurance agency operation. We provide a wide range of insurance products and solutions within the marketplace to protect our client’s assets including business insurance, group health & benefits, and personal insurance. As a national agency operation, our commitment is to help our clients prepare for what’s coming. Whether that’s offering data to enable better decision making, helping to mitigate rising costs, providing coverage options, or navigating through potential vulnerabilities, we have insights to help our clients manage risk. In addition to our innovative insurance coverages and risk management programs, we are also committed to making an impact within the communities in which we work, live, and serve our clients. We provide employees with organizational volunteer opportunities and encourage them to support causes they care about most. We also take pride in our quarterly Quotes For A Cause campaign’s community impact, which donates to non-profit organizations selected by our employees. Today, Meadowbrook Insurance Agency operates numerous agency locations nationwide. Explore our continual investment to our clients, the marketplace, and communities at: www.meadowbrookagency.com.

Centennial Associate's Lansing, MI office stands out as a prominent insurance brokerage, particularly adept at serving midsize employers across various industries. As a larger office within a local brokerage firm, they offer a unique blend of extensive resources and personalized service. Their expertise shines in industries such as industrial machinery manufacturing, specialized freight trucking, and depository credit intermediation. Notably, Centennial Associate has a strong track record working with self-funded clients, indicating a depth of knowledge in creating customized insurance solutions that align with the specific needs and financial strategies of these companies. This capability is especially beneficial for local and regional employers seeking tailored insurance packages. The office boasts an impressive portfolio of top clients, showcasing their ability to manage complex insurance needs. For instance, Causley Trucking, a player in the specialized freight trucking industry based in Michigan, with over 130 participants, trusts Centennial Associate for their insurance needs. Similarly, Lafcu, operating in the depository credit intermediation industry and boasting over 410 participants, and Maner Costerisan & Ellis PC, a firm in the accounting, tax preparation, bookkeeping, and payroll services sector with 80+ participants, also rely on Centennial Associate's expertise. The Lansing office's ability to effectively serve such diverse and significant clients demonstrates their competence in navigating the unique challenges and requirements of various industries. This adaptability, combined with their commitment to understanding and addressing the specific needs of each client, makes Centennial Associate a reliable and valuable partner for employers seeking comprehensive insurance solutions.

At Benefit Group, we're on a mission to create great benefits. By simplifying the complex world of employee benefits, we empower businesses to attract, retain, and inspire their workforce. We challenge the status quo and ensure that mid-market companies receive the same level of expertise and service as larger firms. Our team of seasoned professionals are committed to providing tailored solutions that meet the unique needs of each client. By partnering with us, you're investing in the future of your business and the well-being of your employees. Put simply, Benefit Group is middle market, elevated.

As an Independent Agent with LegalShield, LegalShield was one of the first companies in the United States organized solely to design, underwrite and market legal expense plans. For a low monthly fee of less than $25, the Company's legal expense plans (referred to as memberships) offer a variety of legal services. Plus the best when it comes to Identity Theft protection A LegalShield Legal plans give members access to professional legal counsel not only for trivial legal problems, but for the traumatic ones, like everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. These events can be among the most important events in a person's life, yet there is a tendency for them to take place without proper legal review. For our members, access to legal counsel is only a toll-free phone call away. We offer our legal plans to families, small business owners, and to employees of companys as a voluntary benefit through payroll deduction added as an enhancement to their compensation benefits package. In addition, we offer a superior Identity Theft product, which in combination with our legal plan creates a wall of security that is unsurpassed in the industry to fight the growing issue of identity theft. In accordance with federal laws affecting employers, we also provide our clients with an option to enroll in a Premium Identity Theft Plan. Contact me by email or through the website. Are looking to Expand your portfolio and help people and make an incredible income? Reach out