Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

Allied Insurance Managers, Inc., based in Detroit, MI, presents a robust portfolio of employer benefits, particularly excelling in the medical and ancillary benefits arena. This local brokerage firm, known for its expertise in the death care services industry, boasts significant clients like Mt Elliott Cemetery Association, serving over 70 participants in Michigan. Their position as an independent insurance agent empowers them to offer a wider range of choices compared to other agencies. They are recognized as licensed experts, guiding employers on risk management and loss minimization strategies. In response to the escalating costs of medical care, Allied Insurance Managers has developed a comprehensive suite of health, disability, and long-term care insurance options, essential for any financial plan. This includes life insurance, which plays a crucial role in helping families manage estate tax and funeral expenses. They offer tailored health insurance solutions, adapting to varying risk tolerances, accessibility requirements, and cost considerations, enabling employers to provide customized coverage for their teams. Additionally, their disability insurance plans are designed to protect against workplace injuries and provide coverage for employees who may become disabled on the job. They also offer long-term care insurance policies, allowing clients to choose coverage levels to suit their needs, whether for home care agencies or nursing facilities. This comprehensive approach, combined with their specialized knowledge in niche industries like death care services, makes Allied Insurance Managers a formidable choice for employer benefits in the Detroit, MI area.

We are a group of professionals that serve as advocates to help your organization in multiple ways. We come to work every day to evaluate and refine a durable benefits strategy that meets the demands of your organization, while potentially reducing your administrative burden. Joseph Aiello & Associates strives to provide a level of service that exceeds the customer’s expectation, with deduction to integrity, professionalism and client advocacy. Securities offered through Sigma Financial Corporation, member FINRA (FINRA.org) and SIPC (SIPC.org). Investment Advisory services offered through Sigma Planning Corporation, a Registered Investment Advisor. Joseph Aiello & Associates Inc. is independent of Sigma Financial Corporation and Sigma Planning Corporation. Content is strictly for general purposes and is not an offer to sell or solicit any security. For regulatory purposes, we cannot respond to e-mails through this site and any individualized follow-up involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where the registered representative is not registered. Third party posts found on this profile have not been reviewed for accuracy or completeness by nor do they reflect the views of Sigma Financial Corporation, Sigma Planning Corporation or Joseph Aiello & Associates Inc. Furthermore, to ensure compliance with certain SEC and FINRA rules, we do not use client testimonials on social media sites; this includes receiving and/or posting recommendations or endorsements.

Our Philosophy: "To provide our policyholders with as near perfect protection,as near perfect service, as is humanly possible, and to do so at the lowest possible cost." We are a full-service, independent agency. Call us today at 804-746-0950 to quote your personal or business insurance needs.

As a privately owned company and an industry leader in benefits consulting, our only priority is providing excellent service to our clients. Our experienced team of insurance professionals represent hundreds of diverse Michigan-based clients, some with multi-state locations. From strategic decision tools and plan modeling/analytics to innovative communication strategies our clients receive best in class advice and service. We demonstrate integrity and honesty each and every day in the way we serve our clients. We stand by the products and services we provide and hold ourselves accountable for the well-being of our clients and their employees It is for these reasons and many more that companies of all sizes and industries choose to be represented by The Timberland Group.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

As a trusted partner, our mission is to analyze, plan and implement exceptional benefit and business strategies aimed at delivering immediate impact within a framework focused on compliance and long-term sustainability. Built from a foundation of trust, integrity and service, Wilshire Benefits Group brings more than three decades of experience across a wide range of critical business services. From innovative benefit packages and employee wellness programs to comprehensive risk management and business succession planning, the team at Wilshire Benefits Group continues to lead the way…with an intentionally different approach. Wilshire Benefits Group (WBG) is committed to helping our clients make appropriate business decisions regarding their employee benefit plans by combining the best products for their unique needs and goals, with outstanding customer service. Our business is building enduring relationships based on the specific needs and desires of each client. Our goal is to: - Reduce Your Risk - Make Your Life Easier - Make Your Employees Happy - Save Money We take being your trusted advisor very seriously. Our intention is to provide exceptional service to you.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Salus Group was formed in 2005 as a boutique benefits and administration company located in Sterling Heights, MI. The need for a total solution is a necessary for all companies, regardless of size, industry or economy. Salus Group is able to differentiate our service offerings which set us apart from the average benefits consultant.

Lau & Lau Associates, LLC, located in Detroit, MI, boasts a substantial office with a seasoned team adept at catering to the diverse needs of employers. Specializing in employer benefits, this larger office has proven expertise in serving both small and midsize clients. Their local roots, as part of a distinguished local brokerage firm, contribute to their nuanced understanding of the regional business landscape. A standout feature is their proficiency in supporting self-funded clients, a testament to their comprehensive approach to insurance solutions. This office has successfully collaborated with notable businesses, such as Butzel Long A Professional Corporation, a legal services industry leader with over 160 participants, Covenant Community Care in health practitioners' offices with 140+ participants, and Judson Center in individual and family services with an impressive 380+ participants. Lau & Lau Associates, LLC excels across various industries, including automobile dealerships, management, scientific, and technical consulting services, as well as individual and family services. Their commitment to client success is underscored by their tailored strategies for each sector. With a track record of serving clients with diverse participant sizes, this office in Detroit, MI, stands out for its local market understanding and commitment to delivering comprehensive insurance solutions for employers.

Koppinger & Associates is a team of dedicated and experienced advisors committed to helping clients better understand specific needs in protecting their business assets, reputation, and bottom line. They help their clients build strong organizations by driving growth and generating results with solutions that take their business to the next level.

Goodman Venegas Insurance Agency's Detroit, MI office stands out as a robust and experienced insurance broker catering to the diverse needs of both local and regional employers. Operating from a larger office, they specialize in providing comprehensive medical and ancillary benefits solutions. Their extensive expertise spans key industries such as machinery, equipment, and supplies merchant wholesalers, motor vehicle parts manufacturing, and retail trade. With a deep understanding of the local business landscape, Goodman Venegas has successfully served notable clients, including Binsons Hospital Supplies, a prominent player in the retail trade industry, boasting over 600 participants. Eissmann Automotive, a leader in motor vehicle parts manufacturing, with 330+ participants, and Ewie Group of Companies, specializing in machinery, equipment, and supplies merchant wholesaling, with 300+ participants, further showcase the broker's versatility. Part of a respected local brokerage firm, Goodman Venegas distinguishes itself with significant experience in working with midsize and large employers. Their track record reflects a commitment to delivering tailored insurance solutions, making them an ideal partner for employers seeking reliable expertise and comprehensive coverage in the dynamic landscape of employee benefits.