As an Independent Agent with LegalShield, LegalShield was one of the first companies in the United States organized solely to design, underwrite and market legal expense plans. For a low monthly fee of less than $25, the Company's legal expense plans (referred to as memberships) offer a variety of legal services. Plus the best when it comes to Identity Theft protection A LegalShield Legal plans give members access to professional legal counsel not only for trivial legal problems, but for the traumatic ones, like everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. These events can be among the most important events in a person's life, yet there is a tendency for them to take place without proper legal review. For our members, access to legal counsel is only a toll-free phone call away. We offer our legal plans to families, small business owners, and to employees of companys as a voluntary benefit through payroll deduction added as an enhancement to their compensation benefits package. In addition, we offer a superior Identity Theft product, which in combination with our legal plan creates a wall of security that is unsurpassed in the industry to fight the growing issue of identity theft. In accordance with federal laws affecting employers, we also provide our clients with an option to enroll in a Premium Identity Theft Plan. Contact me by email or through the website. Are looking to Expand your portfolio and help people and make an incredible income? Reach out

Debra A. Youngs is a seasoned employee benefits broker with a firm foothold in Ann Arbor, MI, bringing valuable expertise to the local business landscape. With a focus on serving self-funded employers, Debra has honed her skills in navigating the complexities of employee benefits, offering tailored solutions that prioritize both employer and employee needs. Her reputation for excellence is underscored by her roster of esteemed clients, including ADRIAN STEEL COMPANY and MICHIGAN ADVOCACY PROGRAM. Debra's approach is marked by a deep commitment to understanding the unique challenges faced by each client, ensuring that her recommendations are not only comprehensive but also aligned with their specific objectives and budgetary constraints. In an industry where trust and reliability are paramount, Debra distinguishes herself through her unwavering dedication to client satisfaction. Whether it's crafting customized benefit packages, providing ongoing support, or staying abreast of regulatory changes, Debra consistently goes above and beyond to deliver results that exceed expectations. With her proven track record and client-centered approach, Debra A. Youngs is the go-to choice for businesses seeking expert guidance in navigating the complexities of employee benefits.

We are a single-source financial solutions provider dedicated to driving positive change while supporting the growth and ambitions of asset managers, allocators, financial institutions, and family offices around the world. Established in Bermuda in 2003, we have continually disrupted the industry through our investment in innovation and talent. Today, we set the pace in fund and asset servicing and stand out for our unique single-source solution and unified cross asset-class platform which supports the entire value chain, harnesses leading innovative technology, and benefits from cross-jurisdictional expertise delivered by a long-standing management team and over 13,000 highly integrated professionals. As a pioneering data and fintech-enabled company, we are a disruptor driving digital tools into fund and asset servicing. However, our vision to drive positive change extends beyond the industry. The Apex Foundation, a not-for-profit entity, is our passionate commitment to empower sustainable change.

At Allstate, we're advocates for peace of mind and a good life. And that comes through in everything we do. From building diverse and innovative teams that truly understand our customers' needs, to challenging each other to develop our careers in a meaningful way, and finally to the incredible results we're able to achieve together. See how we’re creating a better future through innovation, advocacy, and empowering people and communities.

Saginaw Bay Underwriters (SBU) is an independent insurance agency in the Great Lakes Bay Region of Michigan, offering risk advising and insurance services to businesses, employers, and individuals and families. We use a proprietary, three-step approach called The Clear Advantage™ to ensure clear results for our clients, not just insurance. Originally founded in 1863 to insure the lumber industry throughout the Saginaw Valley, SBU is now one of Michigan’s largest insurance agencies, serving more than 12,000 clients.

Security First Benefits Corporation solves clients'​ insurance and financial needs by providing quality products and services in the areas of employee benefits; investment programs; and life, health, and disability insurance. Most employers are overwhelmed by the inordinate amount of time, effort, and money they expend evaluating, implementing, and administering their executive and employee benefits plans. To better serve our customers, Security First Benefits Corporation has developed a comprehensive system to perform all these functions.

Centennial Associate's Lansing, MI office stands out as a prominent insurance brokerage, particularly adept at serving midsize employers across various industries. As a larger office within a local brokerage firm, they offer a unique blend of extensive resources and personalized service. Their expertise shines in industries such as industrial machinery manufacturing, specialized freight trucking, and depository credit intermediation. Notably, Centennial Associate has a strong track record working with self-funded clients, indicating a depth of knowledge in creating customized insurance solutions that align with the specific needs and financial strategies of these companies. This capability is especially beneficial for local and regional employers seeking tailored insurance packages. The office boasts an impressive portfolio of top clients, showcasing their ability to manage complex insurance needs. For instance, Causley Trucking, a player in the specialized freight trucking industry based in Michigan, with over 130 participants, trusts Centennial Associate for their insurance needs. Similarly, Lafcu, operating in the depository credit intermediation industry and boasting over 410 participants, and Maner Costerisan & Ellis PC, a firm in the accounting, tax preparation, bookkeeping, and payroll services sector with 80+ participants, also rely on Centennial Associate's expertise. The Lansing office's ability to effectively serve such diverse and significant clients demonstrates their competence in navigating the unique challenges and requirements of various industries. This adaptability, combined with their commitment to understanding and addressing the specific needs of each client, makes Centennial Associate a reliable and valuable partner for employers seeking comprehensive insurance solutions.

Franklin Benefit Solutions is a reputable local insurance broker based in Grand Blanc, Michigan. With a strong presence in the Flint, MI market, they have garnered a reputation as one of the top brokerages in the area. Their office location in Grand Blanc allows them to serve clients across Michigan, providing a wide range of insurance solutions tailored to meet their unique needs. One notable example of Franklin Benefit Solutions' expertise lies in their partnership with the Ennis Center For Children, a prominent employer in the individual and family services industry. Collaborating closely with their HR and finance team, Franklin Benefit Solutions successfully set up a self-funding arrangement, HMO plan, PBM, and drug plan that catered specifically to the needs of Ennis Center For Children's 160 members. This experience highlights the broker's proficiency in working with self-funded employers and their commitment to designing comprehensive insurance solutions. Moreover, Franklin Benefit Solutions possesses extensive experience in working with clients and PPOs to ensure that member needs are met effectively. They also have a strong understanding of PBMs and other specialized pharmacy providers. Serving clients of midsize employers, Franklin Benefit Solutions has established relationships with notable organizations such as Human Development Commission and Richfield Industries. With a good M Score, Franklin Benefit Solutions demonstrates their broad expertise and experience across different client sizes and industries. Their outstanding customer service and profound knowledge have earned them high ratings and positive reviews from satisfied clients. Franklin Benefit Solutions remains dedicated to delivering excellent insurance brokerage services that address the distinct requirements of their diverse clientele.

JFP Benefit Management Inc's Jackson, MI office stands out as a prominent player in the insurance brokerage landscape, boasting a robust portfolio of services tailored for employer benefits. Situated in a larger office, their seasoned team exhibits commendable expertise in catering to the unique needs of both local and regional employers. Specializing in medical and ancillary benefits, this office has become a trusted ally for businesses seeking comprehensive coverage solutions. What sets JFP Benefit Management Inc apart is its proven track record with notable clients. Among them are industry leaders like Air-Way Manufacturing Company, a miscellaneous manufacturing giant with over 330 participants, Alro Steel Corporation in the metal and mineral sector boasting 2550+ participants, and the Center For Family Health in the offices of physicians industry, serving over 300 participants. This diverse clientele underscores the office's versatility and ability to navigate the intricacies of various sectors. As a vital component of a local brokerage firm, JFP Benefit Management Inc in Jackson, MI, is deeply ingrained in the community, allowing them to provide a personalized touch to their services. Their demonstrated experience with midsize employers further solidifies their position as a go-to partner for businesses seeking tailored and effective benefits solutions. The office's comprehensive expertise across offices of physicians industries enhances its appeal, making it a strategic choice for employers navigating the complex landscape of employee benefits.

Richmond Agency's Jackson, MI location stands out as a trusted insurance broker with a strong focus on serving local and regional employers. With a robust understanding of the unique needs in the medical and ancillary benefits landscape, this office has become a go-to resource for businesses in the area. A key strength of Richmond Agency lies in its deep expertise in catering to midsize employers. This is evident in their successful partnerships with notable clients, such as Mid-America Machining, a prominent player in the professional, scientific, and technical services industry. With over 210 participants, Richmond Agency has demonstrated its ability to tailor comprehensive insurance solutions to meet the specific requirements of sizable organizations. Another noteworthy client is Spartan Light Metal Products, a leader in the fabricated metal product manufacturing industry based in MO, boasting over 110 participants. The agency's proven track record with such diverse clients underscores its adaptability and effectiveness in navigating the intricacies of different industries. Operating as part of a local brokerage firm, Richmond Agency's Jackson, MI location seamlessly integrates local insights with industry expertise. Employers in the region can rely on this broker for tailored, high-quality insurance solutions that address the evolving needs of their workforce.

A part of Hub Midwest East, Grace & Porta Benefits is an independent agency specializing in employee benefits consultation. We are here to simplify the employee benefits process, making for happier employers and healthier employees. We work with passion and pride to help employers meet their goals for employee benefits through listening and forming creative solutions. At Grace & Porta Benefits, we understand that when selecting health care plans, choosing the right benefits is only part of the decision. Let us make sure your company is cared for after that decision is made.