Keystone started in 1983 when four independent insurance agencies teamed up to pool their experience and expertise. Determined and scrappy in the face of a difficult market, this small group believed that agencies could be stronger and more successful if they linked arms. Today, that passion and spirit that started Keystone continues. Growing to over 300 independent agency partners, Keystone provides its agents with a community of like-minded agencies, industry expertise, and access to specialized products for their clients. Keystone is ranked third on Insurance Journal's 2023 list of Top 20 Privately-Held Property/Casualty Agency Partnerships. For more information, go to www.keystoneinsgrp.com.

Conrad Siegel, situated in Harrisburg, PA, stands out as a significant and well-established brokerage office, particularly adept at serving local and regional employers. This office is known for its proficiency in handling medical and ancillary benefits, a vital aspect for employer benefits buyers to consider. At the forefront of their client list are noteworthy entities such as Central Penn, a key player in the educational services industry in Pennsylvania, with over 90 participants. This demonstrates Conrad Siegel's ability to manage benefit programs for organizations with a substantial number of beneficiaries. Similarly, their work with Milton Hershey School, another educational institution in Pennsylvania, catering to over 1310 participants, showcases their capacity to handle large-scale benefit plans effectively. In addition to educational services, Conrad Siegel's Harrisburg office has carved a niche in the nursing and residential care facilities industries, indicating a versatile and adaptable approach to various sector needs. Their client roster also includes Conrad M Siegel, operating in the professional, scientific, and technical services industry, with more than 70 participants, further underlining their diverse expertise. As part of a local brokerage firm, this office brings a personalized touch to its services, combining local insights with industry expertise. Their demonstrated experience with small employers adds another layer to their profile, making them a reliable choice for businesses of varying sizes seeking tailored insurance solutions. This blend of local knowledge, industry versatility, and capacity to manage both small and large-scale benefit programs makes Conrad Siegel's Harrisburg office a compelling option for employer benefits buyers seeking a dependable insurance broker.

Foundation Risk Partners is one of the fastest growing insurance brokerage and consulting firms in the United States. Through acquisition and organic growth, we continue to expand throughout all regions with a specific growth strategy that ensures a complementary mix of industry expertise, coverage, specialized services, location, values and cultural fit. The team at Foundation Risk Partners is driven to seek new levels of success for our partners, while providing superior results for our clients.

Harrison Benefit Services, located in Scranton, PA, stands out as a premier insurance broker catering to the diverse needs of local and regional employers. With a dedicated focus on medical and ancillary benefits, this office brings a wealth of expertise to the table. Their commitment to excellence is evident in their successful partnerships with a variety of businesses. Noteworthy among their clientele is Leeward Construction, a heavyweight in the heavy and civil engineering construction industry, boasting over 160 participants. Additionally, Process Technologies & Packaging, a key player in the soap, cleaning compound, and toilet preparation manufacturing sector, entrusts Harrison Benefit Services with the well-being of more than 90 participants. The broker's proficiency extends seamlessly across the soap, cleaning compound, and toilet preparation manufacturing industries, showcasing a comprehensive understanding of the unique challenges and needs within these sectors. As part of a local brokerage firm, Harrison Benefit Services brings a personalized touch to their services, ensuring a tailored approach to employer benefits. Their commitment to local businesses and robust knowledge of the region makes them an ideal partner for employers seeking reliable, customized insurance solutions.

Roche Financial, Inc., located in Williamsport, PA, stands as a prominent insurance broker within the region, boasting a substantial footprint in the industry. Operating from a spacious and well-equipped larger office, Roche Financial, Inc. is deeply ingrained in the local business landscape. Specializing in servicing self-funded clients, the office extends its expertise to support both local and regional employers. With a proven track record, this branch of Roche Financial, Inc. has successfully catered to midsize employers, showcasing a wealth of experience in crafting tailored insurance solutions. The team's proficiency spans diverse industries, with notable expertise in steel product manufacturing from purchased steel and furniture and related product manufacturing. This versatile skill set positions them as a valuable partner for businesses seeking comprehensive coverage. Among their esteemed clientele are industry leaders such as Jersey Shore Steel Company, a key player in steel manufacturing with over 190 participants, and John Savoy & Son, a prominent figure in furniture manufacturing with 80+ participants. Additionally, their collaboration with the Pennsylvania Automotive Association, boasting 4150+ participants, underscores their ability to navigate the complexities of diverse sectors. Affiliated with a respected local brokerage firm, Roche Financial, Inc. in Williamsport, PA, emerges as a reliable and experienced insurance partner for employers seeking comprehensive and customized benefit solutions.

F.N.B. Corporation (NYSE:FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in eight states. FNB holds a significant retail deposit market share in attractive metropolitan markets including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; and Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina. The Company has total assets of nearly $30 billion, and more than 400 banking offices throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina and South Carolina.

Seltzer Group Partners provides a team of people to help our clients with a wide range of specialized services. Every client is assigned a Client Advocate to quarterback and champion our client's specific business needs across our portfolio of different services. Each service area, whether it's business insurance, workers'​ compensation management, disaster recovery, safety, personal insurance or human resources management, has its own practice leader who also works directly with clients on those specific issues.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

I consulted businesses of all sizes to help them navigate the benefits world by obtaining quotes from top health care carriers, dental carriers, vision carriers, disability companies, etc for their valued employees. Once the most cost effective and appropriate benefit plan is chosen, I stayed with the company for the entire year to ensure the plans are running smoothly. I was also to head up a financial division of the company to offer retirement benefits to clients but that position never came to fruition.

Crump Life Insurance Services, a leading third-party distributor and service provider of insurance and retirement products, is part of Truist Insurance Holdings, Inc., the fifth-largest insurance broker in the United States.* Crump supports the distribution of life insurance, annuities, long term care, linked benefits, disability, and health products with the industry’s premier sales and back-office support and technology services, marketing under the following brands: Crump, Truist Life Insurance Services, RiskRighter, and Tellus. * Source: Business Insurance Magazine Our culture focuses on embracing diversity and inclusion, while fostering a “place I want to be” environment for teammates. We are a high-performance organization that values our teammates’ contributions to our success. All social media postings by Crump and related entities are for insurance professional use only. They are not intended to be used in the solicitation of sales to the public nor are they intended to support the recommendation of any product or strategy for any particular client or class of clients. They are for use with non-registered products only. Crump operates under the license of Crump Life Insurance Services Inc., AR license #100103477. Products and programs offered through Crump are not approved for use in all states.

Yocum & Company is a highly-rated insurance brokerage firm specializing in providing exceptional customer service and expertise to midsize employers. With their office located in Lebanon, Pennsylvania, they have established themselves as one of the top brokerages in the area. Known for their deep understanding of the fabricated metal product manufacturing industry, Yocum & Company has successfully worked with clients like Mid West Fabricating Co., a prominent employer in the field. As an insurance broker, Yocum & Company offers tailored solutions to meet the unique needs of their clients. They collaborated closely with Mid West Fabricating Co.'s HR and finance team to develop a self-funding arrangement specifically designed for the 200 members of the company. This personalized approach demonstrates their commitment to delivering comprehensive coverage that aligns with their clients' objectives. Yocum & Company's expertise extends beyond Lebanon, Pennsylvania. They service clients across various states, including California, New York, North Carolina, Florida, Massachusetts, Texas, Tennessee, Virginia, Georgia, New Jersey, Vermont, Indiana, Missouri, Ohio, Minnesota, Illinois, South Carolina, Washington, Alabama, and Colorado. This expansive reach allows Yocum & Company to cater to the insurance needs of employers nationwide. With a reputation for excellent customer service, extensive industry knowledge, and a focus on meeting the unique requirements of midsize employers, Yocum & Company is the go-to insurance broker for businesses seeking reliable and comprehensive coverage solutions.

The Pennsylvania Automotive Association (PAA) is a 501(c)(6) membership organization representing new car and heavy-duty truck dealers in Pennsylvania. The Association is made up of four separate entities: PAA, PAA Services, PAA Insurance Agency, and the PAA Foundation, a 501(c)(3) community foundation that carries on educational and charitable activities benefiting the employees and their families of PAA members, and the new retail automotive and truck industry in Pennsylvania.